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DE VILLA

Active
Private limited company (pre-2019)founded 199630 yrs activeVlietestraat 27, 8531 Harelbeke, BelgiumKBO/BCE: BE 0458.549.187
Summary

DE VILLA has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €15,495 and a net result of -€1,052. Equity is shrinking by ~6.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability22▼-12
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 16.96; short-term debt: 5.9% and cash: 0.1% of total assets), and 5.9% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 30 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
94.1%
Return on assets
-6.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-08-2025, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
19 d late
2023
22 d late
2022
11 d late
2021
26 d late
2020
27 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 33 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

DE VILLA was incorporated on 22 July 1996.1 Total assets fell from EUR 27,642 in 2018 to EUR 16,466 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€15,495▼ 6.4%
2023 · €16,547
Total assets
€16,466▼ 0.5%
2023 · €16,547
Net result
-€1,052▼ 421%
2023 · -€202
Working capital
€15,495▼ 17.5%
2020 · €18,785
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€4,622-€105▲ 97.7%-€948▼ 803%-€121▲ 87.2%-€971▼ 702%
Net result-€3,071▼ 116%-€1,007▲ 67.2%-€1,029▼ 2.2%-€202▲ 80.4%-€1,052▼ 421%
Equity€18,785▼ 14.1%€17,778▼ 5.4%€16,749▼ 5.8%€16,547▼ 1.2%€15,495▼ 6.4%
Total assets€20,483▼ 24.6%€17,778▼ 13.2%€16,749▼ 5.8%€16,547▼ 1.2%€16,466▼ 0.5%
Debt€1,698▼ 67.9%€971
Working capital€18,785▼ 14.1%€15,495
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0Operating result 2020: -€4,622-€4,622Net result 2020: -€3,071-€3,071Operating result 2021: -€105-€105Net result 2021: -€1,007-€1,007Operating result 2022: -€948-€948Net result 2022: -€1,029-€1,029Operating result 2023: -€121-€121Net result 2023: -€202-€202Operating result 2024: -€971-€971Net result 2024: -€1,052-€1,05220202021202220232024-€1,500-€1,000-€500€0Operating result 2022: -€948-€948Net result 2022: -€1,029-€1,030Operating result 2023: -€121-€121Net result 2023: -€202-€202Operating result 2024: -€971-€971Net result 2024: -€1,052-€1,050202220232024
The operating result stays negative: a loss of €971 in 2024 against €121 in 2023; the loss grows.
Balance-sheet composition
Equity and liabilities €16,466
Equity €15,495
Debt €971
Debt finances 5.9% of the balance-sheet total.
Key figures and ratios
2024 value · change against 2023
Current ratio
16.96
Debt to equity
0.06
ROE
-6.8%▼
2023 · -1.2%
ROA
-6.4%▼
2023 · -1.2%
Debt ≤ 1 year
€971
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 12,321 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.7% went bankrupt
8.6% stopped otherwise
90% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 12,321 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 26 lines
Balance sheet Code20232024
Assets
Total assets20/58€16,547€16,466▼
Current assets29/58€16,547€16,466▼
Amounts receivable within one year40/41€16,471€16,451▼
Other amounts receivable41€16,471€16,451▼
Cash at bank and in hand54/58€76€15▼
Equity and liabilities
Total equity and liabilities10/49€16,547€16,466▼
Equity10/15€16,547€15,495▼
Contributions10/11€6,200€6,200=
Reserves13€6,350€6,350=
Non-distributable reserves130/1€248€248=
Reserves not available under the articles1311€248€248=
Distributable reserves133€6,102€6,102=
Profit (loss) carried forward14€3,997€2,945▼
Amounts payable17/49-€971
Amounts payable within one year42/48-€971
Trade debts44-€971
Suppliers440/4-€971
Income statement Code20232024
Gross operating margin9900-€121-€971▼
Operating profit (loss)9901-€121-€971▼
Financial charges65/66B€81€81=
Recurring financial charges65€81€81=
Profit (loss) for the period before taxes9903-€202-€1,052▼
Profit (loss) for the period9904-€202-€1,052▼
Profit (loss) for the period to be appropriated9905-€202-€1,052▼
Appropriation of the result
Profit (loss) to be appropriated9906€3,997€2,945▼
Profit (loss) brought forward from the previous period14P€4,199€3,997▼

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Other operating charges640/8-€105€948---
Gross operating margin9900-€4,137---€121-€971▼ 702%
Operating profit (loss)9901-€4,622-€105-€948-€121-€971▼ 702%
Recurring financial income75€1,690-----
Financial charges65/66B-€75€81€81€81=
Recurring financial charges65€139€75€81€81€81=
Profit (loss) for the period before taxes9903-€3,071-€180-€1,029-€202-€1,052▼ 421%
Income taxes67/77-€827----
Profit (loss) for the period9904-€3,071-€1,007-€1,029-€202-€1,052▼ 421%
Profit (loss) for the period to be appropriated9905-€3,071-€1,007-€1,029-€202-€1,052▼ 421%
Line20202021202220232024Change
Assets
Total assets20/58€20,483€17,778€16,749€16,547€16,466▼ 0.5%
Current assets29/58€20,483€17,778€16,749€16,547€16,466▼ 0.5%
Amounts receivable within one year40/41€19,709€17,760€16,680€16,471€16,451▼ 0.1%
Other amounts receivable41-€17,760€16,680€16,471€16,451▼ 0.1%
Cash at bank and in hand54/58€774€18€69€76€15▼ 80.3%
Equity and liabilities
Total equity and liabilities10/49€20,483€17,778€16,749€16,547€16,466▼ 0.5%
Equity10/15€18,785€17,778€16,749€16,547€15,495▼ 6.4%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Reserves13€6,350€6,350€6,350€6,350€6,350=
Non-distributable reserves130/1-€248€248€248€248=
Reserves not available under the articles1311-€248€248€248€248=
Distributable reserves133-€6,102€6,102€6,102€6,102=
Profit (loss) carried forward14€6,235€5,228€4,199€3,997€2,945▼ 26.3%
Amounts payable17/49€1,698---€971-
Amounts payable within one year42/48€1,698---€971-
Trade debts44€1,698---€971-
Suppliers440/4----€971-
Line20202021202220232024Change
Profit (loss) for the period9904-€3,071-€1,007-€1,029-€202-€1,052▼ 421%
Operating cash flow (approximation)-€3,071-€1,007-€1,029-€202-€1,052▼ 421%
Change in cash--€756€51€7-€61▼ 971%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
19-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
22-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
11-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
26-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial Weakest financial yearnet -€3,071
Net result drops to -€3,071, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity doublescurrent ratio 12.06
Current ratio from 5.13 to 12.06; short-term debt falls from €5,296 to €1,698.
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
24-12
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 146 days late
24-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 511 days late
2017
27-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 27 days late
2016
22-08
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Harelbeke · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
622 m²
Parcel 34004B0054/00N000, Flanders. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
DE VILLA
Vlietestraat 27, 8531 HarelbekeNACE 5530105
since 19962.077.873.622
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34004B0054/00N000 Flanders 622 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded22-07-1996
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.