DE TERRE EN VIGNE
ActiveDE TERRE EN VIGNE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €62. Equity is growing by ~6.9% per year across the filed fiscal years. Its solvency ranks better than 52% of 4860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-7
Solvency72▼-2
Growth52▼-17
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.85 in 2024; short-term debt: 53% and cash: 4% of total assets), but 53% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47%
Return on assets
0%
Age of the figures
15 mo
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
31 d late
2023
1 d early
2022
on the day
2021
3 d early
2020
16 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€343k▲ 3.3%
2022 · €332k
2019: €280k
2020: €228k
2021: €171k
2022: €332k
2019 → 2023
EBIT margin
3.1%▲ 1.3pp
2022 · 1.8%
2019: 0.7%
2020: 0.8%
2021: 1.7%
2022: 1.8%
2019 → 2023
Net result
€62▼ 99.3%
2024 · €9k
2019: €631
2020: €-345
2021: €2k
2022: €3k
2023: €7k
2024: €9k
2019 → 2025
Working capital
€67k▲ 7.3%
2024 · €63k
2019: €50k
2020: €47k
2021: €49k
2022: €55k
2023: €63k
2024: €63k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€171k-€332k▲ 94.3%€343k▲ 3.3%
Equity€53k-€56k▲ 5.9%€63k▲ 11.9%€72k▲ 13.5%€72k▲ 0.1%
Operating result€3k-€6k▲ 109%€11k▲ 78.5%€12k▲ 17.5%€-176
Net result€2k-€3k▲ 42.9%€7k▲ 114%€9k▲ 26.4%€62▼ 99.3%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €176 after €12k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €153k
Fixed assets
€5k▼ 49.5%
Current assets
€148k▲ 8.9%
Equity and liabilities €153k
Equity
€72k▲ 0.1%
Debt
€81k▲ 10.3%
The debt ratio rises from 50.6% to 53.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€4k▼
2024 · €13k
Cash flow
€5k▼
2024 · €9k
Solvency
47.0%▼
2024 · 49.4%
Current ratio
1.83▼
2024 · 1.85
Quick ratio
1.83▼
2024 · 1.85
Debt / equity
1.13▲
2024 · 1.02
ROE
0.1%▼
2024 · 11.9%
ROA
0.0%▼
2024 · 5.9%
Interest coverage
10.93▼
2024 · 19.46
Debt
€81k▲
2024 · €73k
Debt ≤ 1 year
€81k▲
2024 · €73k
Income taxes
€-633▼
2024 · €3k
Staff costs
€73k▲
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€145k€153k▲
Fixed assets21/28€9k€5k▼
Tangible fixed assets22/27€9k€5k▼
Furniture and vehicles24€9k€5k▼
Financial fixed assets28€90€90=
Current assets29/58€136k€148k▲
Amounts receivable within one year40/41€87k€122k▲
Trade receivables40€86k€121k▲
Other amounts receivable41€752€752=
Cash at bank and in hand54/58€29k€6k▼
Deferred charges and accrued income490/1€20k€20k▼
Equity and liabilities
Total equity and liabilities10/49€145k€153k▲
Equity10/15€72k€72k▲
Contributions10/11€33k€33k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€38k€38k▲
Amounts payable17/49€73k€81k▲
Amounts payable within one year42/48€73k€81k▲
Trade debts44€48k€59k▲
Suppliers440/4€48k€59k▲
Taxes, remuneration and social security45€26k€22k▼
Taxes450/3€15k€16k▲
Remuneration and social security454/9€10k€6k▼
Other amounts payable47/48-€4
Income statement
Code20242025
Remuneration, social security and pensions62€68k€73k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€190€5k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k-
Other operating charges640/8€24k€22k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€111k€101k▼
Operating profit (loss)9901€12k€-176▼
Financial charges65/66B€651€395▼
Recurring financial charges65€651€395▼
Profit (loss) for the period before taxes9903€12k€-571▼
Income taxes67/77€3k€-633▼
Profit (loss) for the period9904€9k€62▼
Profit (loss) for the period to be appropriated9905€9k€62▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€38k▲
Profit (loss) brought forward from the previous period14P€29k€38k▲
Social balance
Average headcount (FTE)90871.51.5=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
03-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 31 days late
2024
30-06
Financial
Highest result since 2019net €9k ▲26.4%
Operating result €12k, net result €9k, both a record.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
15-01
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-06
Financial
Weakest financial yearnet €-345 ▼155%
Net result drops to €-345, the lowest in the series; recovery starts the following year.
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée du Roi Baudouin 1937031 MonsGround area
4,572 m²
Building footprint
137 m²
Volume, LiDAR
1,193 m³
2 parcels, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DE TERRE EN VIGNE
since 20032.132.440.476
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55048A0039/00R000 | Wallonia | 4,427 m² | 1 · 84 m² | 9.6 m · 3 fl. |
| 55372D0061/00P002 | Wallonia | 146 m² | 1 · 53 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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UW ZWEMBAD
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GRYSON
BE 0426.831.375
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Sankt Vither Getränkehandel
BE 0447.012.325
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BONTINCK
BE 0420.715.130
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Of 1,581 companies in sector 46349 we hold annual accounts for 987. 657 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2003
Fiscal year end30-06
Activities, NACEBEL
46349Wholesale of beverages, general range
47252Retail sale of beverages, general range
51340
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.