DE STOBBE
ActiveDE STOBBE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €42k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 65% of 403 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+21
Solvency86▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 0.5 in 2024; short-term debt: 39.5% and cash: 0.1% of total assets), and 39.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.5%
Return on assets
32.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
51 d early
2023
42 d early
2022
35 d early
2021
48 d early
2020
47 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 113%
2024 · €37k
2018: €26k
2019: €38k
2020: €29k
2021: €21k
2022: €1k
2023: €30k
2024: €37k
2018 → 2025
Total assets
€132k▲ 39.0%
2024 · €95k
2018: €48k
2019: €75k
2020: €70k
2021: €73k
2022: €42k
2023: €54k
2024: €95k
2018 → 2025
Net result
€42k▲ 456%
2024 · €8k
2018: €-8k
2019: €12k
2020: €-9k
2021: €-8k
2022: €-20k
2023: €29k
2024: €8k
2018 → 2025
Working capital
€23k
2024 · €-29k
2018: €3k
2019: €17k
2020: €10k
2021: €3k
2022: €-15k
2023: €15k
2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€1k▼ 94.5%€30k▲ 2,472%€37k▲ 25.6%€80k▲ 113%
Operating result€-8k-€-20k▼ 143%€29k€8k▼ 73.2%€56k▲ 627%
Net result€-8k-€-20k▼ 141%€29k€8k▼ 73.4%€42k▲ 456%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 627% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132k
Fixed assets
€57k▼ 14.3%
Current assets
€75k▲ 163%
Equity and liabilities €132k
Equity
€80k▲ 113%
Debt
€52k▼ 9.4%
The debt ratio falls from 60.6% to 39.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€72k▲
2024 · €14k
Cash flow
€59k▲
2024 · €14k
Solvency
60.5%▲
2024 · 39.4%
Current ratio
1.44▲
2024 · 0.50
Quick ratio
1.40▲
2024 · 0.48
Debt / equity
0.65▼
2024 · 1.54
ROE
53.1%▲
2024 · 20.4%
ROA
32.1%▲
2024 · 8.0%
Interest coverage
997.67▲
2024 · 156.21
Debt
€52k▼
2024 · €57k
Debt ≤ 1 year
€52k▼
2024 · €57k
Income taxes
€13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€132k▲
Fixed assets21/28€66k€57k▼
Tangible fixed assets22/27€66k€57k▼
Plant, machinery and equipment23€19k€16k▼
Furniture and vehicles24€44k€38k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€29k€75k▲
Stocks and contracts in progress3€947€2k▲
Stocks30/36€947€2k▲
Amounts receivable within one year40/41€16k€72k▲
Trade receivables40€767€72k▲
Other amounts receivable41€15k-
Cash at bank and in hand54/58€11k€79▼
Deferred charges and accrued income490/1€747€570▼
Equity and liabilities
Total equity and liabilities10/49€95k€132k▲
Equity10/15€37k€80k▲
Contributions10/11€19k€19k=
Reserves13€2k€44k▲
Distributable reserves133€2k€44k▲
Profit (loss) carried forward14€17k€17k=
Amounts payable17/49€57k€52k▼
Amounts payable within one year42/48€57k€52k▼
Trade debts44€3k€735▼
Suppliers440/4€3k€735▼
Taxes, remuneration and social security45€4k€15k▲
Taxes450/3€4k€10k▲
Remuneration and social security454/9-€4k
Other amounts payable47/48€50k€37k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€16k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€16k€73k▲
Operating profit (loss)9901€8k€56k▲
Financial income75/76B€42€24▼
Recurring financial income75€42€24▼
Financial charges65/66B€90€72▼
Recurring financial charges65€90€72▼
Profit (loss) for the period before taxes9903€8k€56k▲
Income taxes67/77-€13k
Profit (loss) for the period9904€8k€42k▲
Profit (loss) for the period to be appropriated9905€8k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€59k▲
Profit (loss) brought forward from the previous period14P€9k€17k▲
Transfer to equity691/2-€42k
To other reserves6921-€42k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €42k ▲456%
Operating result €56k, net result €42k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.44
Current ratio from 0.50 to 1.44; short-term debt falls from €57k to €52k.
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €29k
Net result €29k after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.61
Current ratio from 0.63 to 1.61; short-term debt falls from €41k to €24k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-20k
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vleminckveld 112000 AntwerpenGround area
2,460 m²
Building footprint
975 m²
Volume, LiDAR
15,162 m³
Parcel 11804D1676/00C000, Flanders · tallest building 21.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
De Stobbe
since 20042.135.314.250
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D1676/00C000 | Flanders | 2,460 m² | 1 · 975 m² | 21.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WOUTERS et GREEN
BE 0460.637.261
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MT Design
BE 0823.023.224
Perwez · Eq €80k
Maison Vanoudenhove
BE 0450.596.870
Lasne · Eq €80k
Schrijnwerken Uytterhaegen
BE 0761.375.269
Zottegem · Eq €81k
AERTS INTERIEUR
BE 0457.187.130
Kasterlee · Eq €81k
Of 1,499 companies in sector 31004 we hold annual accounts for 620. 464 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2004
Fiscal year end31-12
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36111
43320Joinery installation
31002Manufacture of furniture
36130
43343Specialised construction activities
47791Retail sale of antiques
47792Retail sale of second-hand clothing
52502
52740
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.