DE STEENUIL
ActiveThe computed 12-month bankruptcy probability of DE STEENUIL is 1.9% (moderate). The 2025 annual accounts show equity of €42k and a net result of €27k. Equity is growing by ~105% per year across the filed fiscal years. Its solvency ranks better than 52% of 18237 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▲+37
Solvency62▲+18
Growth78=
Track record94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.84 against 1.78 in 2024; short-term debt: 50.3% and cash: 5.1% of total assets), but 63.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.6%
Return on assets
22.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 167%
2024 · €16k
2023: €9k
2024: €16k
2023 → 2025
Total assets
€116k▲ 41.5%
2024 · €82k
2023: €77k
2024: €82k
2023 → 2025
Net result
€27k▲ 292%
2024 · €7k
2023: €-898
2024: €7k
2023 → 2025
Working capital
€49k▲ 55.2%
2024 · €32k
2023: €37k
2024: €32k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€9k-€16k▲ 74.5%€42k▲ 167%
Operating result€3k-€12k▲ 254%€36k▲ 205%
Net result€-898-€7k€27k▲ 292%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 205% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116k
Fixed assets
€9k▼ 10.5%
Current assets
€107k▲ 48.5%
Equity and liabilities €116k
Equity
€42k▲ 167%
Debt
€74k▲ 11.3%
The debt ratio falls from 80.6% to 63.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▲
2024 · €13k
Cash flow
€28k▲
2024 · €8k
Solvency
36.6%▲
2024 · 19.4%
Current ratio
1.84▲
2024 · 1.78
Quick ratio
0.14▼
2024 · 0.21
Debt / equity
1.73▼
2024 · 4.17
ROE
62.6%▲
2024 · 42.7%
ROA
22.9%▲
2024 · 8.3%
Interest coverage
12.46▲
2024 · 3.73
Debt
€74k▲
2024 · €66k
Debt ≤ 1 year
€58k▲
2024 · €41k
Debt > 1 year
€15k▼
2024 · €25k
Income taxes
€7k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€82k€116k▲
Fixed assets21/28€10k€9k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€3k€3k▼
Plant, machinery and equipment23€996€704▼
Other tangible fixed assets26€2k€2k▼
Financial fixed assets28€5k€5k=
Current assets29/58€72k€107k▲
Stocks and contracts in progress3€64k€99k▲
Stocks30/36€64k€99k▲
Amounts receivable within one year40/41€4k€935▼
Trade receivables40€4k€306▼
Other amounts receivable41€227€629▲
Cash at bank and in hand54/58€3k€6k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€82k€116k▲
Equity10/15€16k€42k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€6k€32k▲
Amounts payable17/49€66k€74k▲
Amounts payable after more than one year17€25k€15k▼
Financial debts170/4€25k€15k▼
Amounts payable within one year42/48€41k€58k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€25k€34k▲
Suppliers440/4€18k€30k▲
Bills of exchange payable441€7k€4k▼
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€10k▲
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€3k€518▼
Gross operating margin9900€16k€38k▲
Operating profit (loss)9901€12k€36k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€8k€33k▲
Income taxes67/77€2k€7k▲
Profit (loss) for the period9904€7k€27k▲
Profit (loss) for the period to be appropriated9905€7k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€32k▲
Profit (loss) brought forward from the previous period14P€-898€6k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2023net €27k ▲292%
Operating result €36k, net result €27k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Nieuwedijkstraat 52800 MechelenGround area
264 m²
Building footprint
142 m²
Volume, LiDAR
1,406 m³
2 parcels, Flanders · tallest building 14.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DE STEENUIL
since 20232.344.738.735
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025C0464/00F000 | Flanders | 144 m² | 1 · 65 m² | 14.5 m · 4 fl. |
| 12402B0180/00K004 | Flanders | 120 m² | 1 · 77 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PROMOTRADE
BE 0459.012.809
Sint-Martens-Latem · Eq €42k
MADDELIN
BE 0436.294.221
Torhout · Eq €43k
GABITHAN
BE 0741.881.932
La Louvière · Eq €43k
Wild Impulse
BE 1023.436.607
Lasne · Eq €43k
EQUITHEMATA
BE 0666.470.073
Keerbergen · Eq €41k
Of 1,314 companies in sector 47639 we hold annual accounts for 624. 477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-05-2023
Fiscal year end31-12
Activities, NACEBEL
47639Retail sale of other sporting goods
47640Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.