DE WILDE TOM
ActiveDE WILDE TOM has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €10k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+15
Solvency100▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 20.36 against 2.48 in 2024; short-term debt: 3.9% and cash: 60.4% of total assets), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
14.8%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-12-2025, 129 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
129 d early
2024
132 d early
2023
130 d early
2022
130 d early
2021
50 d early
2020
122 d early
2019
155 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€62k▲ 10.3%
2024 · €56k
2018: €13k
2019: €24k
2020: €40k
2021: €43k
2022: €52k
2023: €54k
2024: €56k
2018 → 2025
Total assets
€65k▼ 30.3%
2024 · €93k
2018: €27k
2019: €48k
2020: €92k
2021: €93k
2022: €98k
2023: €94k
2024: €93k
2018 → 2025
Net result
€10k▲ 277%
2024 · €3k
2018: €-4k
2019: €17k
2020: €21k
2021: €4k
2022: €9k
2023: €2k
2024: €3k
2018 → 2025
Working capital
€49k▼ 9.3%
2024 · €54k
2018: €13k
2019: €24k
2020: €28k
2021: €31k
2022: €40k
2023: €44k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€52k▲ 20.9%€54k▲ 3.1%€56k▲ 4.7%€62k▲ 10.3%
Operating result€6k-€14k▲ 133%€3k▼ 80.2%€4k▲ 53.2%€15k▲ 272%
Net result€4k-€9k▲ 153%€2k▼ 82.3%€3k▲ 59.5%€10k▲ 277%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 272% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€13k▲ 413%
Current assets
€51k▼ 43.1%
Equity and liabilities €65k
Equity
€62k▲ 10.3%
Debt
€3k▼ 93.1%
The debt ratio falls from 39.2% to 3.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▲
2024 · €13k
Cash flow
€10k▼
2024 · €11k
Solvency
96.1%▲
2024 · 60.8%
Current ratio
20.36▲
2024 · 2.48
Quick ratio
17.88▲
2024 · 2.29
Debt / equity
0.04▼
2024 · 0.65
ROE
15.5%▲
2024 · 4.5%
ROA
14.8%▲
2024 · 2.7%
Interest coverage
138.99▲
2024 · 81.74
Debt
€3k▼
2024 · €36k
Debt ≤ 1 year
€3k▼
2024 · €36k
Income taxes
€6k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€93k€65k▼
Fixed assets21/28€3k€13k▲
Tangible fixed assets22/27€2k€13k▲
Plant, machinery and equipment23€2k€13k▲
Furniture and vehicles24€163-
Financial fixed assets28€250€250=
Current assets29/58€90k€51k▼
Stocks and contracts in progress3€7k€6k▼
Stocks30/36€7k€6k▼
Amounts receivable within one year40/41€6k€6k▼
Trade receivables40€5k€5k▲
Other amounts receivable41€2k€372▼
Cash at bank and in hand54/58€73k€39k▼
Deferred charges and accrued income490/1€4k€244▼
Equity and liabilities
Total equity and liabilities10/49€93k€65k▼
Equity10/15€56k€62k▲
Contributions10/11€19k€19k=
Reserves13€38k€43k▲
Tax-exempt reserves132€184€184=
Distributable reserves133€37k€43k▲
Amounts payable17/49€36k€3k▼
Amounts payable within one year42/48€36k€3k▼
Current portion of amounts payable after more than one year42€2k-
Trade debts44€170€188▲
Suppliers440/4€170€188▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€33k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€730▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€10k€1k▼
Gross operating margin9900€24k€18k▼
Operating profit (loss)9901€4k€15k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€153€115▼
Recurring financial charges65€153€115▼
Profit (loss) for the period before taxes9903€4k€15k▲
Income taxes67/77€1k€6k▲
Profit (loss) for the period9904€3k€10k▲
Profit (loss) for the period to be appropriated9905€3k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€10k▲
Transfer from equity791/2-€4k
Transfer to equity691/2€3k€10k▲
To other reserves6921€3k€10k▲
Profit to be distributed694/7-€4k
Return on contributions (dividend)694-€4k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-09
Financial
Liquidity times 8current ratio 20.36
Current ratio from 2.48 to 20.36; short-term debt falls from €36k to €3k.
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
11-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
29-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-09
Financial
Highest result since 2018net €21k ▲27%
Operating result €24k, net result €21k, both a record.
2019
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
30-09
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
2018
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
01-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rootputte 149090 Merelbeke-MelleGround area
483 m²
Building footprint
136 m²
Parcel 44402A0349/00K003, Flanders. Linked by address, not a title deed.
1 establishment unit
Rootputte 14, 9090 Merelbeke-Melle
since 20102.353.143.982
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44402A0349/00K003 | Flanders | 483 m² | 1 · 136 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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devolo BeNeLux
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Coupures de Presse
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,961 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2010
Fiscal year end30-09
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
46431Wholesale of electrical household appliances and audio-video equipment
46841Wholesale trade
47551Retail sale of household furniture
47591Retail trade
47761Retail sale of flowers, plants, seeds and fertilisers
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@tom-de-wilde.com