De Warande

Active

Private limited company (pre-2019)founded 1983active for 43 yearsWaversesteenweg(OPV) 114, 3360 Bierbeek, BelgiumKBO/BCE: BE 0424.144.772

Summary

De Warande has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.3m and a net result of €188,265. Equity is growing by about 6.9% per year across the filed financial years. Its solvency ranks better than 42% of 13,660 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

De WarandeActiveChecked score 91/100

Risk analysis Report Compare

Activity

Wholesale of non-electrical household articles

NACE 46494Retail sale of household furniture NACE 47551

2nd oldest company in Bierbeek, Wholesale and retail trade sector4 sites

Size

≈ €5.8mturnover 2025, estimated

Staff: 15.1 FTE
Equity: €1.3m
Profit: €188,265

Turnover estimated from the gross margin

Financial health

91 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

2025 accounts 1 day early5 deeds in the Belgian Official Gazette

Why 91raises riskLiquidity: current ratio 0.80, cash €6,144, halvedlowers riskFounded in 1983Size: total assets €4.1mFigures for financial year 2025 (filed 05-05-2026)Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 54% of its sector peers (NACE 46, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 56+7

equity 30.6% of total assets

Liquidity 37+2

short-term debt 30.5% · cash 0.1%

Profitability 70+34

return on assets 4.6%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (4,374 companies, NACE 46, small)

Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.5%▲ +0.1 percentage points vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%▲ +0.2 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.9%▲ +0.1 percentage points vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 1.1%▲ +0.2 percentage points vs 03-2026 05-2026: 1.9%▲ +0.8 percentage points vs 04-2026highest value 06-2026: 0.2%▼ -1.7 percentage points vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026lowest value 08-2026: 0.2%● unchanged vs 07-2026lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value

Credit of up to €110,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.8, compared with 0.85 in 2024, below 1; short-term debt: 30.5% and cash: 0.1% of total assets), and 69.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, small): better than 35% on solvency, 41% on liquidity, 60% on profitability and 79% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 0.80, cash €6,144, halved

NBB · annual accounts

Founded in 1983

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €4.1m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 05-05-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

1 day early

2024

1 day early

2023

6 days early

2022

9 days late

2021

18 days early

2020

4 days early

2019

2 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-09-2026 year end30-10-2026 today30-04-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-04-2026 Annual accounts filedfinancial year 2025 · micro…
30-09-2025 Back to profitnet €188,265
29-04-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Positive: Back in profit in 2025after -€45,353 in 2024 €188,265 View
Positive: Among the best 5% on net resultsector median €5,631 · 13,666 companies €188,265 View
Active since 1983founded 23-06-1983 43 years View

By topic

Financials

Financial year: 2025
Total assets: €4.1m
Profit: €188,265
Solvency: 30.6%

Total assets▼ 6.0%

Net result

20192025

Go to Financials

Timeline

Events: 45
Since: 1985
Next accounts: by 30-04-2027

30-09-2024Weakest financial year
24-04-2024Annual accounts filed
30-09-2023Equity above €1m

Go to Timeline

Company details

Sites: 4

Legal form: Private limited company (pre-2019)
Activity: Wholesale of non-electrical household articlesNACE 46494
Founded: 23-06-1983
Year ends: 30-09
Peppol: Reachable for e-invoices

Go to Company details

Key facts about De Warande

What is the company number of De Warande?: 0424.144.772. In Belgium the VAT number is the company number with BE in front: BE 0424.144.772.
Where is De Warande based?: The registered office is at Waversesteenweg(OPV) 114, 3360 Bierbeek.Company details
What does De Warande do?: According to the KBO register, the main activity is wholesale of non-electrical household articles (NACE 46494).
What is the legal form of De Warande?: Private limited company (pre-2019) (BVBA).
When was De Warande founded?: On 23-06-1983.
Is De Warande still active?: Yes, De Warande is an active enterprise in the KBO register.
How many employees does De Warande have?: On average 15.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of De Warande?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is De Warande profitable?: In financial year 2025, De Warande made a profit of €188,265.
Where can I find the annual accounts of De Warande?: De Warande filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of De Warande due?: By 30-04-2027, for financial year 2026.Timeline