De Witte Lelie
ActiveThe computed 12-month bankruptcy probability of De Witte Lelie is 1.8% (moderate). The 2025 annual accounts show equity of €69k and a net result of €21k. Equity is growing by ~32.4% per year across the filed fiscal years. Its solvency ranks better than 51% of 18237 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+7
Solvency60▲+11
Growth52=
Track record82
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 0.68 in 2024; short-term debt: 41.1% and cash: 30.5% of total assets), and 64.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.4%
Return on assets
10.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
8 d early
2024
24 d early
2023
14 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▲ 42.7%
2024 · €48k
2023: €38k
2024: €48k
2023 → 2025
Total assets
€196k▼ 2.3%
2024 · €200k
2023: €155k
2024: €200k
2023 → 2025
Net result
€21k▲ 92.9%
2024 · €11k
2023: €37k
2024: €11k
2023 → 2025
Working capital
€22k
2024 · €-25k
2023: €-34k
2024: €-25k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€38k-€48k▲ 28.4%€69k▲ 42.7%
Operating result€47k-€18k▼ 61.6%€33k▲ 83.7%
Net result€37k-€11k▼ 70.8%€21k▲ 92.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 84% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€93k▼ 36.2%
Current assets
€102k▲ 89.3%
Equity and liabilities €196k
Equity
€69k▲ 42.7%
Debt
€126k▼ 16.6%
The debt ratio falls from 75.8% to 64.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€63k▲
2024 · €63k
Cash flow
€51k▼
2024 · €56k
Solvency
35.4%▲
2024 · 24.2%
Current ratio
1.27▲
2024 · 0.68
Quick ratio
1.22▲
2024 · 0.50
Debt / equity
1.83▼
2024 · 3.13
ROE
29.9%▲
2024 · 22.1%
ROA
10.6%▲
2024 · 5.4%
Interest coverage
10.76▼
2024 · 17.58
Debt
€126k▼
2024 · €152k
Debt ≤ 1 year
€80k▲
2024 · €80k
Debt > 1 year
€46k▼
2024 · €68k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€200k€196k▼
Fixed assets21/28€146k€93k▼
Intangible fixed assets21€7k€5k▼
Tangible fixed assets22/27€139k€88k▼
Plant, machinery and equipment23€75k€40k▼
Furniture and vehicles24€54k€40k▼
Other tangible fixed assets26€10k€8k▼
Current assets29/58€54k€102k▲
Stocks and contracts in progress3€15k€4k▼
Stocks30/36€15k€4k▼
Amounts receivable within one year40/41€34k€37k▲
Trade receivables40€22k€23k▲
Other amounts receivable41€12k€14k▲
Cash at bank and in hand54/58€4k€60k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€200k€196k▼
Equity10/15€48k€69k▲
Contributions10/11€1k€1k=
Reserves13€47k€68k▲
Distributable reserves133€47k€68k▲
Amounts payable17/49€152k€126k▼
Amounts payable after more than one year17€68k€46k▼
Financial debts170/4€68k€46k▼
Amounts payable within one year42/48€80k€80k▲
Current portion of amounts payable after more than one year42€32k€22k▼
Trade debts44€17k€5k▼
Suppliers440/4€17k€5k▼
Taxes, remuneration and social security45€1k€301▼
Taxes450/3€1k€301▼
Other amounts payable47/48€30k€54k▲
Accrued charges and deferred income492/3€5k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€23k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€30k▼
Other operating charges640/8€505€894▲
Gross operating margin9900€63k€64k▲
Operating profit (loss)9901€18k€33k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€14k€27k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€11k€21k▲
Profit (loss) for the period to be appropriated9905€11k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€11k€21k▲
Transfer to equity691/2€11k€21k▲
To other reserves6921€11k€21k▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼70.8%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Itegemseweg(WIE) 982222 Heist-op-den-BergGround area
1,375 m²
Building footprint
271 m²
Volume, LiDAR
1,277 m³
Parcel 12039C0268/00K000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Witte Lelie
since 20232.356.194.633
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12039C0268/00K000 | Flanders | 1,375 m² | 1 · 270 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 236 EUR awarded · 236 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 118 EUR | 118 EUR |
| 2024 | 1 | 118 EUR | 118 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeist-op-den-Berg2.356.194.633
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Of 395 companies in sector 47271 we hold annual accounts for 154. 123 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2023
Fiscal year end31-12
Activities, NACEBEL
47271Retail trade
47291Retail trade
47110Non-specialised retail sale with food, beverages or tobacco predominating
47111Retail trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.