De verhuizer

Active

Private limited companyfounded 20224 yrs activeSt.-Apollonialaan 192, 2400 Mol, BelgiumKBO/BCE: BE 0789.632.854

The computed 12-month bankruptcy probability of De verhuizer is 4.5% (elevated). The 2024 annual accounts show equity of €218k and a net result of €51k. Its solvency ranks better than 17% of 1850 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

49 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability73▼-27

Solvency40▼-12

Growth52

Track record94

Bankruptcy probability, 12 months

4.5% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €10k at 30 days only on tighter terms

Liquidity short (current ratio 0.95 against 1.76 in 2023; short-term debt: 14.3% and cash: 4.2% of total assets), and 85.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 1850 sector peers (2024).

NBB · sector comparison

Position among 1850 sector peers

Solvency

better than 17%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

31 d early

2023

36 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, abbreviated schema

Equity

€218k▲ 30.8%

2023 · €167k

2023: €167k

2023 → 2024

Total assets

€1.47M▲ 140%

2023 · €612k

2023: €612k

2023 → 2024

Net result

€51k▼ 66.2%

2023 · €152k

2023: €152k

2023 → 2024

Working capital

€-10k

2023 · €77k

2023: €77k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€167k-€218k▲ 30.8%

Operating result€199k-€90k▼ 54.9%

Net result€152k-€51k▼ 66.2%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 55% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €1.47M

86.4%

13.6%

Fixed assets €1.27M▲ 194%

Current assets €200k▲ 11.7%

Equity and liabilities €1.47M

14.8%

85.2%

Equity €218k▲ 30.8%

Debt €1.25M▲ 181%

The debt ratio rises from 72.8% to 85.2%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€152k▼

2023 · €214k

Cash flow

€114k▼

2023 · €167k

Solvency

14.8%▼

2023 · 27.2%

Current ratio

0.95▼

2023 · 1.76

Quick ratio

0.95▼

2023 · 1.76

Debt / equity

5.75▲

2023 · 2.67

ROE

23.5%▼

2023 · 91.0%

ROA

3.5%▼

2023 · 24.8%

Interest coverage

7.20▼

2023 · 127.86

Debt

€1.25M▲

2023 · €445k

Debt ≤ 1 year

€210k▲

2023 · €101k

Debt > 1 year

€1.04M▲

2023 · €344k

Income taxes

€18k▼

2023 · €46k

Staff costs

€158k▲

2023 · €145k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€612k€1.47M▲

Fixed assets21/28€433k€1.27M▲

Tangible fixed assets22/27€433k€1.27M▲

Land and buildings22€364k€1.15M▲

Furniture and vehicles24€69k€125k▲

Current assets29/58€179k€200k▲

Amounts receivable within one year40/41€115k€138k▲

Trade receivables40€115k€138k▲

Cash at bank and in hand54/58€64k€62k▼

Equity and liabilities

Total equity and liabilities10/49€612k€1.47M▲

Equity10/15€167k€218k▲

Contributions10/11€15k€15k=

Reserves13€152k€203k▲

Distributable reserves133€152k€203k▲

Amounts payable17/49€445k€1.25M▲

Amounts payable after more than one year17€344k€1.04M▲

Financial debts170/4€344k€1.04M▲

Amounts payable within one year42/48€101k€210k▲

Current portion of amounts payable after more than one year42-€24k

Trade debts44€12k€24k▲

Suppliers440/4€12k€24k▲

Taxes, remuneration and social security45€82k€84k▲

Taxes450/3€58k€70k▲

Remuneration and social security454/9€24k€14k▼

Other amounts payable47/48€7k€78k▲

Income statement Code20232024

Non-recurring operating income76A€320-

Remuneration, social security and pensions62€145k€158k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€62k▲

Other operating charges640/8€55k€109k▲

Gross operating margin9900€415k€419k▲

Operating profit (loss)9901€199k€90k▼

Financial income75/76B€415€691▲

Recurring financial income75€415€691▲

Financial charges65/66B€2k€21k▲

Recurring financial charges65€2k€21k▲

Profit (loss) for the period before taxes9903€197k€69k▼

Income taxes67/77€46k€18k▼

Profit (loss) for the period9904€152k€51k▼

Profit (loss) for the period to be appropriated9905€152k€51k▼

Appropriation of the result

Profit (loss) to be appropriated9906€152k€51k▼

Transfer to equity691/2€152k€51k▼

To other reserves6921€152k€51k▼

Social balance

Average headcount (FTE)90872.95.4▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

2025

30-06

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

31-12

Financial Equity above €200kEq €218k ▲30.8%

2 profitable years in a row build equity to €218k.

25-06

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Mol · 2 establishment units since 2022

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

St.-Apollonialaan 1922400 Mol

Ground area

5,986 m²

Building footprint

1,846 m²

Volume, LiDAR

9,058 m³

2 parcels, Flanders · tallest building 16.4 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

De verhuizer

Proostenbos(HRT) 18, 2200 HerentalsWaste collection, recovery and disposal activities

since 20222.334.437.236

De verhuizer

St.-Apollonialaan 192, 2400 MolWaste collection, recovery and disposal activities

since 20252.368.660.123

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13434F0263/00F000	Flanders	3,151 m²	1 · 815 m²	8.9 m · 2 fl.
13302C0222/00L003	Flanders	2,835 m²	1 · 1,031 m²	16.4 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 2 entries · 1,980 EUR awarded · 1,961 EUR paid

Year	Entries	awarded	paid
2025	2	1,980 EUR	1,961 EUR

Schemes

Subsidies jeugdhulp

1 entry · 1,542 EUR · 1,542 EUR paid · Opgroeien regie

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 438 EUR · 419 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

TRANSPORTS DOUILLEZ DIDIER

BE 0872.197.571

Merbes-le-Château · Eq €220k

SECURIBOX

BE 0643.844.230

Mons · Eq €215k

Of 997 companies in sector 49420 we hold annual accounts for 451. 324 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-08-2022

Fiscal year end31-12

Activities, NACEBEL

49420Removal services

52250Logistics services

52290Warehousing and support activities for transportation

81210General cleaning of buildings

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.