De Vier Notelaars
ActiveDe Vier Notelaars has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.06M and a net result of €-40k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 461 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-9
Solvency100=
Growth53▼-1
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 10.36 against 10.46 in 2024; short-term debt: 7.2% and cash: 14.6% of total assets), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
-0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
38 d early
2023
48 d early
2022
49 d early
2021
54 d early
2020
58 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€501k▲ 4.3%
2024 · €480k
2018: €321k
2019: €345k
2020: €354k
2021: €374k
2022: €429k
2023: €466k
2024: €480k
2018 → 2025
EBIT margin
-13.7%▼ 44.7pp
2024 · 31.0%
2018: 30.3%
2019: 44.8%
2020: 51.3%
2021: 52.3%
2022: 35.4%
2023: 67.4%
2024: 31.0%
2018 → 2025
Net result
€-40k
2024 · €183k
2018: €298k
2019: €261k
2020: €182k
2021: €191k
2022: €131k
2023: €328k
2024: €183k
2018 → 2025
Working capital
€2.96M▼ 3.0%
2024 · €3.06M
2018: €2.22M
2019: €2.47M
2020: €2.67M
2021: €2.83M
2022: €2.71M
2023: €2.99M
2024: €3.06M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€374k-€429k▲ 14.5%€466k▲ 8.7%€480k▲ 3.0%€501k▲ 4.3%
Equity€3.44M-€3.52M▲ 2.1%€4.03M▲ 14.6%€4.15M▲ 2.9%€4.06M▼ 2.0%
Operating result€196k-€152k▼ 22.4%€314k▲ 107%€149k▼ 52.6%€-69k
Net result€191k-€131k▼ 31.3%€328k▲ 150%€183k▼ 44.2%€-40k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €69k after €149k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.38M
Fixed assets
€1.10M▲ 0.7%
Current assets
€3.28M▼ 2.9%
Equity and liabilities €4.38M
Equity
€4.06M▼ 2.0%
Debt
€317k▼ 2.2%
The debt ratio stays at 7.2%.
Key figures and ratios
EBITDA
€49k▼
2024 · €263k
Cash flow
€78k▼
2024 · €297k
Solvency
92.8%=
2024 · 92.7%
Current ratio
10.36▼
2024 · 10.46
Quick ratio
10.34▼
2024 · 10.44
Debt / equity
0.08▼
2024 · 0.08
ROE
-1.0%▼
2024 · 4.4%
ROA
-0.9%▼
2024 · 4.1%
Interest coverage
31.18▲
2024 · -135.17
Debt
€317k▼
2024 · €324k
Debt ≤ 1 year
€317k▼
2024 · €323k
Income taxes
€13k▼
2024 · €15k
Staff costs
€2.78M▲
2024 · €2.51M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.47M€4.38M▼
Fixed assets21/28€1.09M€1.10M▲
Intangible fixed assets21-€2k
Tangible fixed assets22/27€1.09M€1.09M▲
Land and buildings22€954k€869k▼
Plant, machinery and equipment23€56k€84k▲
Furniture and vehicles24€53k€42k▼
Other tangible fixed assets26€26k€23k▼
Assets under construction and advance payments27-€77k
Current assets29/58€3.38M€3.28M▼
Stocks and contracts in progress3€6k€6k▼
Stocks30/36€6k€6k▼
Raw materials and consumables30/31€6k€6k▼
Amounts receivable within one year40/41€51k€55k▲
Trade receivables40€9k€13k▲
Other amounts receivable41€43k€42k▼
Current investments50/53€2.64M€2.56M▼
Cash at bank and in hand54/58€652k€638k▼
Deferred charges and accrued income490/1€28k€23k▼
Equity and liabilities
Total equity and liabilities10/49€4.47M€4.38M▼
Equity10/15€4.15M€4.06M▼
Reserves13€1.50M€1.50M=
Profit (loss) carried forward14€2.16M€2.12M▼
Investment grants15€485k€440k▼
Amounts payable17/49€324k€317k▼
Amounts payable within one year42/48€323k€317k▼
Trade debts44€16k€40k▲
Suppliers440/4€16k€40k▲
Advances received on contracts in progress46-€100
Taxes, remuneration and social security45€274k€276k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€272k€271k▼
Accrued charges and deferred income492/3€1k€579▼
Income statement
Code20242025
Operating income70/76A€3.05M€3.20M▲
Turnover70€480k€501k▲
Other operating income74€31k€29k▼
Non-recurring operating income76A€8k€78▼
Operating charges60/66A€2.90M€3.27M▲
Goods for resale, raw materials and consumables60€66k€78k▲
Purchases600/8€66k€78k▲
Change in stocks: decrease (increase)609€228€360▲
Services and other goods61€194k€258k▲
Remuneration, social security and pensions62€2.51M€2.78M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€114k€118k▲
Other operating charges640/8€16k€29k▲
Non-recurring operating charges66A€492€2k▲
Operating profit (loss)9901€149k€-69k▼
Financial income75/76B€47k€43k▼
Recurring financial income75€47k€43k▼
Income from current assets751€46k€43k▼
Other financial income752/9€991€13▼
Financial charges65/66B€-2k€2k▲
Recurring financial charges65€-2k€2k▲
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651€-3k€-367▲
Other financial charges652/9€1k€2k▲
Profit (loss) for the period before taxes9903€198k€-27k▼
Income taxes67/77€15k€13k▼
Taxes670/3€15k€13k▼
Profit (loss) for the period9904€183k€-40k▼
Profit (loss) for the period to be appropriated9905€183k€-40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.66M€2.12M▼
Profit (loss) brought forward from the previous period14P€3.48M€2.16M▼
To contributions691€1.50M€0▼
Social balance
Average headcount (FTE)908732.932.9=
The notes to these accounts (63 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-40k ▼122%
Net result drops to €-40k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €328k ▲150%
Operating result €314k, net result €328k, both a record.
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijtschotbaan 122900 SchotenGround area
1.5 ha
Building footprint
1,815 m²
Volume, LiDAR
10,305 m³
Parcel 11040D0603/00A000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Vier Notelaars
since 20062.150.808.912
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0603/00A000 | Flanders | 1.5 ha | 1 · 1,815 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 11 entries · 3,697,790 EUR awarded · 3,697,790 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 555,468 EUR | 555,468 EUR |
| 2024 | 4 | 585,586 EUR | 827,533 EUR |
| 2023 | 1 | 374,792 EUR | 374,792 EUR |
| 2022 | 3 | 2,181,944 EUR | 1,939,997 EUR |
Schemes
Persoonsvolgend budget voor personen met een handicap (PVB)
Subsidie voor klimaat
Individueel Maatwerk
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSchoten2.150.808.912
Care and welfare
2 services · 1 liveDe Vier Notelaars
De Vier Notelaars
Legal Entity Identifier
967600E4GR7Q4WYLD072
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Of 323 companies in sector 87202 we hold annual accounts for 274. 213 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded24-09-1982
Fiscal year end31-12
Activities, NACEBEL
85314
87202Residential care activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.