DE WITTE
ActiveDE WITTE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €572k and a net result of €11k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 73% of 27676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▲+10
Solvency93▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.62 against 5.03 in 2024; short-term debt: 19.6% and cash: 12% of total assets), and 31.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.4%
Return on assets
1.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
59 d late
2023
47 d late
2022
153 d late
2021
60 d late
2020
153 d late
2019
95 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€572k▲ 2.0%
2024 · €561k
2018: €538k
2019: €550k
2020: €530k
2021: €596k
2022: €531k
2023: €568k
2024: €561k
2018 → 2025
Total assets
€836k▲ 2.6%
2024 · €815k
2018: €813k
2019: €835k
2020: €823k
2021: €835k
2022: €782k
2023: €818k
2024: €815k
2018 → 2025
Net result
€11k
2024 · €-7k
2018: €-16k
2019: €13k
2020: €-20k
2021: €65k
2022: €-64k
2023: €37k
2024: €-7k
2018 → 2025
Working capital
€594k▼ 4.1%
2024 · €620k
2018: €601k
2019: €588k
2020: €573k
2021: €647k
2022: €592k
2023: €637k
2024: €620k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€596k-€531k▼ 10.8%€568k▲ 7.0%€561k▼ 1.3%€572k▲ 2.0%
Operating result€55k-€28k▼ 49.7%€23k▼ 18.5%€-12k€37k
Net result€65k-€-64k€37k€-7k€11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €37k after a loss of €12k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €836k
Fixed assets
€78k▲ 89.1%
Current assets
€758k▼ 2.0%
Equity and liabilities €836k
Equity
€572k▲ 2.0%
Provisions
€100k=
Debt
€164k▲ 6.5%
The debt ratio rises from 18.9% to 19.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€47k▲
2024 · €-3k
Cash flow
€22k▲
2024 · €1k
Solvency
68.4%▼
2024 · 68.8%
Current ratio
4.62▼
2024 · 5.03
Quick ratio
4.58▼
2024 · 4.91
Debt / equity
0.29▲
2024 · 0.27
ROE
2.0%▲
2024 · -1.3%
ROA
1.3%▲
2024 · -0.9%
Interest coverage
0.91▲
2024 · -0.17
Debt
€164k▲
2024 · €154k
Debt ≤ 1 year
€164k▲
2024 · €154k
Income taxes
€1k▲
2024 · €409
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€815k€836k▲
Fixed assets21/28€41k€78k▲
Tangible fixed assets22/27€41k€78k▲
Land and buildings22€23k€24k▲
Plant, machinery and equipment23€12k€9k▼
Furniture and vehicles24€2k€40k▲
Other tangible fixed assets26€4k€4k▼
Financial fixed assets28€148€148=
Current assets29/58€774k€758k▼
Stocks and contracts in progress3€18k€7k▼
Stocks30/36€8k€7k▼
Contracts in progress37€10k-
Amounts receivable within one year40/41€12k€17k▲
Trade receivables40€8k€10k▲
Other amounts receivable41€4k€7k▲
Current investments50/53€508k€631k▲
Cash at bank and in hand54/58€235k€100k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€815k€836k▲
Equity10/15€561k€572k▲
Contributions10/11€471k€471k=
Reserves13€91k€102k▲
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€81k€92k▲
Profit (loss) carried forward14€-964€-964=
Provisions and deferred taxes16€100k€100k=
Provisions for liabilities and charges160/5€100k€100k=
Pensions and similar obligations160€100k€100k=
Amounts payable17/49€154k€164k▲
Amounts payable within one year42/48€154k€164k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Advances received on contracts in progress46€2k-
Other amounts payable47/48€147k€157k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€10k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-1k€50k▲
Operating profit (loss)9901€-12k€37k▲
Financial income75/76B€25k€28k▲
Recurring financial income75€25k€28k▲
Financial charges65/66B€20k€52k▲
Recurring financial charges65€20k€52k▲
Profit (loss) for the period before taxes9903€-7k€13k▲
Income taxes67/77€409€1k▲
Profit (loss) for the period9904€-7k€11k▲
Profit (loss) for the period to be appropriated9905€-7k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-964€10k▲
Profit (loss) brought forward from the previous period14P€6k€-964▼
Transfer to equity691/2-€11k
To other reserves6921-€11k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 47 days late
2023
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
31-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 153 days late
2022
31-12
Financial
Weakest financial yearnet €-64k ▼199%
Net result drops to €-64k, the lowest in the series; recovery starts the following year.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 153 days late
2020
03-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 95 days late
2019
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
05-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 97 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boortmeerbeek · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aambeeldstraat 23191 BoortmeerbeekGround area
571 m²
Building footprint
126 m²
Volume, LiDAR
710 m³
Parcel 24039A0116/00R000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Aambeeldstraat 2, 3191 Boortmeerbeek
since 19982.276.542.191
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24039A0116/00R000 | Flanders | 571 m² | 1 · 126 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 479 EUR awarded · 479 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 155 EUR | 155 EUR |
| 2024 | 1 | 324 EUR | 324 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
3 endedLegal Entity Identifier
875500BJATEQHRRE2054
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Of 9,530 companies in sector 43222 we hold annual accounts for 5,661. 3,840 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded28-09-1998
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43211General electrical installation work
43221Plumbing work
45310
45332
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.