DE SPOORHOEVE

Active

Private limited companyfounded 20241 yr activeSlenderstraat 6, 2500 Lier, BelgiumKBO/BCE: BE 1014.127.377

DE SPOORHOEVE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €45k. Its solvency ranks better than 41% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

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Checked score

Score 2025

86 / 100

Excellent

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency83

Growth-

Stability67

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity ample (current ratio 3.6), but 60.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 82

Relative position

BE, all sectors

reference

Sector 82

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

39.5%

Return on assets

37%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

on the day

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€48k

Total assets

€122k

Net result

€45k

Working capital

€55k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €122k

37.3%

62.7%

Fixed assets €45k

Current assets €76k

Equity and liabilities €122k

39.5%

60.5%

Equity €48k

Debt €74k

Debt finances 60.5% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€62k

Cash flow

€49k

Solvency

39.5%

Current ratio

3.60

Quick ratio

3.60

Debt / equity

1.53

ROE

93.8%

ROA

37.0%

Interest coverage

85.74

Debt

€74k

Debt ≤ 1 year

€21k

Debt > 1 year

€53k

Income taxes

€13k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€122k

Fixed assets21/28€45k

Tangible fixed assets22/27€45k

Plant, machinery and equipment23€3k

Furniture and vehicles24€24k

Other tangible fixed assets26€18k

Current assets29/58€76k

Amounts receivable within one year40/41€13k

Trade receivables40€13k

Cash at bank and in hand54/58€62k

Deferred charges and accrued income490/1€1k

Equity and liabilities

Total equity and liabilities10/49€122k

Equity10/15€48k

Contributions10/11€3k

Reserves13€45k

Distributable reserves133€45k

Amounts payable17/49€74k

Amounts payable after more than one year17€53k

Financial debts170/4€53k

Amounts payable within one year42/48€21k

Current portion of amounts payable after more than one year42€3k

Trade debts44€3k

Suppliers440/4€3k

Taxes, remuneration and social security45€15k

Taxes450/3€15k

Other amounts payable47/48€483

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k

Other operating charges640/8€353

Gross operating margin9900€63k

Operating profit (loss)9901€59k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€726

Recurring financial charges65€726

Profit (loss) for the period before taxes9903€58k

Income taxes67/77€13k

Profit (loss) for the period9904€45k

Profit (loss) for the period to be appropriated9905€45k

Appropriation of the result

Profit (loss) to be appropriated9906€45k

Transfer to equity691/2€45k

To other reserves6921€45k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

31-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lier · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Slenderstraat 62500 Lier

Ground area

254 m²

Building footprint

132 m²

Volume, LiDAR

547 m³

Parcel 12393D0165/00F000, Flanders · tallest building 7.8 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

DE SPOORHOEVE

Slenderstraat 6, 2500 LierRetail trade

since 20242.364.922.158

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12393D0165/00F000	Flanders	254 m²	1 · 131 m²	7.8 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 11,174 companies in sector 82100 we hold annual accounts for 3,488. 2,520 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded25-09-2024

Fiscal year end31-12

Activities, NACEBEL

82100Office administrative and support services

82110Office administrative, office support and other business support activities

01430Raising of horses and other equines

47762Retail sale of pets, pet food and pet supplies

63920Other information service activities

66210Risk and damage evaluation

82990Other business support services

96999Other personal services

96993Pet care services, excluding veterinary services

96994Pet training

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.