DE VELGENDOKTER
ActiveSummary
DE VELGENDOKTER has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €859k and a net result of €166k. Equity is growing by ~26.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-2
Solvency80▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 2.62 against 1.97 in 2024; short-term debt: 12.5% and cash: 9.9% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
10.6%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
58 d late
2023
54 d late
2022
109 d late
2021
61 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€859k▲ 9.2%
2024 · €787k
2021: €281k
2022: €395k
2023: €602k
2024: €787k
2021 → 2025
Total assets
€1.57M▲ 3.6%
2024 · €1.52M
2021: €1.00M
2022: €1.23M
2023: €1.42M
2024: €1.52M
2021 → 2025
Net result
€166k▼ 11.3%
2024 · €187k
2021: €112k
2022: €115k
2023: €209k
2024: €187k
2021 → 2025
Working capital
€320k▲ 23.5%
2024 · €259k
2021: €67k
2022: €48k
2023: €151k
2024: €259k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€281k-€395k▲ 40.2%€602k▲ 52.6%€787k▲ 30.6%€859k▲ 9.2%
Operating result€136k-€152k▲ 11.6%€292k▲ 91.9%€261k▼ 10.8%€250k▼ 4.0%
Net result€112k-€115k▲ 2.6%€209k▲ 82.1%€187k▼ 10.7%€166k▼ 11.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.57M
Fixed assets
€1.05M ▲ 6.4%
Current assets
€517k ▼ 1.7%
Equity and liabilities €1.57M
Equity
€859k ▲ 9.2%
Debt
€712k ▼ 2.5%
Debt's share of the balance-sheet total falls from 48.1% to 45.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€369k▲
2024 · €366k
Cash flow
€284k▼
2024 · €292k
Current ratio
2.62▲
2024 · 1.97
Quick ratio
2.59▲
2024 · 1.94
Debt to equity
0.83▼
2024 · 0.93
ROE
19.3%▼
2024 · 23.7%
ROA
10.6%▼
2024 · 12.3%
Interest coverage
23.84▲
2024 · 20.23
Debt ≤ 1 year
€197k▼
2024 · €267k
Debt > 1 year
€515k▲
2024 · €460k
Income taxes
€72k▲
2024 · €58k
Staff costs
€219k▲
2024 · €201k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.52M€1.57M▲
Fixed assets21/28€991k€1.05M▲
Tangible fixed assets22/27€991k€1.05M▲
Land and buildings22€664k€642k▼
Plant, machinery and equipment23€200k€337k▲
Furniture and vehicles24€127k€75k▼
Current assets29/58€526k€517k▼
Stocks and contracts in progress3€7k€8k▲
Stocks30/36€7k€8k▲
Amounts receivable within one year40/41€104k€195k▲
Trade receivables40€91k€83k▼
Other amounts receivable41€13k€112k▲
Current investments50/53€225k€146k▼
Cash at bank and in hand54/58€185k€155k▼
Deferred charges and accrued income490/1€5k€13k▲
Equity and liabilities
Total equity and liabilities10/49€1.52M€1.57M▲
Equity10/15€787k€859k▲
Contributions10/11€5k€5k=
Reserves13€782k€854k▲
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Distributable reserves133€782k€854k▲
Amounts payable17/49€730k€712k▼
Amounts payable after more than one year17€460k€515k▲
Financial debts170/4€460k€515k▲
Amounts payable within one year42/48€267k€197k▼
Current portion of amounts payable after more than one year42€115k€89k▼
Trade debts44€90k€51k▼
Suppliers440/4€90k€51k▼
Taxes, remuneration and social security45€57k€20k▼
Taxes450/3€49k€20k▼
Remuneration and social security454/9€8k-
Other amounts payable47/48€5k€37k▲
Accrued charges and deferred income492/3€3k-
Income statement
Code20242025
Non-recurring operating income76A€1k€9k▲
Remuneration, social security and pensions62€201k€219k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€106k€118k▲
Other operating charges640/8€6k€6k▲
Non-recurring operating charges66A-€474
Gross operating margin9900€573k€595k▲
Operating profit (loss)9901€261k€250k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€18k€15k▼
Recurring financial charges65€18k€15k▼
Profit (loss) for the period before taxes9903€245k€238k▼
Income taxes67/77€58k€72k▲
Profit (loss) for the period9904€187k€166k▼
Profit (loss) for the period to be appropriated9905€187k€166k▼
Appropriation of the result
Profit (loss) to be appropriated9906€661k€166k▼
Profit (loss) brought forward from the previous period14P€474k-
Transfer from equity791/2-€93k
Transfer to equity691/2€659k€165k▼
To other reserves6921€659k€165k▼
Profit to be distributed694/7€2k€93k▲
Return on contributions (dividend)694€2k€93k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
31-12
Financial
Highest result since 2021net €209k ▲82.1%
Operating result €292k, net result €209k, both a record.
31-12
Financial
Equity above €500kEq €602k ▲52.6%
3 profitable years in a row build equity to €602k.
17-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 109 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boomsesteenweg 202630 AartselaarGround area
6,223 m²
Building footprint
1,525 m²
Volume, LiDAR
10,644 m³
Parcel 11372A0285/00M000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kevin Deekens
since 20172.261.583.803
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11372A0285/00M000 | Flanders | 6,223 m² | 1 · 1,525 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
UNIVERSAL PNEUS
BE 0415.725.370
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PEETERS LOGISTICS
BE 0821.765.687
Grimbergen · Eq €834k
BANDEN SOOI HB
BE 0678.851.233
Grobbendonk · Eq €820k
JAN DEBOOSERE
BE 0444.582.771
Ingelmunster · Eq €816k
Banden Gaukema
BE 0893.717.913
Arendonk · Eq €909k
Of 1,000 companies in sector 95315 we hold annual accounts for 427. 222 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2017
Fiscal year end31-12
Activities, NACEBEL 2025
95313Repair and fitting of specific motor vehicle parts
95315Tyre services
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95319Other maintenance and repair of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.