DE WARANDE
ActiveDE WARANDE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €704k and a net result of €19k. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+32
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 32.06; short-term debt: 1.6% and cash: 49.7% of total assets), and 15.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.6%
Return on assets
2.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
70 d early
2023
57 d early
2022
17 d late
2021
1 d early
2020
50 d early
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€704k▲ 2.7%
2024 · €686k
2018: €292k
2019: €302k
2020: €266k
2021: €315k
2022: €310k
2023: €678k
2024: €686k
2018 → 2025
Total assets
€833k▲ 3.6%
2024 · €803k
2018: €492k
2019: €446k
2020: €445k
2021: €401k
2022: €382k
2023: €838k
2024: €803k
2018 → 2025
Net result
€19k▲ 127%
2024 · €8k
2018: €3k
2019: €10k
2020: €-36k
2021: €49k
2022: €-5k
2023: €368k
2024: €8k
2018 → 2025
Working capital
€402k▼ 49.9%
2024 · €801k
2018: €-151k
2019: €-108k
2020: €-117k
2021: €-45k
2022: €-28k
2023: €793k
2024: €801k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€315k-€310k▼ 1.6%€678k▲ 119%€686k▲ 1.2%€704k▲ 2.7%
Operating result€49k-€-5k€486k€-9k€17k
Net result€49k-€-5k€368k€8k▼ 97.8%€19k▲ 127%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €833k
Fixed assets
€418k
Current assets
€415k
Equity and liabilities €833k
Equity
€704k▲ 2.7%
Provisions
€115k▼ 0.1%
Debt
€13k▲ 445%
The debt ratio rises from 0.3% to 1.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€44k
Cash flow
€46k
Solvency
84.6%▼
2024 · 85.3%
Current ratio
32.06
Quick ratio
32.04
Debt / equity
0.02▲
2024 · 0.00
ROE
2.6%▲
2024 · 1.2%
ROA
2.2%▲
2024 · 1.0%
Interest coverage
819.10
Debt
€13k▲
2024 · €2k
Debt ≤ 1 year
€13k▲
2024 · €2k
Income taxes
€2k▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€803k€833k▲
Fixed assets21/28-€418k
Tangible fixed assets22/27-€418k
Land and buildings22-€209k
Plant, machinery and equipment23-€7k
Assets under construction and advance payments27-€202k
Current assets29/58€803k€415k▼
Stocks and contracts in progress3-€169
Stocks30/36-€169
Amounts receivable within one year40/41€4k€0▼
Trade receivables40€325€0▼
Other amounts receivable41€4k€0▼
Current investments50/53€0-
Cash at bank and in hand54/58€799k€414k▼
Deferred charges and accrued income490/1-€400
Equity and liabilities
Total equity and liabilities10/49€803k€833k▲
Equity10/15€686k€704k▲
Contributions10/11€198k€198k=
Reserves13€487k€506k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€354k€353k▼
Distributable reserves133€134k€153k▲
Provisions and deferred taxes16€115k€115k▼
Deferred taxes168€115k€115k▼
Amounts payable17/49€2k€13k▲
Amounts payable within one year42/48€2k€13k▲
Trade debts44€2k€900▼
Suppliers440/4€2k€900▼
Taxes, remuneration and social security45€0€9k▲
Taxes450/3€0€9k▲
Other amounts payable47/48€814€3k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€28k
Other operating charges640/8€3k€3k▼
Gross operating margin9900€-6k€47k▲
Operating profit (loss)9901€-9k€17k▲
Financial income75/76B€20k€4k▼
Recurring financial income75€20k€4k▼
Financial charges65/66B€54€54=
Recurring financial charges65€54€54=
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€11k€20k▲
Transfer from deferred taxes780-€85
Transfer to deferred taxes680€0-
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€8k€19k▲
Transfer from tax-exempt reserves789-€254
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€8k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€19k▲
Transfer to equity691/2€8k€19k▲
To other reserves6921€8k€19k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity times 18current ratio 338.49
Current ratio from 18.70 to 338.49; short-term debt falls from €45k to €2k.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €368k
Net result €368k after one loss-making year.
31-12
Financial
Liquidity times 31current ratio 18.70
Current ratio from 0.61 to 18.70; short-term debt falls from €72k to €45k.
31-12
Financial
Equity above €500kEq €678k ▲119%
Equity rises from €310k to €678k.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 17 days late
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
11-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-36k ▼445%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
18-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Laureins · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Warande(STJ) 129982 Sint-LaureinsGround area
1,493 m²
Building footprint
238 m²
Volume, LiDAR
1,045 m³
Parcel 43013C1102/00A000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE WARANDE
since 19892.045.435.535
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43013C1102/00A000 | Flanders | 1,493 m² | 1 · 238 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Laureins2.045.435.535
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,990 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-1989
Fiscal year end31-12
Activities, NACEBEL
55301
68201Renting and operating of own or leased residential real estate, excluding social housing
10850Manufacture of food products
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.