DE STOOP
ActiveSummary
DE STOOP has been active since 1974 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.9m and a net result of €284,910. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 59% of 4926 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability59▲+3
Solvency79▲+9
Growth68▲+15
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260,000 at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.49 in 2024; short-term debt: 46.2% and cash: 3.4% of total assets), and 46.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.8%
Return on assets
3.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
71 d early
2024
7 d early
2023
20 d late
2022
12 d early
2021
17 d early
2020
11 d early
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
€31.0m▼ 6.7%
2024 · €33.3m
EBIT margin
1.2%▲ 0.5pp
2024 · 0.7%
Net result
€284,910▲ 79.1%
2024 · €159,078
Working capital
€2.5m▲ 15.4%
2024 · €2.2m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€24.5m▼ 11.3%€31.3m▲ 28.0%€35.5m▲ 13.3%€33.3m▼ 6.3%€31.0m▼ 6.7%
Operating result€461,135▲ 92.0%€307,786▼ 33.3%€13,669▼ 95.6%€238,088▲ 1,642%€384,191▲ 61.4%
Net result€356,549within the sector's middle half▲ 116%€230,189within the sector's middle half▼ 35.4%€20,673within the sector's middle half▼ 91.0%€159,078within the sector's middle half▲ 669%€284,910within the sector's middle half▲ 79.1%
EBIT margin1.9%▲ 1.0pp1.0%▼ 0.9pp0.0%▼ 0.9pp0.7%▲ 0.7pp1.2%▲ 0.5pp
Equity€3.2mwithin the sector's middle half▲ 12.6%€3.4mwithin the sector's middle half▲ 7.2%€3.4mwithin the sector's middle half▲ 0.6%€3.6mwithin the sector's middle half▲ 4.6%€3.9mwithin the sector's middle half▲ 7.9%
Total assets€6.3mwithin the sector's middle half▼ 0.9%€6.3mwithin the sector's middle half▲ 0.3%€7.4mwithin the sector's middle half▲ 17.0%€8.1mwithin the sector's middle half▲ 9.8%€7.2mwithin the sector's middle half▼ 10.6%
Debt€3.0m▼ 12.0%€2.8m▼ 7.0%€3.9m▲ 37.2%€4.5m▲ 15.9%€3.3m▼ 25.4%
Working capital€2.3m▲ 39.4%€2.8m▲ 20.3%€2.6m▼ 7.7%€2.2m▼ 15.8%€2.5m▲ 15.4%
Solvency50.9%within the sector's middle half▲ 6.1pp54.4%within the sector's middle half▲ 3.5pp46.8%within the sector's middle half▼ 7.6pp44.6%within the sector's middle half▼ 2.2pp53.8%within the sector's middle half▲ 9.2pp
Staff (FTE)18.1within the sector's middle half▼ 7.7%17.5within the sector's middle half▼ 3.3%17.7within the sector's middle half▲ 1.1%18.2within the sector's middle half▲ 2.8%18.5within the sector's middle half▲ 1.6%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 61% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.2m
Fixed assets
€1.4m ▼ 4.5%
Current assets
€5.9m ▼ 11.9%
Equity and liabilities €7.2m
Equity
€3.9m ▲ 7.9%
Debt
€3.3m ▼ 25.4%
Debt's share of the balance-sheet total falls from 55.4% to 46.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€739,481▲
2024 · €568,540
Cash flow
€640,201▲
2024 · €489,530
Current ratio
1.75▲
2024 · 1.49
Quick ratio
1.14▲
2024 · 1.07
Debt to equity
0.86▼
2024 · 1.24
ROE
7.3%▲
2024 · 4.4%
ROA
3.9%▲
2024 · 2.0%
Interest coverage
1472.75▲
2024 · 273.08
Debt ≤ 1 year
€3.3m▼
2024 · €4.5m
Income taxes
€100,717▲
2024 · €41,429
Staff costs
€1.2m▼
2024 · €1.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,684 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,684 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €24.5m | €31.4m | €35.6m | €33.4m | €31.1m | ▼ 6.9% |
| Turnover70 | €24.5m | €31.3m | €35.5m | €33.3m | €31.0m | ▼ 6.7% |
| Own construction capitalised72 | - | - | - | €88,187 | €37,788 | ▼ 57.1% |
| Other operating income74 | €47,196 | €53,673 | €108,840 | €103,254 | €64,792 | ▼ 37.2% |
| Non-recurring operating income76A | €2,592 | €618 | €21,028 | - | €20,901 | - |
| Operating charges60/66A | €24.1m | €31.1m | €35.6m | €33.2m | €30.8m | ▼ 7.4% |
| Goods for resale, raw materials and consumables60 | €17.4m | €23.8m | €28.4m | €25.9m | €23.1m | ▼ 10.6% |
