De Vry Service
ActiveSummary
De Vry Service has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €159k and a net result of €5k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 24% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-9
Solvency47▼-28
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.95 in 2024; short-term debt: 25.4% and cash: 1.8% of total assets), and 77.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.5%
Return on assets
0.8%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 27786 sector peers (2025).
NBB · sector comparisonPosition among 27786 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 09-04-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
65 d early
2023
28 d early
2022
40 d early
2021
2 d early
2020
7 d early
2019
62 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€159k▼ 19.8%
2024 · €199k
2018: €66k
2019: €77k
2020: €123k
2021: €82k
2022: €160k
2023: €165k
2024: €199k
2018 → 2025
Total assets
€709k▲ 77.2%
2024 · €400k
2018: €110k
2019: €270k
2020: €322k
2021: €404k
2022: €342k
2023: €272k
2024: €400k
2018 → 2025
Net result
€5k▼ 83.7%
2024 · €33k
2018: €5k
2019: €11k
2020: €49k
2021: €-41k
2022: €79k
2023: €5k
2024: €33k
2018 → 2025
Working capital
€71k▼ 30.3%
2024 · €102k
2018: €47k
2019: €47k
2020: €100k
2021: €69k
2022: €123k
2023: €94k
2024: €102k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€160k▲ 96.3%€165k▲ 3.1%€199k▲ 20.2%€159k▼ 19.8%
Operating result€-38k-€102k€9k▼ 91.0%€49k▲ 432%€19k▼ 62.0%
Net result€-41k-€79k€5k▼ 93.7%€33k▲ 568%€5k▼ 83.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 62% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €709k
Fixed assets
€458k ▲ 141%
Current assets
€251k ▲ 19.7%
Equity and liabilities €709k
Equity
€159k ▼ 19.8%
Debt
€549k ▲ 173%
Debt's share of the balance-sheet total rises from 50.4% to 77.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€70k▼
2024 · €90k
Cash flow
€57k▼
2024 · €74k
Current ratio
1.40▼
2024 · 1.95
Quick ratio
1.08▼
2024 · 1.40
Debt to equity
3.45▲
2024 · 1.01
ROE
3.4%▼
2024 · 16.8%
ROA
0.8%▼
2024 · 8.3%
Interest coverage
7.47▼
2024 · 23.83
Debt ≤ 1 year
€180k▲
2024 · €108k
Debt > 1 year
€364k▲
2024 · €89k
Income taxes
€4k▼
2024 · €12k
Staff costs
€75k▼
2024 · €105k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€400k€709k▲
Fixed assets21/28€190k€458k▲
Intangible fixed assets21€6k€4k▼
Tangible fixed assets22/27€177k€451k▲
Land and buildings22-€343k
Plant, machinery and equipment23€71k€69k▼
Furniture and vehicles24€94k€29k▼
Other tangible fixed assets26€12k€9k▼
Financial fixed assets28€7k€3k▼
Current assets29/58€210k€251k▲
Stocks and contracts in progress3€58k€57k▼
Stocks30/36€58k€57k▼
Amounts receivable within one year40/41€134k€118k▼
Trade receivables40€115k€97k▼
Other amounts receivable41€18k€21k▲
Cash at bank and in hand54/58€15k€13k▼
Deferred charges and accrued income490/1€3k€63k▲
Equity and liabilities
Total equity and liabilities10/49€400k€709k▲
Equity10/15€199k€159k▼
Contributions10/11€19k€19k=
Reserves13€180k€141k▼
Distributable reserves133€180k€141k▼
Amounts payable17/49€201k€549k▲
Amounts payable after more than one year17€89k€364k▲
Financial debts170/4€89k€364k▲
Amounts payable within one year42/48€108k€180k▲
Current portion of amounts payable after more than one year42€22k€42k▲
Financial debts43€9k€62k▲
Credit institutions430/8€9k€62k▲
Trade debts44€64k€58k▼
Suppliers440/4€64k€58k▼
Taxes, remuneration and social security45€8k€3k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€5k€272▼
Other amounts payable47/48€4k€15k▲
Accrued charges and deferred income492/3€4k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€105k€75k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€51k▲
Other operating charges640/8€4k€60k▲
Gross operating margin9900€199k€205k▲
Operating profit (loss)9901€49k€19k▼
Financial income75/76B€136-
Recurring financial income75€136-
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€9k▲
Profit (loss) for the period before taxes9903€45k€9k▼
Income taxes67/77€12k€4k▼
Profit (loss) for the period9904€33k€5k▼
Profit (loss) for the period to be appropriated9905€33k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€5k▼
Transfer from equity791/2-€45k
Transfer to equity691/2€33k€5k▼
To other reserves6921€33k€5k▼
Profit to be distributed694/7-€45k
Return on contributions (dividend)694-€45k
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €79k
Net result €79k after one loss-making year.
30-09
Financial
Equity above €150kEq €160k ▲96.3%
Equity rises from €82k to €160k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Weakest financial yearnet €-41k ▼184%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100kEq €123k ▲59.5%
3 profitable years in a row build equity to €123k.
28-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kempenlaan 152340 BeerseGround area
762 m²
Building footprint
198 m²
Volume, LiDAR
852 m³
Parcel 13004C0387/00S016, Flanders · tallest building 16.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Vry Service
since 20102.187.088.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004C0387/00S016 | Flanders | 762 m² | 1 · 198 m² | 16.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
3 endedMonteur centrale verwarming (so)
Monteur sanitaire en verwarmingsinstallaties duaal (so)
Sanitair installateur (so)
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VUUR & TECHNIEK
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E.V.O. new
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Of 7,293 companies in sector 43350 we hold annual accounts for 2,363. 1,886 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2010
Fiscal year end30-09
Activities, NACEBEL 2025
43350Other building finishing work
43990Other specialised construction activities
23610Manufacture of other non-metallic mineral products
43211General electrical installation work
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43240Other construction installation
47527Retail trade
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.