De Wolf Geert Consulting
ActiveDe Wolf Geert Consulting has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €562k and a net result of €91k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 69% of 1256 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-8
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 3.7 against 3.63 in 2024), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70%
Return on assets
11.3%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
2 d late
2024
on the day
2023
2 d late
2022
24 d late
2021
22 d late
2020
2 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€562k▲ 5.2%
2024 · €534k
2019: €329k
2020: €398k
2021: €479k
2022: €494k
2023: €489k
2024: €534k
2019 → 2025
Total assets
€803k▲ 6.5%
2024 · €754k
2019: €423k
2020: €496k
2021: €581k
2022: €655k
2023: €761k
2024: €754k
2019 → 2025
Net result
€91k▼ 4.5%
2024 · €95k
2019: €63k
2020: €68k
2021: €82k
2022: €80k
2023: €92k
2024: €95k
2019 → 2025
Working capital
€542k▲ 12.4%
2024 · €482k
2019: €332k
2020: €415k
2021: €448k
2022: €478k
2023: €480k
2024: €482k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€479k-€494k▲ 3.1%€489k▼ 1.0%€534k▲ 9.2%€562k▲ 5.2%
Operating result€117k-€119k▲ 1.8%€138k▲ 15.7%€135k▼ 2.2%€133k▼ 1.1%
Net result€82k-€80k▼ 1.8%€92k▲ 14.3%€95k▲ 3.4%€91k▼ 4.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €803k
Fixed assets
€61k▼ 31.5%
Current assets
€743k▲ 11.5%
Equity and liabilities €803k
Equity
€562k▲ 5.2%
Debt
€241k▲ 9.6%
The debt ratio rises from 29.2% to 30.0%: debt grows faster than equity.
Key figures and ratios
EBITDA
€161k▲
2024 · €154k
Cash flow
€119k▲
2024 · €114k
Solvency
70.0%▼
2024 · 70.8%
Current ratio
3.70▲
2024 · 3.63
Quick ratio
3.67▲
2024 · 3.59
Debt / equity
0.43▲
2024 · 0.41
ROE
16.1%▼
2024 · 17.8%
ROA
11.3%▼
2024 · 12.6%
Interest coverage
14.83▼
2024 · 22.33
Debt
€241k▲
2024 · €220k
Debt ≤ 1 year
€201k▲
2024 · €184k
Debt > 1 year
€30k=
2024 · €30k
Income taxes
€38k▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€754k€803k▲
Fixed assets21/28€89k€61k▼
Tangible fixed assets22/27€89k€61k▼
Plant, machinery and equipment23€1k€867▼
Furniture and vehicles24€87k€60k▼
Current assets29/58€666k€743k▲
Stocks and contracts in progress3€7k€6k▼
Stocks30/36€7k€6k▼
Amounts receivable within one year40/41€78k€50k▼
Trade receivables40€72k€46k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€573k€682k▲
Deferred charges and accrued income490/1€8k€4k▼
Equity and liabilities
Total equity and liabilities10/49€754k€803k▲
Equity10/15€534k€562k▲
Contributions10/11€12k€12k=
Reserves13€522k€550k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€522k€550k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€220k€241k▲
Amounts payable after more than one year17€30k€30k=
Financial debts170/4€30k€30k=
Amounts payable within one year42/48€184k€201k▲
Trade debts44€22k€12k▼
Suppliers440/4€22k€12k▼
Advances received on contracts in progress46€1k€6k▲
Taxes, remuneration and social security45€3k€11k▲
Taxes450/3€3k€11k▲
Other amounts payable47/48€158k€171k▲
Accrued charges and deferred income492/3€7k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€28k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€155k€162k▲
Operating profit (loss)9901€135k€133k▼
Financial income75/76B€6k€6k▲
Recurring financial income75€6k€6k▲
Financial charges65/66B€7k€11k▲
Recurring financial charges65€7k€11k▲
Profit (loss) for the period before taxes9903€133k€128k▼
Income taxes67/77€38k€38k▼
Profit (loss) for the period9904€95k€91k▼
Profit (loss) for the period to be appropriated9905€95k€91k▼
Appropriation of the result
Profit (loss) to be appropriated9906€95k€91k▼
Transfer from equity791/2€50k€63k▲
Transfer to equity691/2€95k€91k▼
To other reserves6921€95k€91k▼
Profit to be distributed694/7€50k€63k▲
Return on contributions (dividend)694€50k€63k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 2 days late
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €95k ▲3.4%
Net result €95k, the highest in the series.
30-06
Financial
Equity above €500kEq €534k ▲9.2%
6 profitable years in a row build equity to €534k.
02-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
22-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2018
28-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Berg 489860 OosterzeleGround area
2,714 m²
Building footprint
437 m²
Volume, LiDAR
2,134 m³
Parcel 44007A0888/00A000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Berg 48, 9860 Oosterzele
since 20082.354.949.568
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44007A0888/00A000 | Flanders | 2,714 m² | 1 · 437 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 273 EUR awarded · 273 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 129 EUR | 129 EUR |
| 2024 | 1 | 90 EUR | 90 EUR |
| 2023 | 1 | 54 EUR | 54 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 6,072 companies in sector 75000 we hold annual accounts for 1,944. 1,289 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2008
Fiscal year end30-06
Activities, NACEBEL
75000Veterinary services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.