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DE STAL WERVIK

Active
Private limited companyfounded 2010active for 16 yearsKlijtstraat 20, 8940 Wervik, BelgiumKBO/BCE: BE 0825.961.631
Summary

DE STAL WERVIK has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90,729 and a net result of €22,011. Equity has been growing by about 64% per year since 2019. Its solvency ranks better than 19% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

Source: KBO
Status
Active since 18-05-2010 Normal situation
Activity
Floor and wall tiling NACE 43331and 2 others
Establishment unit
2.214.478.029 8940 Wervik, since 28-11-2012
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board
  • Gadeyne GinoDirector · since 04-05-2010
  • Muylle NickDirector · since 04-05-2010
  • Gadeyne MelanyDirector · since 01-10-2020

Financial position

65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
€152,540
▼ 8.0%
Turnover
≈ €510,000
estimated
Profit
€22,011
▼ 23.9%
Equity
€90,729
▲ 32.0%
Total assets
€525,190
▼ 12.0%
Employees on 31-12-2025
2
▲ 100%
  • 2025 accounts filed 57 days after the deadline
Filed on 26-09-2026
Score breakdownraises riskLast filed accounts filed 57 days late; 2 of the last 3 accounts lateSector: Specialised construction activities (NACE 43)Liquidity: current ratio 0.09, cash €4,308lowers riskSize: total assets €525,190Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 42% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 42+5
equity 17.3% of total assets
Liquidity 37+1
short-term debt 32.8% · cash 0.8%
Profitability 74-1
return on assets 4.2%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 1.6% 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.8%▲ +0.2 percentage points vs 06-2025 08-2025: 2.4%▲ +0.6 percentage points vs 07-2025 09-2025: 1.5%▼ -0.9 percentage points vs 08-2025 10-2025: 1.5%● unchanged vs 09-2025 11-2025: 1.5%● unchanged vs 10-2025 12-2025: 1.5%● unchanged vs 11-2025 01-2026: 1.5%● unchanged vs 12-2025 02-2026: 1.6%▲ +0.1 percentage points vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.5%▼ -0.1 percentage points vs 04-2026 06-2026: 1.4%▼ -0.1 percentage points vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 2.3%▲ +0.9 percentage points vs 07-2026 09-2026: 2.6%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 1.2%▼ -1.4 percentage points vs 09-2026lowest value 11-2026: 1.2%● unchanged vs 10-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.09 (0.12 in 2024), below 1. Short-term debt is 32.8% and cash 0.8% of total assets. 82.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 19% of them on solvency, 25% on liquidity, 47% on profitability and 76% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 57 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Liquidity: current ratio 0.09, cash €4,308
NBB · annual accounts
lowers risk · Size: total assets €525,190
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 34946 sector peers (2025).
NBB · sector comparison
Position among 34946 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · 2025 accounts filed 57 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-09-2026, 57 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
57 days late
2024
13 days late
2023
31 days late
2022
93 days early
2021
60 days late
2020
61 days late
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower solvency than 80% of companies in specialised constructionsector median 46.7% · 34,946 companies 17.3% View
  • Positive: 5 profitable years in a rowprofit 2025: €22,011 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as DE STAL WERVIK: floor and wall tiling (NACE 43331). They are comparable in size and age: total assets between €488,000 and €749,000, founded between 2006 and 2009.

CompanyTotal assetsGross margin
DE STAL WERVIK Wervik€525,190€152,540
VERHELST CHRISTOPHE Zonnebeke€533,949€160,798
WL TEGELS Lier€584,485€126,730
LANDSHEERE Zulte€539,504€189,458
BRAGARD VINCENT Bredene€524,713€132,192
Alkon Roeselare€488,393€106,444
GHELEYNS-CALLANT Damme€749,180€146,890
Full comparison

Key facts about DE STAL WERVIK

What is the company number of DE STAL WERVIK?
The company number of DE STAL WERVIK is 0825.961.631. The VAT number is the same number with BE in front: BE 0825.961.631.
Where is DE STAL WERVIK based?
The registered office is at Klijtstraat 20, 8940 Wervik.Company details
What does DE STAL WERVIK do?
According to the KBO register, the main activity is floor and wall tiling (NACE 43331).
What is the legal form of DE STAL WERVIK?
The legal form of DE STAL WERVIK is Private limited company (BV).
When was DE STAL WERVIK founded?
DE STAL WERVIK was founded on 18-05-2010.
Is DE STAL WERVIK still active?
Yes, DE STAL WERVIK is an active enterprise in the KBO register.
How many employees does DE STAL WERVIK have?
DE STAL WERVIK had an average of 1.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of DE STAL WERVIK?
The turnover in financial year 2025 is ≈ €510,000. This figure is estimated from the gross margin of €152,540 and 62 comparable companies (NACE 433). It probably lies between €360,000 and €760,000.
Is DE STAL WERVIK profitable?
In financial year 2025, DE STAL WERVIK made a profit of €22,011.
Where can I find the annual accounts of DE STAL WERVIK?
DE STAL WERVIK filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE STAL WERVIK due?
DE STAL WERVIK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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