Equity
€71,783 ▲ 0.1%
DE TERRE EN VIGNE has made a profit without a break since 2021.
DE TERRE EN VIGNE
Lifetime
19 annual accounts with figures on one time axis, 22 filings since 2004peak €111,051 (2024)
€101,481▼ 8.6%
lowest -€57,523 (2007)
€62▼ 99.3%
peak €71,783 (2025)
€71,783▲ 0.1%
€81,031▲ 10.3%
peak 1.6 FTE (2022)
1.5 FTEunchanged
Board2 names since 2016
1 directorCASTERMANT Olivier
Documentsfilings and deeds
27-02-202627 days late
2025financial year
Result from €8,515 to €62Cash from €29,067 to €6,161
Key points
from the 2025 annual accountsFilings
22 annual accounts since 2004
Two of the last ten came late. The 2024 accounts came latest: 31 days after the end of the period.
Position in the sector
€71,783
Less equity than 89% of companies in wholesale trade. Sector median €1.6m · 6,123 companies.
Checked score
70
Healthy
Financially stronger than 43% of micro companies in wholesale trade (NACE 46)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 26,891 companies (NACE 46, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.2%▲ +0.1 percentage points vs 01-2025
03-2025: 0.3%▲ +0.1 percentage points vs 02-2025
04-2025: 0.2%▼ -0.1 percentage points vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.4%▲ +0.2 percentage points vs 01-2026
03-2026: 0.6%▲ +0.2 percentage points vs 02-2026highest value
04-2026: 0.6%● unchanged vs 03-2026highest value
05-2026: 0.6%● unchanged vs 04-2026highest value
06-2026: 0.6%● unchanged vs 05-2026highest value
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026
09-2026: 0.6%● unchanged vs 08-2026
10-2026: 0.6%● unchanged vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 28 days late; 1 of the last 3 accounts late
Liquidity: current ratio 1.83, cash €6,161, halved
Size: 1.5 FTE, total assets €152,814
lowers risk
Founded in 2003
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 55% of them on solvency, 26% on liquidity, 51% on profitability and 41% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as DE TERRE EN VIGNE has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of DE TERRE EN VIGNE itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for DE TERRE EN VIGNE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.83 (1.85 in 2024), above the usual 1.5. Short-term debt is 53% and cash 4% of total assets. However, 53% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
27 days late
2024
31 days late
2023
1 day early
2022
on the day
2021
3 days early
2020
16 days early
2019
17 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0859643791
Appointment: CASTERMANT Olivier (director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · Gazette deed
Registered office moved from La Louvière to Villers Saint Ghislain
New registered office: Chaussée Roi Baudouin 193 à 7031 Villers Saint Ghislain · Previous registered office: Rue Anatole France 95 à 7100 La Louvière · Resignation: Degrève Jean Claude (manager) · General meeting of 31-12-2016 · Gazette deed
First establishment
Rue Anatole France (L.L) 95, La Louvière
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| DE TERRE EN VIGNE Mons | €152,814 | €101,481 | 47.0% | 1.5 |
| DRANKENHANDEL CARPENTIER Beveren-Kruibeke-Zwijndrecht | €134,935 | €173,314 | 90.8% | 0.7 |
| SOBELHOR Brussels | €116,947 | €199,836 | -114.3% | 1 |
| ORANKA JUS DE FRUITS Houthalen-Helchteren | €257,002 | €278,331 | 62.2% | 2 |
| LEGRAND EURODRINK Esneux | €378,662 | €146,564 | 30.2% | 2 |
| ETS DURIGNEUX Dour | €496,010 | €70,135 | -8.7% | 1.7 |
| DRANKENCENTRALE MERTENS Rotselaar | €413,445 | €135,360 | 67.5% | 2 |
These companies have the same main activity as DE TERRE EN VIGNE: wholesale of beverages, general range (NACE 46349). They are comparable in size and age: total assets between €117,000 and €496,000, founded between 1991 and 2004.
Official details
Source: KBO- Status
- Active since 11-07-2003Normal situation
- Activity
- Wholesale of beverages, general rangeNACE 46349and 1 other
- Establishment unit
- 2.132.440.4767100 La Louvière, since 04-08-2003
- Financial year end
- 30 June
- Peppol
- Reachable since 22-12-2025
Annual accounts to 30-06-2025
- ≈ €750,000estimated
- €152,814▲ 5.3%
- Employeeson 30-06-2025
- 2=
- Filing
- Filed on 27-02-2026
Insights on DE TERRE EN VIGNE
DE TERRE EN VIGNE has been active since 2003 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,783 and a net result of €62.
Equity has been growing by about 5.7% per year since 2019. Its solvency ranks better than 52% of 6,192 sector peers (NACE 46, financial year 2025).
The computed 12-month bankruptcy probability is 0.6% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about DE TERRE EN VIGNE
- What is the company number of DE TERRE EN VIGNE?
- The company number of DE TERRE EN VIGNE is 0859.643.791. The VAT number is the same number with BE in front: BE 0859.643.791.
- Where is DE TERRE EN VIGNE based?
- The registered office is at Chaussée du Roi Baudouin 193, 7031 Mons.Company details
- What does DE TERRE EN VIGNE do?
- According to the KBO register, the main activity is wholesale of beverages, general range (NACE 46349).
- What is the legal form of DE TERRE EN VIGNE?
- DE TERRE EN VIGNE is a private limited company (BV).
- When was DE TERRE EN VIGNE founded?
- DE TERRE EN VIGNE was founded on 11-07-2003.
- Is DE TERRE EN VIGNE still active?
- Yes, DE TERRE EN VIGNE is an active enterprise in the KBO register.
- How many employees does DE TERRE EN VIGNE have?
- DE TERRE EN VIGNE had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of DE TERRE EN VIGNE?
- The turnover in financial year 2025 is ≈ €750,000. This figure is estimated from the gross margin of €101,481 and 34 comparable companies (NACE 463). It probably lies between €290,000 and €1.4m. In financial year 2023 turnover was €343,317.
- Is DE TERRE EN VIGNE profitable?
- In financial year 2025, DE TERRE EN VIGNE made a profit of €62.
- Where can I find the annual accounts of DE TERRE EN VIGNE?
- DE TERRE EN VIGNE filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of DE TERRE EN VIGNE due?
- DE TERRE EN VIGNE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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