DE SPEELMAN
ActiveDE SPEELMAN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €448k and a net result of €70k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 81% of 2465 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
92
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▼-6
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.88 against 5.19 in 2023; short-term debt: 19.4% and cash: 79.7% of total assets), and 19.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
80.6%
Return on assets
12.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
45 d early
2022
49 d early
2021
3 d early
2020
22 d early
2019
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€448k▼ 6.2%
2023 · €477k
2018: €283k
2019: €388k
2020: €406k
2021: €393k
2022: €463k
2023: €477k
2018 → 2024
Total assets
€555k▼ 4.6%
2023 · €582k
2018: €296k
2019: €396k
2020: €447k
2021: €505k
2022: €535k
2023: €582k
2018 → 2024
Net result
€70k▼ 32.7%
2023 · €104k
2018: €99k
2019: €104k
2020: €58k
2021: €87k
2022: €120k
2023: €104k
2018 → 2024
Working capital
€417k▼ 4.8%
2023 · €438k
2018: €282k
2019: €378k
2020: €396k
2021: €385k
2022: €455k
2023: €438k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€406k-€393k▼ 3.2%€463k▲ 17.8%€477k▲ 3.1%€448k▼ 6.2%
Operating result€65k-€115k▲ 76.4%€166k▲ 44.9%€143k▼ 13.7%€94k▼ 34.7%
Net result€58k-€87k▲ 49.3%€120k▲ 37.4%€104k▼ 12.8%€70k▼ 32.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 35% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €555k
Fixed assets
€31k▼ 22.1%
Current assets
€525k▼ 3.3%
Equity and liabilities €555k
Equity
€448k▼ 6.2%
Debt
€108k▲ 2.8%
The debt ratio rises from 18.0% to 19.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€102k▼
2023 · €150k
Cash flow
€79k▼
2023 · €112k
Solvency
80.6%▼
2023 · 82.0%
Current ratio
4.88▼
2023 · 5.19
Quick ratio
4.88▼
2023 · 5.19
Debt / equity
0.24▲
2023 · 0.22
ROE
15.7%▼
2023 · 21.9%
ROA
12.7%▼
2023 · 18.0%
Interest coverage
396.24▼
2023 · 550.37
Debt
€108k▲
2023 · €105k
Debt ≤ 1 year
€108k▲
2023 · €105k
Income taxes
€28k▼
2023 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€582k€555k▼
Fixed assets21/28€39k€31k▼
Tangible fixed assets22/27€39k€31k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€32k€25k▼
Current assets29/58€543k€525k▼
Amounts receivable within one year40/41€168k€82k▼
Trade receivables40€71k€7k▼
Other amounts receivable41€97k€75k▼
Cash at bank and in hand54/58€375k€443k▲
Deferred charges and accrued income490/1€868€350▼
Equity and liabilities
Total equity and liabilities10/49€582k€555k▼
Equity10/15€477k€448k▼
Contributions10/11€6k€6k=
Reserves13€392k€357k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€390k€355k▼
Profit (loss) carried forward14€79k€85k▲
Amounts payable17/49€105k€108k▲
Amounts payable within one year42/48€105k€108k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€15k€9k▼
Taxes450/3€15k€9k▼
Other amounts payable47/48€86k€95k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€152k€104k▼
Operating profit (loss)9901€143k€94k▼
Financial income75/76B€5k€5k▲
Recurring financial income75€5k€5k▲
Financial charges65/66B€273€258▼
Recurring financial charges65€273€258▼
Profit (loss) for the period before taxes9903€148k€99k▼
Income taxes67/77€44k€28k▼
Profit (loss) for the period9904€104k€70k▼
Profit (loss) for the period to be appropriated9905€104k€70k▼
Appropriation of the result
Profit (loss) to be appropriated9906€179k€150k▼
Profit (loss) brought forward from the previous period14P€75k€79k▲
Transfer from equity791/2€90k€100k▲
Transfer to equity691/2€100k€65k▼
To other reserves6921€100k€65k▼
Profit to be distributed694/7€90k€100k▲
Return on contributions (dividend)694€90k€100k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €120k ▲37.4%
Operating result €166k, net result €120k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €58k ▼44%
Net result drops to €58k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 47.18
Current ratio from 23.07 to 47.18; short-term debt falls from €13k to €8k.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vooruitzichtstraat 162140 AntwerpenGround area
147 m²
Building footprint
77 m²
Volume, LiDAR
770 m³
Parcel 11312A0076/00C009, Flanders · tallest building 12.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Vooruitzichtstraat 16, 2140 Antwerpen
since 20082.172.671.821
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11312A0076/00C009 | Flanders | 147 m² | 1 · 77 m² | 12.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,303 companies in sector 90201 we hold annual accounts for 602. 349 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-07-2008
Fiscal year end31-12
Activities, NACEBEL
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.