DE VLAANDERAAR
ActiveDE VLAANDERAAR has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €15k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 39% of 27711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+3
Solvency62▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 1.98 in 2024; short-term debt: 49.1% and cash: 30.6% of total assets), but 62.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.4%
Return on assets
7.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
9 d early
2023
75 d early
2022
125 d early
2021
48 d early
2020
45 d late
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▲ 23.9%
2024 · €63k
2018: €51k
2019: €65k
2020: €74k
2021: €85k
2022: €88k
2023: €53k
2024: €63k
2018 → 2025
Total assets
€207k▲ 8.9%
2024 · €190k
2018: €172k
2019: €183k
2020: €186k
2021: €237k
2022: €198k
2023: €192k
2024: €190k
2018 → 2025
Net result
€15k▲ 55.4%
2024 · €10k
2018: €3k
2019: €21k
2020: €8k
2021: €11k
2022: €3k
2023: €-35k
2024: €10k
2018 → 2025
Working capital
€73k▼ 16.4%
2024 · €88k
2018: €-55k
2019: €-23k
2020: €3k
2021: €35k
2022: €34k
2023: €19k
2024: €88k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€85k-€88k▲ 3.6%€53k▼ 39.9%€63k▲ 18.2%€77k▲ 23.9%
Operating result€16k-€7k▼ 56.4%€-33k€14k€26k▲ 92.4%
Net result€11k-€3k▼ 72.9%€-35k€10k€15k▲ 55.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 92% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €207k
Fixed assets
€32k▲ 157%
Current assets
€175k▼ 1.5%
Equity and liabilities €207k
Equity
€77k▲ 23.9%
Debt
€129k▲ 1.6%
The debt ratio falls from 67.1% to 62.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▼
2024 · €36k
Cash flow
€22k▼
2024 · €32k
Solvency
37.4%▲
2024 · 32.9%
Current ratio
1.72▼
2024 · 1.98
Quick ratio
1.36▼
2024 · 1.63
Debt / equity
1.67▼
2024 · 2.04
ROE
19.3%▲
2024 · 15.4%
ROA
7.2%▲
2024 · 5.1%
Interest coverage
6.65▼
2024 · 8.48
Debt
€129k▲
2024 · €127k
Debt ≤ 1 year
€102k▲
2024 · €90k
Debt > 1 year
€28k▼
2024 · €38k
Income taxes
€6k
Staff costs
€36k▼
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€190k€207k▲
Fixed assets21/28€12k€32k▲
Tangible fixed assets22/27€12k€32k▲
Land and buildings22€2k€14k▲
Plant, machinery and equipment23€9k€12k▲
Furniture and vehicles24€1k€6k▲
Current assets29/58€178k€175k▼
Stocks and contracts in progress3€31k€37k▲
Stocks30/36€31k€37k▲
Amounts receivable within one year40/41€40k€66k▲
Trade receivables40€31k€26k▼
Other amounts receivable41€9k€40k▲
Cash at bank and in hand54/58€98k€63k▼
Deferred charges and accrued income490/1€8k€9k▲
Equity and liabilities
Total equity and liabilities10/49€190k€207k▲
Equity10/15€63k€77k▲
Contributions10/11€25k€25k=
Reserves13€59k€59k=
Tax-exempt reserves132€5k€5k=
Distributable reserves133€54k€54k=
Profit (loss) carried forward14€-22k€-7k▲
Amounts payable17/49€127k€129k▲
Amounts payable after more than one year17€38k€28k▼
Financial debts170/4€38k€28k▼
Amounts payable within one year42/48€90k€102k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€46k€62k▲
Suppliers440/4€46k€62k▲
Taxes, remuneration and social security45€35k€30k▼
Taxes450/3€30k€24k▼
Remuneration and social security454/9€5k€6k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Remuneration, social security and pensions62€78k€36k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€7k▼
Other operating charges640/8€7k€4k▼
Gross operating margin9900€121k€73k▼
Operating profit (loss)9901€14k€26k▲
Financial income75/76B€330€353▲
Recurring financial income75€330€353▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€10k€21k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€10k€15k▲
Profit (loss) for the period to be appropriated9905€10k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-7k▲
Profit (loss) brought forward from the previous period14P€-31k€-22k▲
Transfer from equity791/2€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-35k ▼1250%
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 45 days late
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Highest result since 2018net €21k ▲581%
Net result €21k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dessel · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Turnhoutsebaan 522480 DesselGround area
1,421 m²
Building footprint
519 m²
Volume, LiDAR
3,101 m³
Parcel 13006B1189/00A002, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE VLAANDERAAR
since 19912.053.423.781
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13006B1189/00A002 | Flanders | 1,421 m² | 1 · 519 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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DEKORATIECENTRUM GEUNS
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Peer · Eq €73k
DESSANO
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Of 914 companies in sector 43333 we hold annual accounts for 400. 328 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-1991
Fiscal year end31-12
Activities, NACEBEL
43333Wallpapering and laying of floor and wall coverings in other materials
45433
47512Retail sale of household textiles and bedding
52410
47551Retail sale of household furniture
47591Retail trade
52441
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.