De Stut
ActiveDe Stut has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €65k. Equity is growing by ~23.2% per year across the filed fiscal years. Its solvency ranks better than 64% of 523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency80▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 1.82 in 2024; short-term debt: 45.3% and cash: 45.4% of total assets), and 45.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.7%
Return on assets
36.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
4 d early
2024
38 d early
2023
49 d early
2022
16 d late
2021
60 d early
2020
73 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€98k▲ 56.9%
2024 · €63k
2020: €20k
2021: €32k
2022: €45k
2023: €53k
2024: €63k
2020 → 2025
Total assets
€180k▲ 30.7%
2024 · €137k
2020: €41k
2021: €71k
2022: €81k
2023: €104k
2024: €137k
2020 → 2025
Net result
€65k▲ 44.6%
2024 · €45k
2020: €16k
2021: €11k
2022: €18k
2023: €29k
2024: €45k
2020 → 2025
Working capital
€97k▲ 59.4%
2024 · €61k
2020: €20k
2021: €32k
2022: €45k
2023: €51k
2024: €61k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€45k▲ 41.0%€53k▲ 17.7%€63k▲ 18.9%€98k▲ 56.9%
Operating result€15k-€24k▲ 62.1%€38k▲ 56.7%€63k▲ 63.5%€83k▲ 33.1%
Net result€11k-€18k▲ 59.5%€29k▲ 61.5%€45k▲ 54.6%€65k▲ 44.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 33% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets
€1k▼ 44.9%
Current assets
€178k▲ 32.2%
Equity and liabilities €180k
Equity
€98k▲ 56.9%
Debt
€81k▲ 8.8%
The debt ratio falls from 54.4% to 45.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€85k▲
2024 · €63k
Cash flow
€66k▲
2024 · €46k
Solvency
54.7%▲
2024 · 45.6%
Current ratio
2.19▲
2024 · 1.82
Quick ratio
2.19▲
2024 · 1.82
Debt / equity
0.83▼
2024 · 1.19
ROE
66.2%▼
2024 · 71.8%
ROA
36.2%▲
2024 · 32.7%
Interest coverage
105.61▼
2024 · 334.38
Debt
€81k▲
2024 · €75k
Debt ≤ 1 year
€81k▲
2024 · €74k
Income taxes
€18k▲
2024 · €17k
Staff costs
€43k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€137k€180k▲
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23€742€343▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€135k€178k▲
Amounts receivable within one year40/41€93k€93k=
Trade receivables40€93k€92k▼
Other amounts receivable41-€956
Cash at bank and in hand54/58€42k€82k▲
Deferred charges and accrued income490/1-€4k
Equity and liabilities
Total equity and liabilities10/49€137k€180k▲
Equity10/15€63k€98k▲
Contributions10/11€4k€4k=
Reserves13€59k€94k▲
Distributable reserves133€59k€94k▲
Amounts payable17/49€75k€81k▲
Amounts payable within one year42/48€74k€81k▲
Trade debts44€59k€71k▲
Suppliers440/4€59k€71k▲
Taxes, remuneration and social security45€12k€10k▼
Taxes450/3€6k-
Remuneration and social security454/9€5k€10k▲
Other amounts payable47/48€3k€838▼
Accrued charges and deferred income492/3€700-
Income statement
Code20242025
Remuneration, social security and pensions62€39k€43k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€844€1k▲
Other operating charges640/8€1k€737▼
Gross operating margin9900€104k€128k▲
Operating profit (loss)9901€63k€83k▲
Financial income75/76B€17-
Recurring financial income75€17-
Financial charges65/66B€190€800▲
Recurring financial charges65€190€800▲
Profit (loss) for the period before taxes9903€62k€83k▲
Income taxes67/77€17k€18k▲
Profit (loss) for the period9904€45k€65k▲
Profit (loss) for the period to be appropriated9905€45k€65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€65k▲
Transfer from equity791/2€35k€29k▼
Transfer to equity691/2€45k€65k▲
To other reserves6921€45k€65k▲
Profit to be distributed694/7€35k€29k▼
Return on contributions (dividend)694€35k€29k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €65k ▲44.6%
Operating result €83k, net result €65k, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €11k ▼31.3%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wouwstraat 1732640 MortselGround area
475 m²
Building footprint
158 m²
Volume, LiDAR
1,337 m³
Parcel 11513C0384/00S014, Flanders · tallest building 11.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
De Stut
since 20192.297.523.192
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11513C0384/00S014 | Flanders | 475 m² | 1 · 158 m² | 11.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DUIZENDSCHOON
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vzw 't Ferm
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CONFLUENCE
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De Luifel
BE 0434.011.652
Tielt · Eq €684k
Vzw DC De Companie
BE 0772.364.478
Roeselare · Eq €716k
Of 36 companies in sector 88104 we hold annual accounts for 16. 7 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2019
Fiscal year end31-12
Activities, NACEBEL
88104Social work activities without accommodation
88109Social work activities without accommodation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.destut.be
E-mail:info@destut.be