DE WOLF GROEP
ActiveDE WOLF GROEP has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €4k. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 14% of 27358 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability23▲+8
Solvency7▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.46 against 0.58 in 2024), and 89.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.4%
Return on assets
0.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 27358 sector peers (2025).
NBB · sector comparisonPosition among 27358 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
13 d early
2022
on the day
2021
6 d early
2020
12 d late
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 4.9%
2024 · €81k
2018: €14k
2019: €22k
2020: €27k
2021: €37k
2022: €67k
2023: €79k
2024: €81k
2018 → 2025
Total assets
€819k▼ 8.3%
2024 · €893k
2018: €222k
2019: €259k
2020: €266k
2021: €257k
2022: €342k
2023: €408k
2024: €893k
2018 → 2025
Net result
€4k▲ 67.0%
2024 · €2k
2018: €2k
2019: €9k
2020: €5k
2021: €10k
2022: €31k
2023: €13k
2024: €2k
2018 → 2025
Working capital
€-196k▼ 30.4%
2024 · €-150k
2018: €-24k
2019: €-6k
2020: €-26k
2021: €-40k
2022: €63k
2023: €16k
2024: €-150k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€67k▲ 79.8%€79k▲ 17.5%€81k▲ 3.0%€85k▲ 4.9%
Operating result€21k-€49k▲ 136%€25k▼ 48.3%€15k▼ 41.7%€25k▲ 65.0%
Net result€10k-€31k▲ 219%€13k▼ 57.2%€2k▼ 82.3%€4k▲ 67.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 65% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €819k
Fixed assets
€653k▼ 4.5%
Current assets
€166k▼ 20.6%
Equity and liabilities €819k
Equity
€85k▲ 4.9%
Debt
€734k▼ 9.6%
The debt ratio falls from 90.9% to 89.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€64k▲
2024 · €57k
Cash flow
€44k▼
2024 · €44k
Solvency
10.4%▲
2024 · 9.1%
Current ratio
0.46▼
2024 · 0.58
Quick ratio
0.40▼
2024 · 0.45
Debt / equity
8.65▼
2024 · 10.03
ROE
4.7%▲
2024 · 2.9%
ROA
0.5%▲
2024 · 0.3%
Interest coverage
3.39▼
2024 · 4.87
Debt
€734k▼
2024 · €812k
Debt ≤ 1 year
€362k▲
2024 · €359k
Debt > 1 year
€369k▼
2024 · €450k
Income taxes
€2k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€893k€819k▼
Fixed assets21/28€684k€653k▼
Intangible fixed assets21€81-
Tangible fixed assets22/27€201k€170k▼
Plant, machinery and equipment23€13k€7k▼
Furniture and vehicles24€168k€145k▼
Other tangible fixed assets26€20k€19k▼
Financial fixed assets28€483k€483k=
Current assets29/58€209k€166k▼
Stocks and contracts in progress3€46k€23k▼
Stocks30/36€22k€9k▼
Contracts in progress37€25k€14k▼
Amounts receivable within one year40/41€65k€112k▲
Trade receivables40€61k€108k▲
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€89k€21k▼
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€893k€819k▼
Equity10/15€81k€85k▲
Contributions10/11€19k€19k=
Reserves13€891€891=
Non-distributable reserves130/1€891€891=
Reserves not available under the articles1311€891€891=
Profit (loss) carried forward14€62k€65k▲
Amounts payable17/49€812k€734k▼
Amounts payable after more than one year17€450k€369k▼
Financial debts170/4€450k€369k▼
Amounts payable within one year42/48€359k€362k▲
Current portion of amounts payable after more than one year42€99k€101k▲
Trade debts44€21k€32k▲
Suppliers440/4€21k€32k▲
Advances received on contracts in progress46€13k-
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€569€4k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€222k€225k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20242025
Non-recurring operating income76A-€31k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€40k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€59k€68k▲
Operating profit (loss)9901€15k€25k▲
Financial income75/76B€205€4▼
Recurring financial income75€205€4▼
Financial charges65/66B€12k€19k▲
Recurring financial charges65€12k€19k▲
Profit (loss) for the period before taxes9903€3k€5k▲
Income taxes67/77€1k€2k▲
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€65k▲
Profit (loss) brought forward from the previous period14P€59k€62k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €31k ▲219%
Operating result €49k, net result €31k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erpe-Mere · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 1179420 Erpe-MereGround area
196 m²
Building footprint
135 m²
Volume, LiDAR
877 m³
Parcel 41016C0130/00C000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Wolf Groep
since 20152.241.129.768
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41016C0130/00C000 | Flanders | 196 m² | 1 · 135 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 450 EUR awarded · 450 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 450 EUR | 450 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
E-PLUG
BE 0757.964.136
Temse · Eq €85k
SECULYN TECHNICS
BE 0600.892.036
Heusden-Zolder · Eq €85k
HASSAN Q
BE 0792.979.948
Beveren-Kruibeke-Zwijndrecht · Eq €86k
ETABLISSEMENT THIEULIN
BE 0604.978.607
Anderlecht · Eq €86k
Technikas
BE 0766.494.493
Ninove · Eq €84k
Of 1,120 companies in sector 43212 we hold annual accounts for 418. 358 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-04-2015
Fiscal year end31-12
Activities, NACEBEL
43212Electrical installation work in industrial facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.