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De Taaltoren

Active
Private limited companyfounded 20214 yrs activeElsbosken 25, 2547 Lint, BelgiumKBO/BCE: BE 0776.549.534
Summary

De Taaltoren has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€247) and a net result of €21,168. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 22026 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
De TaaltorenActiveChecked score 57/100
Risk analysis ReportCompare

Overview

Activity
Other non-specialised retail sale
NACE 47120Intermediation services for non-specialised retail NACE 47910Vocational training NACE 85592
1 site
Size
€37,225total assets 2025
Staff
1 FTE
Equity
-€247
Profit
€21,168
Turnover not published (abridged schema)
Financial health
57 Fair Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts 25 d early0 of 1 deed read
Why 57Capped at 59: negative equity- Negative equity -€247- Founded in 2021+ Liquidity: current ratio 0.97, cash €20,743+ Size: total assets €37,225Show the evidence

Checked score

Score 2025
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 65% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 24+24
equity -0.7% of total assets
Liquidity 50=
short-term debt 100.3% · cash 55.7%
Profitability 100+100
return on assets 56.9%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,156 companies)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● 0.0% vs 11-2024 01-2025: 1.6%▼ -2.2% vs 12-2024 02-2025: 1.6%● 0.0% vs 01-2025 03-2025: 1.6%▲ +0.8% vs 02-2025 04-2025: 1.6%▲ +0.8% vs 03-2025 05-2025: 1.6%▲ +0.7% vs 04-2025 06-2025: 1.6%▲ +1.5% vs 05-2025highest value 07-2025: 1.4%▼ -15.4% vs 06-2025 08-2025: 1.4%▼ -1.9% vs 07-2025 09-2025: 1.4%● 0.0% vs 08-2025 10-2025: 1.4%▼ -0.3% vs 09-2025 11-2025: 1.4%● 0.0% vs 10-2025 12-2025: 1.4%● 0.0% vs 11-2025 01-2026: 1.3%▼ -2.1% vs 12-2025 02-2026: 1.3%● 0.0% vs 01-2026 03-2026: 1.3%▲ +0.8% vs 02-2026 04-2026: 1.4%▲ +0.9% vs 03-2026 05-2026: 1.4%▲ +2.5% vs 04-2026 06-2026: 1.5%▲ +4.9% vs 05-2026 07-2026: 1.5%▲ +1.0% vs 06-2026 08-2026: 0.9%▼ -41.0% vs 07-2026 09-2026: 0.9%● 0.0% vs 08-2026 10-2026: 0.8%▼ -2.0% vs 09-2026lowest value
  • Liquidity: current ratio 0.97, cash €20,743 lowers the probability
  • Negative equity -€247 raises the probability
  • Founded in 2021 raises the probability for this profile
  • Size: total assets €37,225 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.97 against 0.42 in 2024; short-term debt: 100.3% and cash: 55.7% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 19%, liquidity 52%, profitability 96%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 0.97, cash €20,743
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity -€247
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Size: total assets €37,225
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 22026 sector peers (2025).
NBB · sector comparison
Position among 22026 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
25 d early
2024
42 d early
2023
on the day
2022
70 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 1 day after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €21,168
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€247 View
  • Total assets 20254 fiscal years filed €37,225 View
  • Active since 2021founded 27-10-2021 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€37,225
Profit
€21,168
Solvency
-0.7%
Total assets▲ 122%
Net result
20222025
Go to Financials

Timeline

Events
5
Since
2023
Next accounts
by 31-07-2027
  1. 06-07-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 19-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other non-specialised retail saleNACE 47120
Founded
27-10-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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