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De Spirlet Data Solutions

Active
Private limited companyfounded 20206 yrs activeRue des Saules 4, 4257 Berloz, BelgiumKBO/BCE: BE 0750.603.618
Summary

The computed 12-month bankruptcy probability of De Spirlet Data Solutions is 3.2% (moderate). The 2025 annual accounts show equity of €14,670 and a net result of -€3,342. Equity is shrinking by ~21.3% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
3.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 5.63 against 42.09 in 2024; short-term debt: 16.6% of total assets), and 16.6% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
83.4%
Return on assets
-19%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
2122232425
2021 to 2025 · latest year -€3,342
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 5 filings
Deviation from the deadline
2025
31 d late
2024
6 d early
2023
27 d early
2022
45 d early
2021
22 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 5 accounts on average 5 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 13 July 2020, De Spirlet Data Solutions was incorporated as a Private limited company.1 Total assets went from EUR 67,431 in 2021 to EUR 17,587 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
€189,475
EBIT margin
32.4%
Net result
-€3,342▲ 33.6%
2024 · -€5,036
Working capital
€13,510▼ 16.9%
2024 · €16,264
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€189,475-
Operating result€61,357--€25,223-€5,542▲ 78.0%-€4,964▲ 10.4%-€3,342▲ 32.7%
Net result€48,950--€25,293-€5,609▲ 77.8%-€5,036▲ 10.2%-€3,342▲ 33.6%
EBIT margin32.4%-
Equity€53,950-€28,657▼ 46.9%€23,048▼ 19.6%€18,012▼ 21.8%€14,670▼ 18.6%
Total assets€67,431-€28,851▼ 57.2%€23,241▼ 19.4%€18,408▼ 20.8%€17,587▼ 4.5%
Debt€13,480-€194▼ 98.6%€193▼ 0.3%€396▲ 105%€2,917▲ 637%
Working capital€48,913-€21,129▼ 56.8%€18,831▼ 10.9%€16,264▼ 13.6%€13,510▼ 16.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000-€25,000€0€25,000€50,000Operating result 2021: €61,357€61,357Net result 2021: €48,950€48,950Operating result 2022: -€25,223-€25,223Net result 2022: -€25,293-€25,293Operating result 2023: -€5,542-€5,542Net result 2023: -€5,609-€5,609Operating result 2024: -€4,964-€4,964Net result 2024: -€5,036-€5,036Operating result 2025: -€3,342-€3,342Net result 2025: -€3,342-€3,34220212022202320242025-€6,000-€4,000-€2,000€0Operating result 2023: -€5,542-€5,540Net result 2023: -€5,609-€5,610Operating result 2024: -€4,964-€4,960Net result 2024: -€5,036-€5,040Operating result 2025: -€3,342-€3,340Net result 2025: -€3,342-€3,340202320242025
The operating result stays negative: a loss of €3,342 in 2025 against €4,964 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €17,587
Fixed assets €1,160 ▼ 33.6%
Current assets €16,427 ▼ 1.4%
Equity and liabilities €17,587
Equity €14,670 ▼ 18.6%
Debt €2,917 ▲ 637%
Debt's share of the balance-sheet total rises from 2.2% to 16.6%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
-€2,754▼
2024 · -€2,496
Cash flow
-€2,754▼
2024 · -€2,567
Current ratio
5.63▼
2024 · 42.09
Debt to equity
0.20▲
2024 · 0.02
ROE
-22.8%▲
2024 · -28.0%
ROA
-19.0%▲
2024 · -27.4%
Debt ≤ 1 year
€2,917▲
2024 · €396
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,592 companies that looked in July 2024 the way this one looks now, 3.0% went bankrupt within 24 months and 87% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.0% went bankrupt
9.5% stopped otherwise
87% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,592 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 30 lines
Balance sheet Code20242025
Assets
Total assets20/58€18,408€17,587▼
Fixed assets21/28€1,748€1,160▼
Tangible fixed assets22/27€1,748€1,160▼
Plant, machinery and equipment23€1,268€1,101▼
Furniture and vehicles24€480€60▼
Current assets29/58€16,660€16,427▼
Amounts receivable within one year40/41€16,660€16,427▼
Trade receivables40€0€617▲
Other amounts receivable41€16,660€15,810▼
Cash at bank and in hand54/58€0-
Equity and liabilities
Total equity and liabilities10/49€18,408€17,587▼
Equity10/15€18,012€14,670▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€13,012€9,670▼
Amounts payable17/49€396€2,917▲
Amounts payable within one year42/48€396€2,917▲
Trade debts44€396€617▲
Suppliers440/4€396€617▲
Other amounts payable47/48-€2,300
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,468€588▼
Other operating charges640/8€387€400▲
Gross operating margin9900-€2,108-€2,354▼
Operating profit (loss)9901-€4,964-€3,342▲
Financial charges65/66B€72€0▼
Recurring financial charges65€72€0▼
Profit (loss) for the period before taxes9903-€5,036-€3,342▲
Profit (loss) for the period9904-€5,036-€3,342▲
Profit (loss) for the period to be appropriated9905-€5,036-€3,342▲
Appropriation of the result
Profit (loss) to be appropriated9906€13,012€9,670▼
Profit (loss) brought forward from the previous period14P€18,048€13,012▼

