Skip to content

De Withoef

Active
Private limited companyfounded 199036 yrs activeStevensvennen 105, 3920 Lommel, BelgiumKBO/BCE: BE 0440.588.747
Summary

The computed 12-month bankruptcy probability of De Withoef is 1.5% (moderate). The 2025 annual accounts show negative equity (-€20,660) and a net result of €3,808. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 11% of 14676 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
De WithoefActiveChecked score 48/100
Risk analysis ReportCompare

Overview

What they do
Cafés and bars
NACE 56301NACE 55401
#1 oldest company in Lommel, Accommodation and food service sector1 site
How big
€25,220total assets 2025
Equity
-€20,660
Profit
€3,808
Turnover not published (abridged schema)
Financially healthy?
48 Fair Checked score 2025
Bankruptcy chance 12 m
1.5%
Who decides
Accounts 63 d early0 of 2 deeds read
Why 48- Higher-failure-rate sector- Annual accounts: weaker financial profile- Weak solvency vs sector+ Long track recordLatest accounts filed on timeShow the evidence

Checked score

Score 2025
48 / 100
Fair
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-3
Solvency0=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54 against 0.46 in 2024; short-term debt: 181.9% and cash: 93.3% of total assets), and equity is negative.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 36 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-81.9%
Return on assets
15.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 14676 sector peers (2025).
NBB · sector comparison
Position among 14676 sector peers
Solvency
better than 11%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 d early
2024
58 d early
2023
54 d early
2022
45 d early
2021
45 d early
2020
43 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €3,808 ▲146%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€20,660 View
  • Positive: Oldest company in Lommel, Accommodation and food service…in the Checked rankings #1 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 5 profitable years in a rowprofit 2025: €3,808 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€25,220
Profit
€3,808
Solvency
-81.9%
Total assets▲ 15.6%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 29-05-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 03-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cafés and barsNACE 56301
Founded
06-04-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure