Overdue debts
€2,018 on 31-12-2025
The annual accounts state €2,018 of overdue tax debts on 31-12-2025.
DE.VIP
Lifetime
20 annual accounts with figures on one time axis, 22 filings since 2004peak €745,575 (2023)
€650,116▼ 5.0%
lowest -€15,870 (2017)
€16,606▼ 65.0%
peak €369,642 (2023)
€20,000▼ 93.4%
€614,016▲ 127%
peak 14.6 FTE (2020)
11.7 FTE▼ 10.0%
Board2 names since 2003
1 director2G Boulangerie et Pâtisserie
Documentsfilings and deeds
25-06-202636 days before the deadline
2025abbreviated format
Result from €47,394 to €16,606Staff from 13 FTE to 11.7 FTE1 director appointed, 1 resignation 19-08Dividend €297,641Equity from €301,035 to €20,000Debts from €269,912 to €614,016
Key points
from the 2025 annual accountsEquity
€20,000 from €369,642 in 2023
Equity fell by 95% in 2 years.
Debts
€614,016 97% of the balance sheet
Financial debts 16%Suppliers 5%Taxes and wages 20%Other 59%
€14,470 of the debts are secured on the company's own assets.
Staff
11 employees on 31-12-2025
In 2025, 157 short contracts started and 158 ended, on average 153 hours worked per contract. Staff averaged 12 full-time equivalents.
Liquidity
0.92 was 1.83 in 2024
Short-term debts rose from €249,601 to €610,333.
Filings
22 annual accounts since 2004
Seven of the last ten came late. The 2019 accounts came latest: 69 days after the end of the period.
Checked score
65
Healthy
Financially stronger than 21% of small companies in food products (NACE 10)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 632 companies (NACE 10, small).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025lowest value
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 1.0%▲ +0.9 percentage points vs 06-2026highest value
08-2026: 1.0%● unchanged vs 07-2026highest value
09-2026: 1.0%● unchanged vs 08-2026highest value
10-2026: 1.0%● unchanged vs 09-2026highest value
11-2026: 1.0%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Equity €20,000 (3.2% of total assets)
Sector: Manufacture of food products (NACE 10)
lowers risk
Founded in 2003
Liquidity: current ratio 0.92, cash €117,649, halved
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, small). It does better than 9% of them on solvency, 17% on liquidity, 53% on profitability and 3% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,217 companies had the same profile as DE.VIP has now. Each dot stands for 4 companies, two years later.
95.9%
were still trading
2.5%
stopped another way
1.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DE.VIP itself: 1.0% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,217 companies, not a prediction for DE.VIP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.92 (1.83 in 2024), below 1. Short-term debt is 96.3% and cash 18.6% of total assets. 96.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 1013 sector peers (2025).
NBB · sector comparisonPosition among 1013 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 days early
2024
78 days early
2023
22 days late
2022
23 days late
2021
25 days late
2020
25 days late
2019
69 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 10), the median for financial year 2024 was 4 days before the deadline, and 38% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 August (4 of the last 5 accounts filed within 59 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- 2G Boulangerie et Pâtisserie 100%equity €37,525 (2025) · 2025 annual accounts of 2G Boulangerie et Pâtisserie
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0859974581
1 director appointed, 1 resignation
Resignation: DEMELENNE Vincent · Appointment: 2G BOULANGERIE ET PATISSERIE · Permanent representative: GOBERT Aurélien · General meeting of 28-05-2025 · Gazette deed
Change of role: Vincent DEMELENNE, from manager to statutory director
Director discharge: Vincent DEMELENNE · General meeting of 06-12-2023 · Gazette deed
Incorporation
published on 13-08-2003 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DE.VIP Hotton | €634,016 | €650,116 | 3.2% | 11.7 |
| FIJNBAKKERIJ MARC Waregem | €610,918 | €681,217 | 76.7% | 10.8 |
| TEMAPAIN Esneux | €761,353 | €612,150 | 4.2% | 12.7 |
| Etablissements Benoit MICHELS Bouillon | €652,664 | €511,609 | 40.6% | 12 |
| BROOD EN BANKET SASCHA Maaseik | €760,957 | €653,394 | 24.1% | 11.3 |
| SVAL Wommelgem | €667,201 | €713,344 | 58.4% | 10.5 |
| BAZI Anderlecht | €556,507 | €518,109 | 37.0% | 13.6 |
These companies have the same main activity as DE.VIP: artisanal bread and fresh pastry making (NACE 10712). They are comparable in size and age: total assets between €557,000 and €761,000, founded between 1993 and 2008.
Official details
Source: KBO- Status
- Active since 06-08-2003Normal situation
- Activity
- Artisanal bread and fresh pastry makingNACE 10712and 1 other
- Joint committees
- 118Food industry
- 201Independent retail · annual accounts 2025
- Establishment units
- 2.139.193.6566990 Hotton, since 18-07-2003
- 2.139.193.8546980 La Roche-en-Ardenne, since 18-07-2003
- Financial year end
- 31 December
- Peppol
- Reachable since 01-12-2025
Annual accounts 2025
- ≈ €1.5mestimated
- €634,016▲ 11.0%
- Employeeson 31-12-2025
- 11▼ 8.3%
- Filing
- Filed on 25-06-2026, 36 days before the end of the filing period
Insights on DE.VIP
DE.VIP files the abbreviated format. That format states no turnover. The gross margin rose from €401,744 in 2006 to €650,116 in 2025.
2G Boulangerie et Pâtisserie holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DE.VIP
- What is the company number of DE.VIP?
- The company number of DE.VIP is 0859.974.581. The VAT number is the same number with BE in front: BE 0859.974.581.
- Where is DE.VIP based?
- The registered office is at Rue de la Vallée 5, 6990 Hotton.Company details
- What does DE.VIP do?
- According to the KBO register, the main activity is artisanal bread and fresh pastry making (NACE 10712).
- What is the legal form of DE.VIP?
- DE.VIP is a private limited company (BV).
- When was DE.VIP founded?
- DE.VIP was founded on 06-08-2003.
- Is DE.VIP still active?
- Yes, DE.VIP is an active enterprise in the KBO register.
- How many employees does DE.VIP have?
- DE.VIP had an average of 11.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does DE.VIP fall under?
- In its 2025 annual accounts, DE.VIP states joint committees 118 (Food industry) and 201 (Independent retail).
- What is the turnover of DE.VIP?
- The turnover in financial year 2025 is ≈ €1.5m. This figure is estimated from the gross margin of €650,116 and 2,275 comparable companies of the same size. It probably lies between €920,000 and €2.6m. It is a rough estimate. In financial year 2018 turnover was €1.2m.
- Is DE.VIP profitable?
- In financial year 2025, DE.VIP made a profit of €16,606.
- Where can I find the annual accounts of DE.VIP?
- DE.VIP filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DE.VIP due?
- DE.VIP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence See whether the workforce is growing and whether people stay.Employer check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
See how customers, suppliers and banks see your own company and what to improve first.