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€189,475-----
Goods, raw materials, services and sundry goods60/61€140,045-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€958€2,937€3,312€2,468€588▼ 76.2%
Other operating charges640/8€695€348€384€387€400▲ 3.2%
Gross operating margin9900€63,011-€21,939-€1,846-€2,108-€2,354▼ 11.7%
Operating profit (loss)9901€61,357-€25,223-€5,542-€4,964-€3,342▲ 32.7%
Financial charges65/66B€111€70€67€72€0▼ 100%
Recurring financial charges65€111€70€67€72€0▼ 100%
Profit (loss) for the period before taxes9903€61,247-€25,293-€5,609-€5,036-€3,342▲ 33.6%
Income taxes67/77€12,296€0----
Profit (loss) for the period9904€48,950-€25,293-€5,609-€5,036-€3,342▲ 33.6%
Profit (loss) for the period to be appropriated9905€48,950-€25,293-€5,609-€5,036-€3,342▲ 33.6%
Line20212022202320242025Change
Assets
Total assets20/58€67,431€28,851€23,241€18,408€17,587▼ 4.5%
Fixed assets21/28€5,037€7,529€4,217€1,748€1,160▼ 33.6%
Tangible fixed assets22/27€5,037€7,529€4,217€1,748€1,160▼ 33.6%
Plant, machinery and equipment23-€1,603€1,435€1,268€1,101▼ 13.2%
Furniture and vehicles24€5,037€5,926€2,781€480€60▼ 87.6%
Current assets29/58€62,393€21,322€19,024€16,660€16,427▼ 1.4%
Amounts receivable within one year40/41€8,126€8,066€15,218€16,660€16,427▼ 1.4%
Trade receivables40-€511€188€0€617-
Other amounts receivable41€8,126€7,556€15,030€16,660€15,810▼ 5.1%
Current investments50/53€54,060-----
Cash at bank and in hand54/58-€13,256€3,806€0--
Deferred charges and accrued income490/1€207€0----
Equity and liabilities
Total equity and liabilities10/49€67,431€28,851€23,241€18,408€17,587▼ 4.5%
Equity10/15€53,950€28,657€23,048€18,012€14,670▼ 18.6%
Contributions10/11€5,000€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14€48,950€23,657€18,048€13,012€9,670▼ 25.7%
Amounts payable17/49€13,480€194€193€396€2,917▲ 637%
Amounts payable within one year42/48€13,480€194€193€396€2,917▲ 637%
Trade debts44€8,400€194€193€396€617▲ 55.8%
Suppliers440/4€8,400€194€193€396€617▲ 55.8%
Taxes, remuneration and social security45€5,080€0----
Taxes450/3€5,080€0----
Other amounts payable47/48----€2,300-
Line20212022202320242025Change
Profit (loss) for the period9904€48,950-€25,293-€5,609-€5,036-€3,342▲ 33.6%
+ Depreciation and write-downs630€958€2,937€3,312€2,468€588▼ 76.2%
Operating cash flow (approximation)€49,909-€22,356-€2,297-€2,567-€2,754▼ 7.3%
Investment in fixed assets (approximation)--€5,428€0€0€0-
Change in cash---€9,450-€3,806--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
25-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet -€25,293
Net result drops to -€25,293, the lowest in the series; recovery starts the following year.
31-12
Financial Liquidity times 24current ratio 110.16
Current ratio from 4.63 to 110.16; short-term debt falls from €13,480 to €194.
22-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Berloz · 1 establishment unit since 2020
seat establishment approximate The establishment unit on the map
Ground area
706 m²
Building footprint
95 m²
Volume, LiDAR
651 m³
Parcel 64018B0110/00E002, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Saules 4, 4257 Berloz
Pre-press and pre-media services
since 20202.305.302.196
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
64018B0110/00E002 Wallonia 706 m² 1 · 95 m² 8.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPrivate limited company
Founded13-07-2020
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0750603618
Also 9925:BE0750603618
Registered 12-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.