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De Wissel

Active
Non-profit associationfounded 1981active for 45 yearsParkstraat 64, 3000 Leuven, BelgiumKBO/BCE: BE 0421.913.376
Summary

De Wissel has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.6m and a net result of €101,865. Equity is shrinking by about 2.7% per year across the filed financial years. Its solvency ranks better than 59% of 601 sector peers (NACE 87, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
De WisselActiveChecked score 96/100
Risk analysis ReportCompare

Overview

Activity
Residential care activities
NACE 87991
3rd fastest staff growth in Flemish Brabant, Residential care sector1 site
Size
€6.2mtotal assets 2025
Staff
82.7 FTE
Equity
€3.6m
Surplus
€101,865
Turnover not published (abbreviated format)
Financial health
96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 32 days early5 of 10 deeds summarised
Why 96raises risk1 change of registered office in 24 monthslowers riskLegal form: non-profit associationSector: Residential care activities (NACE 87)Founded in 1981Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 65% of its sector peers (NACE 87, medium-sized)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 84+14
equity 58.9% of total assets
Liquidity 50+8
short-term debt 30.5% · cash 10.6%
Profitability 71+25
return on assets 1.6%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (536 companies, NACE 87, medium-sized)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024lowest value 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €340,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.88, compared with 1.16 in 2024, below 1; short-term debt: 30.5% and cash: 10.6% of total assets), and 41.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 87, medium-sized): better than 64% on solvency, 42% on liquidity, 58% on profitability and 96% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Sector: Residential care activities (NACE 87)
KBO
lowers risk · Founded in 1981
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €3.6m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 days early
2024
6 days early
2023
21 days early
2022
26 days early
2021
24 days early
2020
19 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median (NACE 87) for financial year 2024 is 27 days before the deadline, and 25% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Appointment: Ann Truyens (day-to-day manager)Resignation: Luc Deneffe (day-to-day manager)
  2. Annual accounts filedfinancial year 2025 · abbreviated…
  3. Resignation: Bruno De Pauw (director)Appointment: Godelieve Polfliet (director)

Key points

  • Caution: Board changedlatest change 30-04-2026 · 1 in office 2 joined · 2 left View
  • Positive: Back in profit in 2025after -€97,512 in 2024 €101,865 View
  • Positive: 3rd fastest staff growth in Flemish Brabant, Residential care sectorin the Checked rankings No. 3 View
  • Flemish supportawarded from 2022 to 2025 €30.3m View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Active since 1981founded 27-02-1981 45 years View

By topic

Financials

Financial year
2025
Total assets
€6.2m
Profit
€101,865
Solvency
58.9%
Turnover▲ 234%
Net result
20182024
Go to Financials

Timeline

Events
27
Since
2009
Next accounts
by 31-07-2027
  1. 31-12-2025Back to profit
  2. 21-10-2025Resignation: Luc Deneffe (statutair benoemde dagelijks bestuurder)
  3. 25-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Non-profit association
Activity
Residential care activitiesNACE 87991
Founded
27-02-1981
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
37
Who signs
Two directors jointly
Purpose
“De minderjarigen,jongvolwassenen en gezinnen onthalen,waarderen en sterken; Werken aan een…” (deed in Dutch)
Go to Articles of association

Key facts about De Wissel

What is the company number of De Wissel?
0421.913.376. In Belgium the VAT number is the company number with BE in front: BE 0421.913.376.
Where is De Wissel based?
The registered office is at Parkstraat 64, 3000 Leuven.Company details
What does De Wissel do?
According to the KBO register, the main activity is residential care activities (NACE 87991).
What is the legal form of De Wissel?
Non-profit association (VZW).
When was De Wissel founded?
On 27-02-1981.
Is De Wissel still active?
Yes, De Wissel is an active enterprise in the KBO register.
How many employees does De Wissel have?
On average 82.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of De Wissel?
€20 in financial year 2024, according to the filed annual accounts.
Is De Wissel profitable?
In financial year 2025, De Wissel made a profit of €101,865.
Where can I find the annual accounts of De Wissel?
De Wissel filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of De Wissel due?
By 31-07-2027, for financial year 2026.Timeline

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