Skip to content

De Speibeekhoeve

Active
Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 1988active for 38 yearsSpeibeekweg 2, 8750 Wingene, BelgiumKBO/BCE: BE 0433.111.532
Summary

De Speibeekhoeve has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€10,536) and a net result of €73. Equity has been growing by about 18% per year since 2018. Its solvency ranks better than 28% of 1,597 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 02-02-1988 Normal situation
Activity
Holiday cottages, homes and apartments NACE 55203and 2 others
Establishment unit
2.033.866.405 8750 Wingene, since 03-02-1988
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€16,476
▼ 39.8%
Turnover
≈ €85,000
estimated
Profit
€73
▼ 99.2%
Equity
-€10,536
▲ 0.7%
Total assets
€379,103
▼ 2.1%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 12 days after the deadline
Filed on 12-08-2026
Score breakdownraises riskCapped at 59: negative equityNegative equity -€10,536lowers riskSize: total assets €379,103Founded in 1988Figures for financial year 2025 (filed on 12-08-2026)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 34% of micro companies in accommodation (NACE 55)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 22=
equity -2.8% of total assets
Liquidity 2+2
short-term debt 102.8% · cash 1.9%
Profitability 69-3
return on assets 0.0%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,521 companies, NACE 55, micro)
Last 24 months 12-2024: 0.7% 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 1.1%▲ +0.3 percentage points vs 06-2025 08-2025: 1.5%▲ +0.4 percentage points vs 07-2025 09-2025: 0.9%▼ -0.6 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 1.0%▲ +0.1 percentage points vs 05-2026 07-2026: 1.1%▲ +0.1 percentage points vs 06-2026 08-2026: 1.8%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 0.4%▼ -1.4 percentage points vs 08-2026lowest value 10-2026: 0.4%● unchanged vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.02 (0.0 in 2024), below 1. Short-term debt is 102.8% and cash 1.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 27% of them on solvency, 6% on liquidity, 57% on profitability and 49% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €379,103
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€10,536
NBB · annual accounts
lowers risk · Founded in 1988
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 12-08-2026)
NBB · annual accounts
raises risk · 2025 accounts filed 12 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
12 days late
2024
27 days late
2023
28 days late
2022
59 days late
2021
26 days late
2020
59 days late
2019
137 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 50 days after the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€10,536 View
  • Positive: 3rd oldest company in Wingene, Accommodation and food service sectorin the Checked rankings No. 3 View
  • Positive: 8 profitable years in a rowprofit 2025: €73 8 years View

Recent changes

  1. · Gazette deed Appointment: Leen Maddelein (director)Resignation: Geert Vanhove (day-to-day manager)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as De Speibeekhoeve: holiday cottages, homes and apartments (NACE 55203). They are comparable in size and age: total assets between €213,000 and €584,000, founded between 1990 and 1998.

CompanyTotal assetsGross margin
De Speibeekhoeve Wingene€379,103€16,476
SARTEMA SA Theux€526,401€14,564
DW Vakantiewoning Sint-Niklaas€489,951€23,346
Mana Invest Bredene€316,794€29,783
RELAX AM SEE Bütgenbach€584,198€17,223
't Kreukeltje Pajottegem€212,936€16,762
MAHEBRA Libin€260,409€31,832
Full comparison

Key facts about De Speibeekhoeve

What is the company number of De Speibeekhoeve?
The company number of De Speibeekhoeve is 0433.111.532. The VAT number is the same number with BE in front: BE 0433.111.532.
Where is De Speibeekhoeve based?
The registered office is at Speibeekweg 2, 8750 Wingene.Company details
What does De Speibeekhoeve do?
According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
What is the legal form of De Speibeekhoeve?
The legal form of De Speibeekhoeve is Coöperatieve vennootschap met beperkte aansprakelijkheid.
When was De Speibeekhoeve founded?
De Speibeekhoeve was founded on 02-02-1988.
Is De Speibeekhoeve still active?
Yes, De Speibeekhoeve is an active enterprise in the KBO register.
What is the turnover of De Speibeekhoeve?
The turnover in financial year 2025 is ≈ €85,000. This figure is estimated from the gross margin of €16,476 and 31 comparable companies (NACE 55). It probably lies between €48,000 and €140,000. It is a rough estimate.Financials
Is De Speibeekhoeve profitable?
In financial year 2025, De Speibeekhoeve made a profit of €73.
Where can I find the annual accounts of De Speibeekhoeve?
De Speibeekhoeve filed 37 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of De Speibeekhoeve due?
De Speibeekhoeve must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.