DE STEUNBALK
ActiveDE STEUNBALK is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €88k and a net result of €11k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 27% of 7971 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
29 d early
2024
21 d early
2023
29 d early
2022
55 d early
2021
23 d early
2020
82 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▼ 20.5%
2024 · €111k
2020: €27k
2021: €55k
2022: €89k
2023: €97k
2024: €111k
2020 → 2025
Net result
€11k▼ 33.0%
2024 · €16k
2020: €27k
2021: €30k
2022: €35k
2023: €9k
2024: €16k
2020 → 2025
Total assets
€386k▼ 3.6%
2024 · €401k
2020: €168k
2021: €182k
2022: €196k
2023: €204k
2024: €401k
2020 → 2025
Solvency
22.8%▼ 4.8pp
2024 · 27.7%
2020: 15.9%
2021: 30.6%
2022: 45.6%
2023: 47.4%
2024: 27.7%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€89k▲ 60.7%€97k▲ 8.5%€111k▲ 14.6%€88k▼ 20.5%
Operating result€45k-€44k▼ 1.4%€12k▼ 73.8%€21k▲ 78.9%€19k▼ 7.6%
Net result€30k-€35k▲ 16.2%€9k▼ 73.7%€16k▲ 71.3%€11k▼ 33.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €386k
Fixed assets
€317k▼ 16.2%
Current assets
€69k▲ 212%
Equity and liabilities €386k
Equity
€88k▼ 20.5%
Debt
€298k▲ 2.8%
The debt ratio rises from 72.3% to 77.2%: debt grows while equity shrinks.
Key figures and ratios
Solvency
22.8%▼
2024 · 27.7%
ROE
12.1%▼
2024 · 14.3%
ROA
2.8%▼
2024 · 4.0%
Debt
€298k▲
2024 · €290k
Debt ≤ 1 year
€78k▲
2024 · €54k
Debt > 1 year
€220k▼
2024 · €236k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€401k€386k▼
Fixed assets21/28€379k€317k▼
Tangible fixed assets22/27€283k€238k▼
Furniture and vehicles24€30k€22k▼
Other tangible fixed assets26€252k€216k▼
Financial fixed assets28€96k€80k▼
Current assets29/58€22k€69k▲
Amounts receivable within one year40/41€13k€12k▼
Trade receivables40€8k€12k▲
Other amounts receivable41€5k€264▼
Cash at bank and in hand54/58€6k€56k▲
Deferred charges and accrued income490/1€2k€494▼
Equity and liabilities
Total equity and liabilities10/49€401k€386k▼
Equity10/15€111k€88k▼
Contributions10/11€1k€1k=
Reserves13€110k€87k▼
Distributable reserves133€110k€87k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€290k€298k▲
Amounts payable after more than one year17€236k€220k▼
Financial debts170/4€200k€185k▼
Other amounts payable178/9€36k€35k▼
Amounts payable within one year42/48€54k€78k▲
Current portion of amounts payable after more than one year42€27k€25k▼
Trade debts44€10k€1k▼
Suppliers440/4€10k€1k▼
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€5k€10k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€9k€42k▲
Accrued charges and deferred income492/3€408€313▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€45k▲
Other operating charges640/8€9k€1k▼
Gross operating margin9900€48k€65k▲
Operating profit (loss)9901€21k€19k▼
Financial income75/76B€7k€3k▼
Recurring financial income75€7k€3k▼
Financial charges65/66B€6k€9k▲
Recurring financial charges65€6k€9k▲
Profit (loss) for the period before taxes9903€21k€14k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€16k€11k▼
Profit (loss) for the period to be appropriated9905€16k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€11k▼
Profit (loss) brought forward from the previous period14P€4€0▼
Transfer from equity791/2-€23k
Transfer to equity691/2€14k€0▼
To other reserves6921€14k€0▼
Profit to be distributed694/7€2k€33k▲
Return on contributions (dividend)694€2k€33k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100kEq €111k ▲14.6%
5 profitable years in a row build equity to €111k.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €9k ▼73.7%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2020net €35k ▲16.2%
Net result €35k, the highest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stadenstraat 598800 RoeselareGround area
421 m²
Building footprint
144 m²
Volume, LiDAR
781 m³
Parcel 36504D0791/00M000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE STEUNBALK
since 20202.301.790.006
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36504D0791/00M000 | Flanders | 421 m² | 1 · 144 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROTONDA
BE 0787.217.752
Schaarbeek · Eq €88k
Phaeco
BE 0882.574.888
Tielt · Eq €88k
Igitur
BE 0767.449.152
Lummen · Eq €88k
Aither
BE 1009.171.172
Leuven · Eq €88k
Quest 2 Perform
BE 0643.872.241
Haacht · Eq €88k
Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 11,970 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2020
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
47552Retail sale of lighting equipment
47553Retail trade
47592Retail trade
47593Retail trade
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:desteunbalk@gmail.com
Phone:0472072221