De Toverschommel
ActiveDe Toverschommel has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €117k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 384 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-11
Solvency35▼-27
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity short (current ratio 0.78 against 1.45 in 2024; short-term debt: 50.8% and cash: 2.9% of total assets), and 90% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10%
Return on assets
8.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 384 sector peers (2025).
NBB · sector comparisonPosition among 384 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
8 d early
2024
28 d late
2023
7 d late
2022
45 d late
2021
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€143k▼ 72.4%
2024 · €520k
2021: €83k
2022: €129k
2023: €349k
2024: €520k
2021 → 2025
Total assets
€1.43M▲ 1.1%
2024 · €1.41M
2021: €155k
2022: €668k
2023: €1.00M
2024: €1.41M
2021 → 2025
Net result
€117k▼ 51.3%
2024 · €240k
2021: €80k
2022: €23k
2023: €220k
2024: €240k
2021 → 2025
Working capital
€-157k
2024 · €206k
2021: €74k
2022: €4k
2023: €127k
2024: €206k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€129k▲ 55.9%€349k▲ 170%€520k▲ 48.8%€143k▼ 72.4%
Operating result€101k-€27k▼ 73.0%€272k▲ 896%€323k▲ 18.7%€165k▼ 48.9%
Net result€80k-€23k▼ 70.8%€220k▲ 840%€240k▲ 9.4%€117k▼ 51.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.43M
Fixed assets
€858k▲ 14.7%
Current assets
€567k▼ 14.3%
Equity and liabilities €1.43M
Equity
€143k▼ 72.4%
Debt
€1.28M▲ 43.9%
The debt ratio rises from 63.2% to 90.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€246k▼
2024 · €365k
Cash flow
€198k▼
2024 · €283k
Solvency
10.0%▼
2024 · 36.8%
Current ratio
0.78▼
2024 · 1.45
Quick ratio
0.78▼
2024 · 1.45
Debt / equity
8.96▲
2024 · 1.72
ROE
81.8%▲
2024 · 46.3%
ROA
8.2%▼
2024 · 17.0%
Interest coverage
10.48▼
2024 · 21.59
Debt
€1.28M▲
2024 · €891k
Debt ≤ 1 year
€725k▲
2024 · €456k
Debt > 1 year
€558k▲
2024 · €435k
Income taxes
€38k▼
2024 · €76k
Staff costs
€1.16M▲
2024 · €1.02M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.43M▲
Fixed assets21/28€748k€858k▲
Tangible fixed assets22/27€743k€853k▲
Land and buildings22€657k€637k▼
Plant, machinery and equipment23€19k€37k▲
Furniture and vehicles24€11k€56k▲
Other tangible fixed assets26€55k€124k▲
Financial fixed assets28€6k€6k=
Current assets29/58€662k€567k▼
Amounts receivable after more than one year29€247k€324k▲
Other amounts receivable291€247k€324k▲
Amounts receivable within one year40/41€218k€156k▼
Trade receivables40€65k€41k▼
Other amounts receivable41€153k€115k▼
Cash at bank and in hand54/58€118k€41k▼
Deferred charges and accrued income490/1€79k€46k▼
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.43M▲
Equity10/15€520k€143k▼
Contributions10/11€3k€3k=
Revaluation surpluses12€23k€23k=
Reserves13€493k€117k▼
Distributable reserves133€493k€117k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€891k€1.28M▲
Amounts payable after more than one year17€435k€558k▲
Financial debts170/4€435k€558k▲
Amounts payable within one year42/48€456k€725k▲
Current portion of amounts payable after more than one year42€115k€173k▲
Financial debts43€25k€36k▲
Credit institutions430/8€25k€36k▲
Trade debts44€13k€27k▲
Suppliers440/4€13k€27k▲
Taxes, remuneration and social security45€209k€229k▲
Taxes450/3€49k€45k▼
Remuneration and social security454/9€160k€184k▲
Other amounts payable47/48€94k€259k▲
Accrued charges and deferred income492/3€313€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.02M€1.16M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€81k▲
Other operating charges640/8€7k€6k▼
Gross operating margin9900€1.40M€1.41M▲
Operating profit (loss)9901€323k€165k▼
Financial income75/76B€11k€14k▲
Recurring financial income75€11k€14k▲
Financial charges65/66B€17k€23k▲
Recurring financial charges65€17k€23k▲
Profit (loss) for the period before taxes9903€317k€155k▼
Income taxes67/77€76k€38k▼
Profit (loss) for the period9904€240k€117k▼
Profit (loss) for the period to be appropriated9905€240k€117k▼
Appropriation of the result
Profit (loss) to be appropriated9906€240k€117k▼
Transfer from equity791/2-€493k
Transfer to equity691/2€170k€117k▼
To other reserves6921€170k€117k▼
Profit to be distributed694/7€70k€493k▲
Return on contributions (dividend)694€70k€493k▲
Social balance
Average headcount (FTE)908719.821.3▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
31-12
Financial
Highest result since 2021net €240k ▲9.4%
Operating result €323k, net result €240k, both a record.
31-12
Financial
Equity above €500kEq €520k ▲48.8%
4 profitable years in a row build equity to €520k.
07-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 7 days late
2023
31-12
Financial
Equity above €200kEq €349k ▲170%
3 profitable years in a row build equity to €349k.
2022
15-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 45 days late
31-03
Financial
Weakest financial yearnet €23k ▼70.8%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
31-03
Financial
Equity above €100kEq €129k ▲55.9%
2 profitable years in a row build equity to €129k.
2021
19-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Baarle-Hertog · 3 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pastoor de Katerstraat 1A2387 Baarle-HertogGround area
1,820 m²
Building footprint
765 m²
Volume, LiDAR
3,394 m³
3 parcels, Flanders · tallest building 17.6 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
De Toverschommel Hoogstraten locatie 1
since 20202.315.834.517
De Toverschommel Baarle-Hertog
since 20202.315.834.616
De Toverschommel Turnhout
since 20222.327.185.693
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13002C0242/00N002 | Flanders | 1,010 m² | 1 · 273 m² | 17.6 m |
| 13014E0106/00L000 | Flanders | 415 m² | 1 · 222 m² | 14.0 m · 2 fl. |
| 13454R0482/00A000 | Flanders | 395 m² | 1 · 270 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 9 entries · 2,792,924 EUR awarded · 2,792,924 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 1,226,414 EUR | 1,226,414 EUR |
| 2024 | 2 | 1,118,665 EUR | 1,118,665 EUR |
| 2023 | 3 | 280,479 EUR | 280,479 EUR |
| 2022 | 2 | 167,366 EUR | 167,366 EUR |
Schemes
Subsidies voorschoolse kinderopvang
Subsidie aan instellingen in het beleidsdomein Welzijn, Volksgezondheid en Gezin voor de tussenkomst in de energiekost in 2023
Inkomenstarief kinderopvang
Recognitions · licences · registrations
Food safety, FASFC
3 sitesBaarle-Hertog2.315.834.616
Hoogstraten2.315.834.517
Turnhout2.327.185.693
Care and welfare
4 services · 3 liveDe Toverschommel Baarle-Hertog
De Toverschommel Hoogstraten locatie 1
De Toverschommel Turnhout
De Toverschommel
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Of 1,590 companies in sector 88911 we hold annual accounts for 706. 536 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2020
Fiscal year end31-12
Activities, NACEBEL
88911Day nurseries and crèches
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:014496287