| Purchases600/8 | €17.5m | €23.6m | €28.7m | €26.5m | €23.3m | ▼ 12.0% |
| Change in stocks: decrease (increase)609 | -€156,417 | €198,181 | -€261,522 | -€627,052 | -€193,049 | ▲ 69.2% |
| Services and other goods61 | €5.3m | €5.8m | €5.7m | €5.7m | €6.1m | ▲ 6.2% |
| Remuneration, social security and pensions62 | €981,822 | €1.1m | €1.1m | €1.3m | €1.2m | ▼ 5.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €332,256 | €286,723 | €258,689 | €330,452 | €355,291 | ▲ 7.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €70,572 | - | - |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | -€50,547 | - | - |
| Other operating charges640/8 | €44,755 | €35,969 | €33,266 | €36,384 | €43,704 | ▲ 20.1% |
| Operating profit (loss)9901 | €461,135 | €307,786 | €13,669 | €238,088 | €384,191 | ▲ 61.4% |
| Financial income75/76B | €48,913 | €7,189 | €10,990 | €130 | €2,637 | ▲ 1,936% |
| Recurring financial income75 | €48,913 | €828 | €10,990 | €130 | €221 | ▲ 70.9% |
| Income from current assets751 | €116 | €92 | €3,675 | €130 | €118 | ▼ 8.5% |
| Other financial income752/9 | €48,797 | €736 | €7,315 | - | €103 | - |
| Non-recurring financial income76B | - | €6,362 | - | - | €2,416 | - |
| Financial charges65/66B | €24,843 | €977 | €2,018 | €37,711 | €1,200 | ▼ 96.8% |
| Recurring financial charges65 | €8,908 | €977 | €2,018 | €2,952 | €1,200 | ▼ 59.3% |
| Debt charges650 | - | €301 | €1,215 | €2,082 | €502 | ▼ 75.9% |
| Other financial charges652/9 | €8,908 | €675 | €803 | €870 | €698 | ▼ 19.7% |
| Non-recurring financial charges66B | €15,935 | - | - | €34,759 | - | - |
| Profit (loss) for the period before taxes9903 | €485,205 | €313,998 | €22,642 | €200,507 | €385,627 | ▲ 92.3% |
| Income taxes67/77 | €128,655 | €83,809 | €1,969 | €41,429 | €100,717 | ▲ 143% |
| Taxes670/3 | €128,655 | €83,809 | €2,465 | €41,429 | €100,717 | ▲ 143% |
| Tax adjustments and reversals of tax provisions77 | - | - | €496 | - | - | - |
| Profit (loss) for the period9904 | €356,549 | €230,189 | €20,673 | €159,078 | €284,910 | ▲ 79.1% |
| Transfer from tax-exempt reserves789 | €108,500 | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €465,049 | €230,189 | €20,673 | €159,078 | €284,910 | ▲ 79.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.3m | €6.3m | €7.4m | €8.1m | €7.2m | ▼ 10.6% |
| Fixed assets21/28 | €924,622 | €676,288 | €913,142 | €1.4m | €1.4m | ▼ 4.5% |
| Tangible fixed assets22/27 | €922,399 | €674,064 | €910,919 | €1.4m | €1.4m | ▼ 4.5% |
| Land and buildings22 | €173,906 | €93,266 | €29,356 | €14,938 | €20,843 | ▲ 39.5% |
| Plant, machinery and equipment23 | €529,248 | €421,149 | €302,158 | €954,477 | €1.0m | ▲ 8.1% |
| Furniture and vehicles24 | €219,244 | €159,649 | €434,876 | €452,310 | €305,117 | ▼ 32.5% |
| Assets under construction and advance payments27 | - | - | €144,529 | - | - | - |
| Financial fixed assets28 | €2,224 | €2,224 | €2,224 | €20,674 | €20,674 | = |
| Other financial fixed assets284/8 | €2,224 | €2,224 | €2,224 | €20,674 | €20,674 | = |
| Amounts receivable and cash guarantees285/8 | €2,224 | €2,224 | €2,224 | €20,674 | €20,674 | = |
| Current assets29/58 | €5.3m | €5.6m | €6.4m | €6.6m | €5.9m | ▼ 11.9% |
| Stocks and contracts in progress3 | €1.2m | €959,530 | €1.2m | €1.8m | €2.0m | ▲ 10.4% |
| Stocks30/36 | €1.2m | €959,530 | €1.2m | €1.8m | €2.0m | ▲ 10.4% |
| Goods purchased for resale34 | €1.2m | €959,530 | €1.2m | €1.8m | €2.0m | ▲ 10.4% |
| Amounts receivable within one year40/41 | €3.4m | €4.1m | €4.7m | €4.2m | €3.6m | ▼ 16.0% |
| Trade receivables40 | €2.9m | €3.4m | €4.0m | €3.8m | €3.4m | ▼ 12.5% |
| Other amounts receivable41 | €533,923 | €780,305 | €661,746 | €407,757 | €209,774 | ▼ 48.6% |
| Cash at bank and in hand54/58 | €773,221 | €511,126 | €557,610 | €548,973 | €243,231 | ▼ 55.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.3m | €6.3m | €7.4m | €8.1m | €7.2m | ▼ 10.6% |
