Financials
- Fiscal year
- 2025
- Total assets
- €43,126
- Loss
- -€3,107
- Solvency
- 40.9%
Total assets▲ 14.8%
Net result
20182025
DE STANDAARD
ActiveSummary
DE STANDAARD has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,621 and a net result of -€3,107. Equity is growing by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 59% of 14676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Limited-service restaurants, excluding mobile food services
NACE 56112NACE 55302Limited-service restaurants NACE 56102
1 site
Size
€43,126total assets 2025
- Equity
- €17,621
- Loss
- -€3,107
Turnover not published (abridged schema)
Structure
Accounts on time0 of 1 deed read
Why 84- Sector Food and beverage service activities (NACE 56)- Loss of €3,107 (FY 2025)+ Liquidity: current ratio 1.43, cash €21,967+ Founded in 2005Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Better than 45% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
66-14
equity 40.9% of total assets
Liquidity
69-9
short-term debt 59.1% · cash 50.9%
Profitability
10-90
return on assets -7.2%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 16 months
07-2025: 0.5%
08-2025: 0.8%▲ +58.3% vs 07-2025highest value
09-2025: 0.2%▼ -72.4% vs 08-2025
10-2025: 0.2%● 0.0% vs 09-2025
11-2025: 0.2%▲ +3.3% vs 10-2025
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.2%▼ -1.4% vs 12-2025
02-2026: 0.2%● 0.0% vs 01-2026
03-2026: 0.2%▲ +0.9% vs 02-2026
04-2026: 0.2%▲ +2.3% vs 03-2026
05-2026: 0.2%▼ -4.9% vs 04-2026
06-2026: 0.2%▼ -2.3% vs 05-2026lowest value
07-2026: 0.2%▲ +18.3% vs 06-2026
08-2026: 0.3%▲ +42.3% vs 07-2026
09-2026: 0.3%● 0.0% vs 08-2026
10-2026: 0.3%● 0.0% vs 09-2026
- Sector Food and beverage service activities (NACE 56) raises the probability
- Liquidity: current ratio 1.43, cash €21,967 lowers the probability
- Founded in 2005 lowers the probability for this profile
- Loss of €3,107 (FY 2025) raises the probability
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.78 in 2024; short-term debt: 59.1% and cash: 50.9% of total assets), and 59.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 60%, liquidity 73%, profitability 21%, growth against the median 27%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
28 d late
2023
on the day
2022
on the day
2021
11 d early
2020
30 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €10,928
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 31-07-2026Annual accounts filed
- 28-08-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112
- Founded
- 23-06-2005
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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