Equity
-€18,209
Debts exceed assets in financial year 2025.
De Studio
Lifetime
2 annual accounts with figures on one time axispeak -€553 (2024)
-€21,601▼ €21,049
lowest -€27,657 (2025)
-€27,657▼ €27,104
peak €4,447 (2024)
-€18,209▼ €22,657
€39,727▲ 592%
Board2 names since 2025
2 directorsJan François Jeannine MARTENS and 1 other
Documentsfilings and deeds
31-08-202631 days late
2025abbreviated format
Gross margin from -€553 to -€21,601Loss of €27,657Incorporation 02-01Equity from €4,447 to -€18,209Debts from €5,744 to €39,727Investments €16,921
Key points
from the 2025 annual accountsLosses
-€28,209 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Debts
€39,727 185% of the balance sheet
Investments
€14,537 2.6 × depreciation
Green is investment, beige is depreciation.
Liquidity
0.15 was 0.87 in 2024
Short-term debts rose from €5,744 to €39,727.
Position in the sector
-84.6%
Lower solvency than 95% of companies in education. Sector median 55.4% · 846 companies.
2025 accounts filed 31 days after the deadlineTurnover not published (abbreviated or micro format)
Checked score
52
Fair
Financially stronger than 4% of micro companies in education (NACE 85)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.3%lowest value
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.3 percentage points vs 07-2026
09-2026: 0.8%▲ +0.1 percentage points vs 08-2026highest value
10-2026: 0.8%● unchanged vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€18,209
Liquidity: current ratio 0.15, cash €149
lowers risk
Sector: Education (NACE 85)
Size: total assets €21,518
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 6% of them on solvency, 2% on liquidity, 6% on profitability and 1% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,322 companies had the same profile as De Studio has now. Each dot stands for 4 companies, two years later.
90.2%
were still trading
5.5%
stopped another way
4.2%
went bankrupt
The bankruptcy probability of De Studio itself is lower: 0.8% within 12 months. It rests on far more data about De Studio than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,322 companies, not a prediction for De Studio. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.15 (0.87 in 2024), below 1. Short-term debt is 184.6% and cash 0.7% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€18,209
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
31 days late
2024
30 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 31 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Jan François Jeannine MARTENS founderdeed of 02-01-2025
- Liesbeth Rita Hubert DE WOLF founderdeed of 02-01-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1018064884
Resignation: Liesbeth De Wolf (director)
General meeting of 10-03-2026 · Gazette deed
Incorporation
Founding capital of €5,000 · Founders: Jan François Jeannine MARTENS (founder and shareholder) and Liesbeth Rita Hubert DE WOLF (founder and shareholder) · Appointments: Jan François Jeannine MARTENS (director) and Liesbeth Rita Hubert DE WOLF (director) · published on 02-01-2025 · Gazette deed
First establishment
Vrijheid 34C, Hoogstraten
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| De Studio Hoogstraten | €21,518 | -€21,601 | -84.6% | - |
| Customs Solutions Academy Wijnegem | €18,112 | -€30,171 | -136.7% | - |
| Constellation Atelier Uccle | €18,192 | -€374 | 40.1% | - |
| LANGOO Saint-Ghislain | €15,268 | -€3,514 | 54.8% | - |
| Gratitude&Grace Staden | €26,434 | -€32,134 | -107.5% | - |
| NOBLEPROG BELGIQUE Auderghem | €21,502 | -€2,740 | 27.4% | - |
| HAPPY TO FLY Soignies | €12,926 | €880 | 76.1% | - |
These companies have the same main activity as De Studio: other education (NACE 85599). They are comparable in size and age: total assets between €12,900 and €26,400, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 30-12-2024Normal situation
- Activity
- Other educationNACE 85599and 5 others
- Establishment unit
- 2.369.935.3752320 Hoogstraten, since 30-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on De Studio
De Studio has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€18,209) and a net result of -€27,657.
Its solvency ranks better than 5% of 846 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about De Studio
- What is the company number of De Studio?
- The company number of De Studio is 1018.064.884. The VAT number is the same number with BE in front: BE 1018.064.884.
- Where is De Studio based?
- The registered office is at Vrijheid 34C, 2320 Hoogstraten.Company details
- What does De Studio do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of De Studio?
- De Studio is a private limited company (BV).
- When was De Studio founded?
- De Studio was founded on 30-12-2024.
- Is De Studio still active?
- Yes, De Studio is an active enterprise in the KBO register.
- What is the turnover of De Studio?
- The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
- Is De Studio profitable?
- In financial year 2025, De Studio made a loss of €27,657.
- Where can I find the annual accounts of De Studio?
- De Studio filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of De Studio due?
- De Studio must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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