DE STOPPELEIRE
ActiveDE STOPPELEIRE has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €741k and a net result of €107k. Equity is growing by ~19.7% per year across the filed fiscal years. Its solvency ranks better than 77% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability64▼-17
Solvency97▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.34 in 2024; short-term debt: 27.6% and cash: 43% of total assets), and 27.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.4%
Return on assets
10.5%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
19 d late
2023
29 d late
2022
1 d early
2021
46 d early
2020
23 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€741k▲ 11.6%
2024 · €664k
2019: €200k
2020: €272k
2021: €370k
2022: €476k
2023: €601k
2024: €664k
2019 → 2025
Total assets
€1.02M▲ 4.6%
2024 · €979k
2019: €350k
2020: €458k
2021: €606k
2022: €794k
2023: €1.09M
2024: €979k
2019 → 2025
Net result
€107k▲ 15.7%
2024 · €93k
2019: €24k
2020: €71k
2021: €99k
2022: €125k
2023: €155k
2024: €93k
2019 → 2025
Working capital
€214k▲ 97.8%
2024 · €108k
2019: €172k
2020: €255k
2021: €274k
2022: €114k
2023: €22k
2024: €108k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€370k-€476k▲ 28.5%€601k▲ 26.3%€664k▲ 10.4%€741k▲ 11.6%
Operating result€127k-€140k▲ 9.7%€180k▲ 28.7%€117k▼ 35.0%€134k▲ 14.6%
Net result€99k-€125k▲ 27.1%€155k▲ 23.9%€93k▼ 40.4%€107k▲ 15.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.02M
Fixed assets
€527k▼ 5.1%
Current assets
€497k▲ 17.4%
Equity and liabilities €1.02M
Equity
€741k▲ 11.6%
Debt
€283k▼ 10.2%
The debt ratio falls from 32.2% to 27.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€211k▲
2024 · €186k
Cash flow
€184k▲
2024 · €162k
Solvency
72.4%▲
2024 · 67.8%
Current ratio
1.76▲
2024 · 1.34
Quick ratio
1.75▲
2024 · 1.34
Debt / equity
0.38▼
2024 · 0.47
ROE
14.5%▲
2024 · 13.9%
ROA
10.5%▲
2024 · 9.5%
Debt
€283k▼
2024 · €315k
Debt ≤ 1 year
€283k▼
2024 · €315k
Income taxes
€27k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€979k€1.02M▲
Fixed assets21/28€556k€527k▼
Tangible fixed assets22/27€556k€527k▼
Land and buildings22€453k€432k▼
Plant, machinery and equipment23€91k€89k▼
Furniture and vehicles24€12k€6k▼
Financial fixed assets28€135€135=
Current assets29/58€423k€497k▲
Stocks and contracts in progress3€600€600=
Stocks30/36€600€600=
Amounts receivable within one year40/41€75k€56k▼
Trade receivables40€75k€56k▼
Other amounts receivable41€0€10▲
Cash at bank and in hand54/58€347k€440k▲
Deferred charges and accrued income490/1€298€0▼
Equity and liabilities
Total equity and liabilities10/49€979k€1.02M▲
Equity10/15€664k€741k▲
Contributions10/11€6k€6k=
Reserves13€658k€735k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€658k€735k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€315k€283k▼
Amounts payable within one year42/48€315k€283k▼
Trade debts44€33k€41k▲
Suppliers440/4€33k€41k▲
Taxes, remuneration and social security45€44k€25k▼
Taxes450/3€38k€19k▼
Remuneration and social security454/9€6k€6k=
Other amounts payable47/48€237k€216k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69k€77k▲
Other operating charges640/8€305€442▲
Gross operating margin9900€187k€211k▲
Operating profit (loss)9901€117k€134k▲
Financial income75/76B€0€10▲
Recurring financial income75€0€10▲
Financial charges65/66B€138€0▼
Recurring financial charges65€138€0▼
Profit (loss) for the period before taxes9903€117k€134k▲
Income taxes67/77€24k€27k▲
Profit (loss) for the period9904€93k€107k▲
Profit (loss) for the period to be appropriated9905€93k€107k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€107k▲
Transfer to equity691/2€63k€77k▲
To other reserves6921€63k€77k▲
Profit to be distributed694/7€30k€30k=
Directors or managers695€30k€30k=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 19 days late
2024
29-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
30-06
Financial
Highest result since 2019net €155k ▲23.9%
Operating result €180k, net result €155k, both a record.
30-06
Financial
Equity above €500kEq €601k ▲26.3%
5 profitable years in a row build equity to €601k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
08-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
18-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wervik · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ieperstraat 1858940 WervikGround area
1.0 ha
Building footprint
188 m²
Volume, LiDAR
1,108 m³
Parcel 33009C0226/00D000, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ieperstraat 185, 8940 Wervik
since 19992.091.213.201
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33009C0226/00D000 | Flanders | 1.0 ha | 1 · 188 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteWervik2.091.213.201
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PRODABIO
BE 0666.433.748
Awans · Eq €744k
INDEMANS CHRISTIAN
BE 0424.230.191
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Luka
BE 0466.685.014
Laarne · Eq €753k
Of 689 companies in sector 46216 we hold annual accounts for 476. 400 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-05-1999
Fiscal year end30-06
Activities, NACEBEL
46216Wholesale of agricultural produce and animal feed, general range
51210
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.