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De Speibeekhoeve

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 1988active for 38 yearsSpeibeekweg 2, 8750 Wingene, BelgiumKBO/BCE: BE 0433.111.532
Summary

De Speibeekhoeve has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€10,536) and a net result of €73. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 28% of 1,593 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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De SpeibeekhoeveActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Holiday cottages, homes and apartments
NACE 55203
3rd oldest company in Wingene, Accommodation and food service sector1 site
Size
≈ €85,000turnover 2025, estimated
Equity
-€10,536
Profit
€73
Turnover estimated from the gross margin
Financial health
54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
2025 accounts filed 12 days late1 of 2 deeds summarised
Why 54raises riskCapped at 59: negative equityNegative equity -€10,536lowers riskSize: total assets €379,103Founded in 1988Figures for financial year 2025 (filed 12-08-2026)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 35% of its sector peers (NACE 55, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 22=
equity -2.8% of total assets
Liquidity 2+2
short-term debt 102.8% · cash 1.9%
Profitability 69-3
return on assets 0.0%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,516 companies, NACE 55, micro)
Last 24 months 11-2024: 0.7% 12-2024: 0.7%● unchanged vs 11-2024 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 1.1%▲ +0.3 percentage points vs 06-2025 08-2025: 1.5%▲ +0.4 percentage points vs 07-2025 09-2025: 0.9%▼ -0.6 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 1.0%▲ +0.1 percentage points vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -1.4 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity insufficient (current ratio 0.02, compared with 0.0 in 2024, below 1; short-term debt: 102.8% and cash: 1.9% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 27% on solvency, 6% on liquidity, 57% on profitability and 49% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €379,103
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€10,536
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Figures for financial year 2025 (filed 12-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
12 days late
2024
27 days late
2023
28 days late
2022
59 days late
2021
26 days late
2020
59 days late
2019
137 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 50 days after the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet €73 ▼99.2%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€10,536 View
  • Positive: 3rd oldest company in Wingene, Accommodation and food service sectorin the Checked rankings No. 3 View
  • Positive: 8 profitable years in a rowprofit 2025: €73 8 years View

By topic

Financials

Financial year
2025
Total assets
€379,103
Profit
€73
Solvency
-2.8%
Total assets▼ 2.1%
Net result
20182025
Go to Financials

Timeline

Events
40
Since
1989
Next accounts
by 31-07-2027
  1. 27-05-2025Appointment: Leen Maddelein (director)
  2. 28-08-2024Annual accounts filed
  3. 28-09-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Coöperatieve vennootschap met beperkte aansprakelijkheid
Activity
Holiday cottages, homes and apartmentsNACE 55203
Founded
02-02-1988
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about De Speibeekhoeve

What is the company number of De Speibeekhoeve?
0433.111.532. In Belgium the VAT number is the company number with BE in front: BE 0433.111.532.
Where is De Speibeekhoeve based?
The registered office is at Speibeekweg 2, 8750 Wingene.Company details
What does De Speibeekhoeve do?
According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
What is the legal form of De Speibeekhoeve?
Coöperatieve vennootschap met beperkte aansprakelijkheid.
When was De Speibeekhoeve founded?
On 02-02-1988.
Is De Speibeekhoeve still active?
Yes, De Speibeekhoeve is an active enterprise in the KBO register.
What is the turnover of De Speibeekhoeve?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is De Speibeekhoeve profitable?
In financial year 2025, De Speibeekhoeve made a profit of €73.
Where can I find the annual accounts of De Speibeekhoeve?
De Speibeekhoeve filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of De Speibeekhoeve due?
By 31-07-2027, for financial year 2026.Timeline

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