De.Vi.Construct
ActiveThe computed 12-month bankruptcy probability of De.Vi.Construct is 2.2% (moderate). The 2024 annual accounts show equity of €32k and a net result of €74k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 9981 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency41▼-59
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.79 against 4.81 in 2023; short-term debt: 83.8% and cash: 35.4% of total assets), and 83.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.2%
Return on assets
37.6%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 9981 sector peers (2024).
NBB · sector comparisonPosition among 9981 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
23 d early
2022
59 d early
2021
6 d early
2020
13 d late
2019
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€74k▼ 32.6%
2023 · €110k
2019: €29k
2020: €39k
2021: €73k
2022: €80k
2023: €110k
2019 → 2024
Working capital
€-34k
2023 · €131k
2019: €33k
2020: €70k
2021: €137k
2022: €214k
2023: €131k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€75k-€148k▲ 95.7%€227k▲ 53.9%€148k▼ 35.0%€32k▼ 78.4%
Operating result€48k-€91k▲ 90.7%€97k▲ 7.0%€147k▲ 51.4%€96k▼ 34.6%
Net result€39k-€73k▲ 87.8%€80k▲ 9.1%€110k▲ 38.0%€74k▼ 32.6%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 35% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €197k
Fixed assets
€66k▲ 286%
Current assets
€131k▼ 20.4%
Equity and liabilities €197k
Equity
€32k▼ 78.4%
Debt
€165k▲ 383%
The debt ratio rises from 18.8% to 83.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€105k▼
2023 · €153k
Cash flow
€83k▼
2023 · €116k
Solvency
16.2%▼
2023 · 81.2%
Current ratio
0.79▼
2023 · 4.81
Quick ratio
0.79▼
2023 · 4.81
Debt / equity
5.19▲
2023 · 0.23
ROE
232.5%▲
2023 · 74.4%
ROA
37.6%▼
2023 · 60.4%
Interest coverage
545.94▼
2023 · 865.65
Debt
€165k▲
2023 · €34k
Debt ≤ 1 year
€165k▲
2023 · €34k
Income taxes
€22k▼
2023 · €37k
Staff costs
€74k▲
2023 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€182k€197k▲
Formation expenses20€51€0▼
Fixed assets21/28€17k€66k▲
Tangible fixed assets22/27€16k€65k▲
Plant, machinery and equipment23€11k€11k▼
Furniture and vehicles24€5k€44k▲
Other tangible fixed assets26-€10k
Financial fixed assets28€1k€674▼
Current assets29/58€165k€131k▼
Amounts receivable within one year40/41€33k€49k▲
Trade receivables40€32k€31k▼
Other amounts receivable41€820€18k▲
Cash at bank and in hand54/58€124k€70k▼
Deferred charges and accrued income490/1€8k€13k▲
Equity and liabilities
Total equity and liabilities10/49€182k€197k▲
Equity10/15€148k€32k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€129k€13k▼
Amounts payable17/49€34k€165k▲
Amounts payable within one year42/48€34k€165k▲
Trade debts44€17k€16k▼
Suppliers440/4€17k€16k▼
Taxes, remuneration and social security45€13k€11k▼
Taxes450/3€12k€8k▼
Remuneration and social security454/9€609€3k▲
Other amounts payable47/48€5k€138k▲
Accrued charges and deferred income492/3-€125
Income statement
Code20232024
Remuneration, social security and pensions62€66k€74k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€9k▲
Other operating charges640/8€819€1k▲
Non-recurring operating charges66A€112€0▼
Gross operating margin9900€220k€181k▼
Operating profit (loss)9901€147k€96k▼
Financial income75/76B€8€245▲
Recurring financial income75€8€245▲
Financial charges65/66B€177€193▲
Recurring financial charges65€177€193▲
Profit (loss) for the period before taxes9903€147k€96k▼
Income taxes67/77€37k€22k▼
Profit (loss) for the period9904€110k€74k▼
Profit (loss) for the period to be appropriated9905€110k€74k▼
Appropriation of the result
Profit (loss) to be appropriated9906€329k€203k▼
Profit (loss) brought forward from the previous period14P€219k€129k▼
Profit to be distributed694/7€200k€190k▼
Return on contributions (dividend)694€200k€190k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2019net €110k ▲38%
Operating result €147k, net result €110k, both a record.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €227k ▲53.9%
4 profitable years in a row build equity to €227k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 9.36
Current ratio from 3.19 to 9.36; short-term debt falls from €32k to €16k.
31-12
Financial
Equity above €100kEq €148k ▲95.7%
3 profitable years in a row build equity to €148k.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 13 days late
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aubel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Gorhez 334880 AubelGround area
1,309 m²
Building footprint
110 m²
Volume, LiDAR
796 m³
Parcel 63003B0737/00R000, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De.Vi.Construct
since 20192.288.391.831
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63003B0737/00R000 | Wallonia | 1,309 m² | 1 · 110 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,041. 12,519 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
68122Development of non-residential building projects
43110Demolition
43990Other specialised construction activities
43995Specialised construction activities
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:de.vi.construct.sprl@gmail.com
Phone:+32470034665