De Vos

Active

Public limited companyfounded 200323 yrs activeOmgangstraat(MAR) 3, 2880 Bornem, BelgiumKBO/BCE: BE 0859.731.586

De Vos has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32k and a net result of €-17k. Equity is shrinking by ~17.4% per year across the filed fiscal years. Its solvency ranks better than 56% of 3663 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

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Checked score

Score 2025

41 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-20

Solvency60▼-16

Growth32▼-26

Track record100

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity tight (current ratio 1.46 against 1.94 in 2024; short-term debt: 65% and cash: 3.2% of total assets), and 65% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

35%

Return on assets

-18.5%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

20 d late

2024

21 d late

2023

30 d late

2022

29 d late

2021

31 d late

2020

26 d late

2019

87 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€32k▼ 34.6%

2024 · €49k

2018: €137k 2019: €92k 2020: €110k 2021: €123k 2022: €118k 2023: €48k 2024: €49k

2018 → 2025

Total assets

€91k▼ 4.0%

2024 · €95k

2018: €678k 2019: €133k 2020: €151k 2021: €172k 2022: €172k 2023: €124k 2024: €95k

2018 → 2025

Net result

€-17k

2024 · €562

2018: €143 2019: €222k 2020: €18k 2021: €13k 2022: €-5k 2023: €-22k 2024: €562

2018 → 2025

Working capital

€27k▼ 37.8%

2024 · €43k

2018: €121k 2019: €86k 2020: €106k 2021: €120k 2022: €114k 2023: €44k 2024: €43k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€123k-€118k▼ 4.1%€48k▼ 59.2%€49k▲ 1.2%€32k▼ 34.6%

Operating result€6k-€-12k€-25k▼ 98.1%€-547▲ 97.8%€-15k▼ 2,643%

Net result€13k-€-5k€-22k▼ 338%€562€-17k

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €15k in 2025 against €547 in 2024; the loss grows.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €91k

94.6%

Fixed assets €5k▼ 9.3%

Current assets €86k▼ 3.7%

Equity and liabilities €91k

35.0%

65.0%

Equity €32k▼ 34.6%

Debt €59k▲ 28.4%

The debt ratio rises from 48.6% to 65.0%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-13k▼

2024 · €373

Cash flow

€-15k▼

2024 · €1k

Solvency

35.0%▼

2024 · 51.4%

Current ratio

1.46▼

2024 · 1.94

Quick ratio

1.34▼

2024 · 1.80

Debt / equity

1.85▲

2024 · 0.94

ROE

-52.9%▼

2024 · 1.2%

ROA

-18.5%▼

2024 · 0.6%

Interest coverage

-1.98▼

2024 · 0.07

Debt

€59k▲

2024 · €46k

Debt ≤ 1 year

€59k▲

2024 · €46k

Income taxes

€5▼

2024 · €223

Staff costs

€57k▲

2024 · €49k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€95k€91k▼

Formation expenses20€0€0=

Fixed assets21/28€5k€5k▼

Tangible fixed assets22/27€3k€2k▼

Land and buildings22€0€0=

Plant, machinery and equipment23€3k€2k▼

Furniture and vehicles24€0€0=

Financial fixed assets28€3k€3k=

Current assets29/58€89k€86k▼

Stocks and contracts in progress3€7k€7k=

Stocks30/36€7k€7k=

Amounts receivable within one year40/41€82k€76k▼

Other amounts receivable41€82k€76k▼

Cash at bank and in hand54/58€779€3k▲

Equity and liabilities

Total equity and liabilities10/49€95k€91k▼

Equity10/15€49k€32k▼

Contributions10/11€63k€63k=

Capital10€63k€63k=

Issued capital100€63k€63k=

Reserves13€632€632=

Non-distributable reserves130/1€632€632=

Legal reserve130€632€632=

Profit (loss) carried forward14€-14k€-31k▼

Amounts payable17/49€46k€59k▲

Amounts payable within one year42/48€46k€59k▲

Current portion of amounts payable after more than one year42€6k€12k▲

Financial debts43€24k€26k▲

Credit institutions430/8€24k€26k▲

Trade debts44€11k€12k▲

Suppliers440/4€11k€12k▲

Taxes, remuneration and social security45€5k€10k▲

Taxes450/3-€0

Remuneration and social security454/9€5k€10k▲

Other amounts payable47/48€0€0=

Income statement Code20242025

Remuneration, social security and pensions62€49k€57k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€920€2k▲

Other operating charges640/8€3k€2k▼

Gross operating margin9900€52k€45k▼

Operating profit (loss)9901€-547€-15k▼

Financial income75/76B€7k€5k▼

Recurring financial income75€7k€5k▼

Financial charges65/66B€6k€7k▲

Recurring financial charges65€6k€7k▲

Profit (loss) for the period before taxes9903€785€-17k▼

Income taxes67/77€223€5▼

Profit (loss) for the period9904€562€-17k▼

Profit (loss) for the period to be appropriated9905€562€-17k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-14k€-31k▼

Profit (loss) brought forward from the previous period14P€-15k€-14k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

20-08

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 20 days late

2025

21-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 21 days late

2024

31-12

Financial Back to profitnet €562

Net result €562 after 2 loss-making years.

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

2023

31-12

Financial Weakest financial yearnet €-22k

Net result drops to €-22k, the lowest in the series; recovery starts the following year.

29-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 29 days late

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

26-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 26 days late

2020

31-12

Financial Equity above €100kEq €110k ▲20%

3 profitable years in a row build equity to €110k.

26-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 87 days late

2019

31-12

Financial Highest result since 2018net €222k ▲155875%

Net result €222k, the highest in the series.

31-12

Financial Liquidity doublescurrent ratio 3.18

Current ratio from 1.55 to 3.18; short-term debt falls from €220k to €40k.

19-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 19 days late

2018

29-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 29 days late

2017

04-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 4 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Bornem · 1 establishment unit since 2018

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Omgangstraat(MAR) 32880 Bornem

Ground area

762 m²

Building footprint

146 m²

Volume, LiDAR

882 m³

Parcel 12024A0299/00B000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Het Vissershof

Omgangstraat(MAR) 3, 2880 BornemFood and beverage service activities

since 20182.281.578.471

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12024A0299/00B000 ProtectedTownscape or village viewParochiekerk Onze-Lieve-Vrouw-ten-Hemelopgenomen en pastorie met omgevingSource ↗	Flanders	762 m²	1 · 146 m²	9.7 m · 2 fl.