DE VULDER
ActiveSummary
DE VULDER has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €78k and a net result of €61k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 16% of 9623 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77▼-4
Solvency34=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.7 against 0.69 in 2023; short-term debt: 67.3% and cash: 10.3% of total assets), and 91.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9623 sector peers (2024).
NBB · sector comparisonPosition among 9623 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
29 d late
2022
6 d early
2021
29 d late
2020
24 d late
2019
53 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€78k▲ 0.2%
2023 · €78k
2018: €77k
2019: €77k
2020: €78k
2021: €78k
2022: €78k
2023: €78k
2018 → 2024
Total assets
€888k▲ 0.9%
2023 · €880k
2018: €1.06M
2019: €1.07M
2020: €1.08M
2021: €1.08M
2022: €975k
2023: €880k
2018 → 2024
Net result
€61k▼ 28.5%
2023 · €86k
2018: €100k
2019: €64k
2020: €63k
2021: €109k
2022: €70k
2023: €86k
2018 → 2024
Working capital
€-180k▼ 3.2%
2023 · €-174k
2018: €-156k
2019: €-159k
2020: €-157k
2021: €-157k
2022: €-160k
2023: €-174k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€78k-€78k▲ 0.7%€78k▲ 0.1%€78k=€78k▲ 0.2%
Operating result€30k-€123k▲ 308%€82k▼ 33.3%€97k▲ 18.8%€90k▼ 7.6%
Net result€63k-€109k▲ 71.1%€70k▼ 35.4%€86k▲ 22.1%€61k▼ 28.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 8% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €888k
Fixed assets
€470k ▼ 4.3%
Current assets
€418k ▲ 7.4%
Equity and liabilities €888k
Equity
€78k ▲ 0.2%
Debt
€810k ▲ 1.0%
Debt's share of the balance-sheet total rises from 91.1% to 91.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€119k▼
2023 · €126k
Cash flow
€90k▼
2023 · €114k
Current ratio
0.70▲
2023 · 0.69
Quick ratio
0.32▲
2023 · 0.27
Debt to equity
10.35▲
2023 · 10.27
ROE
78.2%▼
2023 · 109.5%
ROA
6.9%▼
2023 · 9.7%
Interest coverage
11.28▲
2023 · 11.03
Debt ≤ 1 year
€597k▲
2023 · €563k
Debt > 1 year
€211k▼
2023 · €238k
Income taxes
€18k▲
2023 · €651
Staff costs
€76k▲
2023 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet
Code20232024
Assets
Total assets20/58€880k€888k▲
Fixed assets21/28€491k€470k▼
Tangible fixed assets22/27€491k€470k▼
Land and buildings22€453k€430k▼
Plant, machinery and equipment23€8k€10k▲
Furniture and vehicles24€30k€30k▼
Current assets29/58€389k€418k▲
Stocks and contracts in progress3€238k€228k▼
Stocks30/36€238k€228k▼
Amounts receivable within one year40/41€84k€96k▲
Trade receivables40€80k€89k▲
Other amounts receivable41€4k€7k▲
Cash at bank and in hand54/58€66k€91k▲
Deferred charges and accrued income490/1€105€2k▲
Equity and liabilities
Total equity and liabilities10/49€880k€888k▲
Equity10/15€78k€78k▲
Contributions10/11€6k€6k=
Reserves13€72k€72k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€72k€72k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€802k€810k▲
Amounts payable after more than one year17€238k€211k▼
Financial debts170/4€238k€211k▼
Amounts payable within one year42/48€563k€597k▲
Current portion of amounts payable after more than one year42€26k€26k▲
Trade debts44€144k€155k▲
Suppliers440/4€144k€155k▲
Taxes, remuneration and social security45€14k€13k▼
Taxes450/3€651€651=
Remuneration and social security454/9€13k€13k▼
Other amounts payable47/48€379k€402k▲
Accrued charges and deferred income492/3€987€790▼
Income statement
Code20232024
Remuneration, social security and pensions62€74k€76k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€29k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€203k€199k▼
Operating profit (loss)9901€97k€90k▼
Financial income75/76B€340€226▼
Recurring financial income75€340€226▼
Financial charges65/66B€11k€11k▼
Recurring financial charges65€11k€11k▼
Profit (loss) for the period before taxes9903€86k€80k▼
Income taxes67/77€651€18k▲
Profit (loss) for the period9904€86k€61k▼
Profit (loss) for the period to be appropriated9905€86k€61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€61k▼
Transfer to equity691/2€23€146▲
To other reserves6921€23€146▲
Profit to be distributed694/7€86k€61k▼
Return on contributions (dividend)694-€53k
Directors or managers695€86k€8k▼
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €61k ▼28.5%
Net result drops to €61k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €109k ▲71.1%
Operating result €123k, net result €109k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 24 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 53 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
2016
19-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roosdaal · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 161761 RoosdaalGround area
856 m²
Building footprint
176 m²
Volume, LiDAR
874 m³
Parcel 23011A0249/00X000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE VULDER
since 20092.178.413.528
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23011A0249/00X000 | Flanders | 856 m² | 1 · 176 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
APOTHEEK PIERLET
BE 0681.994.825
Riemst · Eq €77,994
RINGFARMA
BE 0448.348.252
Grimbergen · Eq €77,933
MZOUGUI
BE 0899.686.975
Fosses-la-Ville · Eq €77,902
APOTHEEK HUSTINGS
BE 0434.586.031
Wellen · Eq €77,740
NOVAKA PHARMA
BE 0723.816.176
Nivelles · Eq €78,789
Of 5,220 companies in sector 47730 we hold annual accounts for 3,861. 3,226 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2009
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.