DE STER
ActiveDE STER has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-176k) and a net result of €-102k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 1721 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
7
/ 100
Critical▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.26 against 0.27 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-12.8%
Return on assets
-7.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€176k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
29 d late
2023
30 d late
2022
71 d late
2021
31 d early
2020
36 d early
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-176k▼ 139%
2024 · €-73k
2018: €110k
2019: €27k
2020: €-17k
2021: €-662
2022: €-36k
2023: €-85k
2024: €-73k
2018 → 2025
Total assets
€1.37M▼ 6.2%
2024 · €1.46M
2018: €1.68M
2019: €1.57M
2020: €1.50M
2021: €1.62M
2022: €1.53M
2023: €1.46M
2024: €1.46M
2018 → 2025
Net result
€-102k
2024 · €12k
2018: €-89k
2019: €-83k
2020: €-44k
2021: €17k
2022: €-35k
2023: €-49k
2024: €12k
2018 → 2025
Working capital
€-1.10M▼ 1.1%
2024 · €-1.09M
2018: €-1.38M
2019: €-1.39M
2020: €-1.29M
2021: €-1.27M
2022: €-1.22M
2023: €-1.19M
2024: €-1.09M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-662-€-36k▼ 5,311%€-85k▼ 137%€-73k▲ 13.6%€-176k▼ 139%
Operating result€17k-€-35k€-48k▼ 39.0%€10k€-105k
Net result€17k-€-35k€-49k▼ 39.5%€12k€-102k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €105k after €10k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.37M
Fixed assets
€972k▼ 8.5%
Current assets
€396k=
Key figures and ratios
EBITDA
€-10k▼
2024 · €106k
Cash flow
€-7k▼
2024 · €107k
Solvency
-12.8%▼
2024 · -5.0%
Current ratio
0.26▼
2024 · 0.27
Quick ratio
0.26▼
2024 · 0.26
Debt / equity
-8.79▲
2024 · -20.88
ROE
58.2%▲
2024 · -15.7%
ROA
-7.5%▼
2024 · 0.8%
Interest coverage
-17.65▼
2024 · 102.75
Debt
€1.54M▲
2024 · €1.53M
Debt ≤ 1 year
€1.49M▲
2024 · €1.48M
Debt > 1 year
€50k=
2024 · €50k
Staff costs
€9k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.46M€1.37M▼
Fixed assets21/28€1.06M€972k▼
Tangible fixed assets22/27€1.06M€972k▼
Land and buildings22€974k€899k▼
Plant, machinery and equipment23€78k€65k▼
Furniture and vehicles24€11k€8k▼
Current assets29/58€396k€396k=
Stocks and contracts in progress3€13k€14k▲
Stocks30/36€13k€14k▲
Amounts receivable within one year40/41€49k€71k▲
Trade receivables40€42k€67k▲
Other amounts receivable41€7k€4k▼
Current investments50/53-€253k
Cash at bank and in hand54/58€318k€51k▼
Deferred charges and accrued income490/1€16k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.46M€1.37M▼
Equity10/15€-73k€-176k▼
Contributions10/11€400k€400k=
Profit (loss) carried forward14€-473k€-576k▼
Amounts payable17/49€1.53M€1.54M▲
Amounts payable after more than one year17€50k€50k=
Financial debts170/4€50k€50k=
Amounts payable within one year42/48€1.48M€1.49M▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€30€1k▲
Credit institutions430/8€30€1k▲
Trade debts44€13k€23k▲
Suppliers440/4€13k€23k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€0€320▲
Remuneration and social security454/9€6k€5k▼
Other amounts payable47/48€1.46M€1.47M▲
Income statement
Code20242025
Remuneration, social security and pensions62€21k€9k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95k€95k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€5k€3k▼
Gross operating margin9900€131k€2k▼
Operating profit (loss)9901€10k€-105k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€1k€548▼
Recurring financial charges65€1k€548▼
Profit (loss) for the period before taxes9903€12k€-102k▼
Profit (loss) for the period9904€12k€-102k▼
Profit (loss) for the period to be appropriated9905€12k€-102k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-473k€-576k▼
Profit (loss) brought forward from the previous period14P€-485k€-473k▲
Social balance
Average headcount (FTE)90870.20.2=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-102k ▼988%
Net result drops to €-102k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Back to profitnet €12k
Net result €12k after 2 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 71 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €17k
Net result €17k after 3 loss-making years.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 61 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lubbeek · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geestbeekweg(LUB) 33210 LubbeekGround area
3,229 m²
Building footprint
503 m²
Volume, LiDAR
1,991 m³
Parcel 24066B0214/00E003, Flanders · tallest building 6.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DE STER
since 20132.220.944.365
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24066B0214/00E003 | Flanders | 3,229 m² | 1 · 503 m² | 6.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 11,805 EUR awarded · 11,805 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,085 EUR | 2,085 EUR |
| 2024 | 1 | 9,000 EUR | 9,000 EUR |
| 2023 | 1 | 0 EUR | 720 EUR |
| 2022 | 1 | 720 EUR | 0 EUR |
Schemes
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteLubbeek2.220.944.365
Similar companies · same sector, comparable size
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AGRICO
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GEBROEDERS VAN dEN EYNDE
BE 0635.642.780
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ALTER AGRO
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Leuven · Eq €28k
Of 3,615 companies in sector 01130 we hold annual accounts for 783. 302 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2013
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
10840Manufacture of food products
46389Wholesale of other food products
47279Other retail sale of food
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@de-ster.com