DE TOL
ActiveThe computed 12-month bankruptcy probability of DE TOL is 3.0% (moderate). The 2024 annual accounts show equity of €14k and a net result of €219. Equity is growing by ~25.4% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability70▼-30
Solvency100=
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
short-term debt: 0.1% and cash: 87.5% of total assets, and 15.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
84.3%
Return on assets
1.3%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
38 d early
2022
34 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€14k▲ 1.6%
2023 · €14k
2022: €7k
2023: €14k
2022 → 2024
Total assets
€16k▼ 1.5%
2023 · €17k
2022: €11k
2023: €17k
2022 → 2024
Net result
€219▼ 96.7%
2023 · €7k
2022: €5k
2023: €7k
2022 → 2024
Working capital
€16k▲ 24.0%
2023 · €13k
2022: €6k
2023: €13k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€7k-€14k▲ 96.9%€14k▲ 1.6%
Operating result€8k-€10k▲ 36.3%€1k▼ 87.9%
Net result€5k-€7k▲ 36.2%€219▼ 96.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 88% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €16k
Equity
€14k▲ 1.6%
Debt
€3k▼ 15.4%
The debt ratio falls from 18.3% to 15.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k▼
2023 · €11k
Cash flow
€620▼
2023 · €7k
Solvency
84.3%▲
2023 · 81.7%
Debt / equity
0.19▼
2023 · 0.22
ROE
1.6%▼
2023 · 49.2%
ROA
1.3%▼
2023 · 40.2%
Interest coverage
21.64▼
2023 · 214.02
Debt
€3k▼
2023 · €3k
Debt ≤ 1 year
€23▼
2023 · €3k
Income taxes
€974▼
2023 · €4k
A ratio outside any meaningful range has been withheld (balance sheet total €16k, equity €14k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€17k€16k▼
Fixed assets21/28€400-
Tangible fixed assets22/27€400-
Furniture and vehicles24€400-
Current assets29/58€16k€16k▲
Amounts receivable within one year40/41€28€554▲
Other amounts receivable41€28€554▲
Cash at bank and in hand54/58€16k€14k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€17k€16k▼
Equity10/15€14k€14k▲
Contributions10/11€2k€2k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14-€219
Amounts payable17/49€3k€3k▼
Amounts payable within one year42/48€3k€23▼
Trade debts44€380€23▼
Suppliers440/4€380€23▼
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Accrued charges and deferred income492/3-€3k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€400€400=
Other operating charges640/8€559€513▼
Gross operating margin9900€11k€2k▼
Operating profit (loss)9901€10k€1k▼
Financial charges65/66B€51€77▲
Recurring financial charges65€51€77▲
Profit (loss) for the period before taxes9903€10k€1k▼
Income taxes67/77€4k€974▼
Profit (loss) for the period9904€7k€219▼
Profit (loss) for the period to be appropriated9905€7k€219▼
Appropriation of the result
Profit (loss) to be appropriated9906€7k€219▼
Transfer to equity691/2€7k-
To other reserves6921€7k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €219 ▼96.7%
Net result drops to €219, the lowest in the series.
31-12
Financial
Liquidity times 136current ratio 725.31
Current ratio from 5.35 to 725.31; short-term debt falls from €3k to €23.
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €7k ▲36.2%
Operating result €10k, net result €7k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.35
Current ratio from 2.43 to 5.35; short-term debt falls from €4k to €3k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sulferbergstraat 41A8000 BruggeGround area
90 m²
Building footprint
90 m²
Volume, LiDAR
639 m³
Parcel 31803C0648/00Y000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE TOL
since 20212.317.685.831
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C0648/00Y000 | Flanders | 90 m² | 1 · 90 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2021
Fiscal year end31-12
Abbreviation NL
TOL
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.tol.be
E-mail:info@tol.be