DE WEVER TOM
ActiveDE WEVER TOM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €-16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 541 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability20▼-40
Solvency30▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.66 against 0.84 in 2024; short-term debt: 30.5% of total assets), and 94.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.4%
Return on assets
-4.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 541 sector peers (2025).
NBB · sector comparisonPosition among 541 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
51 d early
2023
55 d early
2022
54 d early
2021
52 d early
2020
60 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 43.9%
2024 · €37k
2018: €-15k
2019: €-4k
2020: €22k
2021: €23k
2022: €10k
2023: €23k
2024: €37k
2018 → 2025
Total assets
€382k▼ 12.1%
2024 · €434k
2018: €91k
2019: €74k
2020: €105k
2021: €410k
2022: €396k
2023: €407k
2024: €434k
2018 → 2025
Net result
€-16k
2024 · €14k
2018: €-2k
2019: €10k
2020: €27k
2021: €464
2022: €-12k
2023: €12k
2024: €14k
2018 → 2025
Working capital
€-39k▼ 79.6%
2024 · €-22k
2018: €-22k
2019: €-12k
2020: €10k
2021: €8k
2022: €-37k
2023: €-28k
2024: €-22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€23k-€10k▼ 53.6%€23k▲ 119%€37k▲ 60.4%€21k▼ 43.9%
Operating result€5k-€-3k€21k€22k▲ 2.9%€-8k
Net result€464-€-12k€12k€14k▲ 11.3%€-16k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €22k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €382k
Fixed assets
€304k▼ 4.1%
Current assets
€78k▼ 33.7%
Equity and liabilities €382k
Equity
€21k▼ 43.9%
Debt
€361k▼ 9.2%
The debt ratio rises from 91.6% to 94.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €35k
Cash flow
€-2k▼
2024 · €28k
Solvency
5.4%▼
2024 · 8.4%
Current ratio
0.66▼
2024 · 0.84
Quick ratio
0.46▼
2024 · 0.80
Debt / equity
17.58▲
2024 · 10.85
ROE
-78.4%▼
2024 · 37.6%
ROA
-4.2%▼
2024 · 3.2%
Interest coverage
0.75▼
2024 · 4.48
Debt
€361k▼
2024 · €398k
Debt ≤ 1 year
€117k▼
2024 · €139k
Debt > 1 year
€245k▼
2024 · €259k
Staff costs
€23k▼
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€434k€382k▼
Fixed assets21/28€317k€304k▼
Tangible fixed assets22/27€317k€304k▼
Land and buildings22€310k€299k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€125€908▲
Current assets29/58€117k€78k▼
Stocks and contracts in progress3€5k€24k▲
Stocks30/36€5k€4k▼
Contracts in progress37-€20k
Amounts receivable within one year40/41€98k€53k▼
Trade receivables40€89k€47k▼
Other amounts receivable41€9k€6k▼
Cash at bank and in hand54/58€13k-
Deferred charges and accrued income490/1€607€354▼
Equity and liabilities
Total equity and liabilities10/49€434k€382k▼
Equity10/15€37k€21k▼
Contributions10/11€19k€19k=
Reserves13€18k€18k=
Distributable reserves133€18k€18k=
Profit (loss) carried forward14-€-16k
Amounts payable17/49€398k€361k▼
Amounts payable after more than one year17€259k€245k▼
Financial debts170/4€259k€245k▼
Amounts payable within one year42/48€139k€117k▼
Current portion of amounts payable after more than one year42€14k€14k▲
Financial debts43-€21k
Credit institutions430/8-€21k
Trade debts44€48k€7k▼
Suppliers440/4€48k€7k▼
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€6k€3k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€69k€71k▲
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€56k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€95k€32k▼
Operating profit (loss)9901€22k€-8k▼
Financial income75/76B€24€51▲
Recurring financial income75€24€51▲
Financial charges65/66B€8k€8k▼
Recurring financial charges65€8k€8k▼
Profit (loss) for the period before taxes9903€14k€-16k▼
Profit (loss) for the period9904€14k€-16k▼
Profit (loss) for the period to be appropriated9905€14k€-16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€-16k▼
Transfer to equity691/2€14k-
To other reserves6921€14k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-16k ▼217%
Net result drops to €-16k, the lowest in the series.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €27k ▲161%
Operating result €38k, net result €27k, both a record.
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
06-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Westerlo · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heultjedorp 142260 WesterloGround area
6,186 m²
Building footprint
1,893 m²
Volume, LiDAR
1,294 m³
2 parcels, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE WEVER TOM
since 20082.171.039.152
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13016A0002/00B004 | Flanders | 5,003 m² | 1 · 1,779 m² | 8.6 m |
| 13049D0995/00A003 | Flanders | 1,182 m² | 1 · 114 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 48 EUR awarded · 48 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 48 EUR |
| 2022 | 1 | 48 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,599 companies in sector 16230 we hold annual accounts for 783. 468 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2008
Fiscal year end31-12
Activities, NACEBEL
16230Manufacture of other builders' carpentry and joinery
43320Joinery installation
31002Manufacture of furniture
43332Laying of wooden floor and wall coverings
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.