| Equity10/15 | €3.2m | €3.4m | €3.4m | €3.6m | €3.9m | ▲ 7.9% |
| Contributions10/11 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Capital10 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Issued capital100 | €61,500 | €61,500 | €61,500 | €61,500 | €61,500 | = |
| Reserves13 | €3.1m | €3.4m | €3.4m | €3.5m | €3.8m | ▲ 8.0% |
| Non-distributable reserves130/1 | €6,150 | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Legal reserve130 | €6,150 | €6,150 | €6,150 | €6,150 | €6,150 | = |
| Tax-exempt reserves132 | €78,087 | €78,087 | €78,087 | €78,087 | €78,087 | = |
| Distributable reserves133 | €3.0m | €3.3m | €3.3m | €3.5m | €3.7m | ▲ 8.2% |
| Provisions and deferred taxes16 | €50,547 | €50,547 | €50,547 | - | - | - |
| Provisions for liabilities and charges160/5 | €50,547 | €50,547 | €50,547 | - | - | - |
| Other liabilities and charges164/5 | €50,547 | €50,547 | €50,547 | - | - | - |
| Amounts payable17/49 | €3.0m | €2.8m | €3.9m | €4.5m | €3.3m | ▼ 25.4% |
| Amounts payable within one year42/48 | €3.0m | €2.8m | €3.9m | €4.5m | €3.3m | ▼ 25.2% |
| Trade debts44 | €2.9m | €2.6m | €3.7m | €4.3m | €3.1m | ▼ 27.1% |
| Suppliers440/4 | €2.9m | €2.6m | €3.7m | €4.3m | €3.1m | ▼ 27.1% |
| Taxes, remuneration and social security45 | €142,586 | €151,969 | €125,299 | €160,170 | €151,486 | ▼ 5.4% |
| Taxes450/3 | €49,065 | €60,985 | €16,126 | €20,009 | €27,518 | ▲ 37.5% |
| Remuneration and social security454/9 | €93,522 | €90,983 | €109,173 | €140,161 | €123,968 | ▼ 11.6% |
| Other amounts payable47/48 | €7,166 | €18,443 | €20,626 | €25,026 | €67,956 | ▲ 172% |
| Accrued charges and deferred income492/3 | €6,824 | - | - | €13,714 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €356,549 | €230,189 | €20,673 | €159,078 | €284,910 | ▲ 79.1% |
| + Depreciation and write-downs630 | €332,256 | €286,723 | €258,689 | €330,452 | €355,291 | ▲ 7.5% |
| Operating cash flow (approximation) | €688,806 | €516,913 | €279,362 | €489,530 | €640,201 | ▲ 30.8% |
| Investment in fixed assets (approximation) | - | -€38,389 | -€495,544 | -€859,707 | -€290,917 | ▲ 66.2% |
| Change in cash | - | -€262,095 | €46,484 | -€8,637 | -€305,743 | ▼ 3,440% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 20 days late
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €356,549 ▲116%
Operating result €461,135, net result €356,549, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €4,934 ▼97.1%
Net result drops to €4,934, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts
We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 1975
Ground area
5,156 m²
Building footprint
2,938 m²
Volume, LiDAR
25,193 m³
Parcel 34452B0893/00M003, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
DE STOOP NV
since 19752.010.938.375
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34452B0893/00M003 | Flanders | 5,156 m² | 1 · 2,938 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 10 entries · 385,807 EUR awarded · 129,253 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 5 | 0 EUR | 38,066 EUR |
| 2024 | 3 | 382,703 EUR | 88,187 EUR |
| 2023 | 1 | 3,000 EUR | 3,000 EUR |
| 2022 | 1 | 104 EUR | 0 EUR |
Recognitions · licences · registrations
Food safety, FASFC
1 siteWaregem2.010.938.375
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Of 757 companies in sector 46321 we hold annual accounts for 554. 302 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded23-12-1974
Fiscal year end31-12
Activities, NACEBEL 2025
46321Wholesale of meat and meat products, excluding game and poultry
47221Retail sale of meat and meat products, excluding game and poultry
E-invoicing
Reachable via Peppol
Peppol ID
0208:0414933435
Also
9925:BE0414933435
Registered
13-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.