De Tandt
ActiveDe Tandt has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €178k and a net result of €41k. Equity is growing by ~26.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 26056 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
93
/ 100
Excellent▼ -7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 3.57 against 3.76 in 2023), and 27.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
19 d early
2022
24 d early
2021
9 d early
2020
9 d early
2019
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€178k▼ 2.4%
2023 · €183k
2019: €44k
2020: €71k
2021: €105k
2022: €143k
2023: €183k
2019 → 2024
Total assets
€245k▼ 3.5%
2023 · €253k
2019: €213k
2020: €222k
2021: €240k
2022: €265k
2023: €253k
2019 → 2024
Net result
€41k▲ 1.7%
2023 · €41k
2019: €25k
2020: €27k
2021: €36k
2022: €38k
2023: €41k
2019 → 2024
Working capital
€169k▼ 4.5%
2023 · €176k
2019: €36k
2020: €65k
2021: €102k
2022: €141k
2023: €176k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€71k-€105k▲ 49.2%€143k▲ 35.5%€183k▲ 27.9%€178k▼ 2.4%
Operating result€33k-€45k▲ 35.3%€49k▲ 8.5%€54k▲ 10.9%€55k▲ 2.7%
Net result€27k-€36k▲ 30.3%€38k▲ 7.3%€41k▲ 6.6%€41k▲ 1.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 3% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €245k
Fixed assets
€11k▼ 20.0%
Current assets
€234k▼ 2.6%
Equity and liabilities €245k
Equity
€178k▼ 2.4%
Debt
€66k▼ 6.2%
The debt ratio falls from 27.9% to 27.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€59k▲
2023 · €57k
Cash flow
€45k▲
2023 · €44k
Solvency
72.8%▲
2023 · 72.1%
Current ratio
3.57▼
2023 · 3.76
Quick ratio
0.76▼
2023 · 1.93
Debt / equity
0.37▼
2023 · 0.39
ROE
23.2%▲
2023 · 22.3%
ROA
16.9%▲
2023 · 16.1%
Interest coverage
67.67▲
2023 · 61.57
Debt
€66k▼
2023 · €71k
Debt ≤ 1 year
€65k▲
2023 · €64k
Income taxes
€15k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€253k€245k▼
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€13k€11k▼
Plant, machinery and equipment23€11k€9k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€240k€234k▼
Stocks and contracts in progress3€117k€184k▲
Stocks30/36€117k€184k▲
Amounts receivable within one year40/41€3k€5k▲
Trade receivables40€3k€5k▲
Cash at bank and in hand54/58€111k€41k▼
Deferred charges and accrued income490/1€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€253k€245k▼
Equity10/15€183k€178k▼
Contributions10/11€19k€19k=
Reserves13€164k€159k▼
Distributable reserves133€164k€159k▼
Amounts payable17/49€71k€66k▼
Amounts payable within one year42/48€64k€65k▲
Financial debts43€3k€3k▲
Credit institutions430/8€3k€3k▲
Trade debts44€49k€50k▲
Suppliers440/4€49k€50k▲
Advances received on contracts in progress46€4k€5k▲
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€3k€3k▲
Accrued charges and deferred income492/3€7k€955▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€67▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€125k-
Gross operating margin9900€182k€61k▼
Operating profit (loss)9901€54k€55k▲
Financial income75/76B€962€2k▲
Recurring financial income75€962€2k▲
Financial charges65/66B€929€870▼
Recurring financial charges65€929€870▼
Profit (loss) for the period before taxes9903€54k€57k▲
Income taxes67/77€13k€15k▲
Profit (loss) for the period9904€41k€41k▲
Profit (loss) for the period to be appropriated9905€41k€41k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€41k▲
Transfer from equity791/2-€45k
Transfer to equity691/2€40k€41k▲
To other reserves6921€40k€41k▲
Profit to be distributed694/7€833€46k▲
Return on contributions (dividend)694€833€46k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €41k ▲1.7%
Operating result €55k, net result €41k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €183k ▲27.9%
5 profitable years in a row build equity to €183k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €105k ▲49.2%
3 profitable years in a row build equity to €105k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijnstraat 579600 RonseGround area
299 m²
Building footprint
147 m²
Volume, LiDAR
846 m³
Parcel 45423E1039/00A000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bijoutier De Tandt
since 20182.278.001.250
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45423E1039/00A000 | Flanders | 299 m² | 1 · 147 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
UHREN - SCHMUCK LORCH
BE 0475.064.428
Sankt Vith · Eq €179k
YEORI
BE 0426.349.147
Ukkel · Eq €182k
WATCH AND GOLD
BE 0809.548.736
Brussel · Eq €182k
GALLET-CLAEYS
BE 0863.625.642
Brugge · Eq €174k
WATCHES NON STOP
BE 0806.366.344
Antwerpen · Eq €182k
Of 2,005 companies in sector 47770 we hold annual accounts for 892. 702 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-07-2018
Fiscal year end31-12
Activities, NACEBEL
47770Retail sale of watches and jewellery
18130Pre-press and pre-media services
32123Manufacture of jewellery
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
95250Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.