DE SPECHT
ActiveDE SPECHT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €877k and a net result of €478k. Equity is growing by ~38.9% per year across the filed fiscal years. Its solvency ranks better than 63% of 5491 sector peers (fiscal year 2025). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
1 d early
2023
33 d early
2022
on the day
2021
on the day
2020
3 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€877k▲ 120%
2024 · €399k
2019: €-25k
2020: €-62k
2021: €188k
2022: €274k
2023: €347k
2024: €399k
2019 → 2025
Net result
€478k▲ 806%
2024 · €53k
2019: €-67k
2020: €-37k
2021: €250k
2022: €86k
2023: €73k
2024: €53k
2019 → 2025
Total assets
€1.34M▼ 22.2%
2024 · €1.72M
2019: €1.79M
2020: €1.83M
2021: €2.04M
2022: €1.87M
2023: €1.81M
2024: €1.72M
2019 → 2025
Solvency
65.4%▲ 42.2pp
2024 · 23.2%
2019: -1.4%
2020: -3.4%
2021: 9.2%
2022: 14.6%
2023: 19.1%
2024: 23.2%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€274k▲ 45.9%€347k▲ 26.6%€399k▲ 15.2%€877k▲ 120%
Operating result€259k-€95k▼ 63.4%€90k▼ 4.7%€81k▼ 10.8%€-66k
Net result€250k-€86k▼ 65.6%€73k▼ 15.4%€53k▼ 27.5%€478k▲ 806%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €66k after €81k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.34M
Fixed assets
€972k▼ 39.8%
Current assets
€370k▲ 238%
Equity and liabilities €1.34M
Equity
€877k▲ 120%
Debt
€464k▼ 65.0%
The debt ratio falls from 76.8% to 34.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
65.4%▲
2024 · 23.2%
ROE
54.5%▲
2024 · 13.2%
ROA
35.6%▲
2024 · 3.1%
Debt
€464k▼
2024 · €1.32M
Debt ≤ 1 year
€101k▼
2024 · €931k
Debt > 1 year
€363k▼
2024 · €393k
Income taxes
€48k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.72M€1.34M▼
Fixed assets21/28€1.61M€972k▼
Tangible fixed assets22/27€1.01M€972k▼
Land and buildings22€965k€937k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€41k€31k▼
Financial fixed assets28€604k€0▼
Current assets29/58€109k€370k▲
Amounts receivable after more than one year29-€117k
Other amounts receivable291-€117k
Amounts receivable within one year40/41€76k€77k▲
Trade receivables40€76k€20k▼
Other amounts receivable41€0€58k▲
Cash at bank and in hand54/58€32k€170k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.72M€1.34M▼
Equity10/15€399k€877k▲
Contributions10/11€276k€276k=
Reserves13€123k€601k▲
Distributable reserves133€123k€601k▲
Amounts payable17/49€1.32M€464k▼
Amounts payable after more than one year17€393k€363k▼
Financial debts170/4€393k€363k▼
Amounts payable within one year42/48€931k€101k▼
Current portion of amounts payable after more than one year42€30k€30k=
Trade debts44€355€2k▲
Suppliers440/4€355€2k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€10k€62k▲
Taxes450/3€8k€62k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€891k€7k▼
Accrued charges and deferred income492/3€481€495▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€72k▲
Other operating charges640/8€8k€8k▲
Non-recurring operating charges66A€0€63▲
Gross operating margin9900€160k€14k▼
Operating profit (loss)9901€81k€-66k▼
Financial income75/76B-€599k
Recurring financial income75-€2k
Non-recurring financial income76B-€597k
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€73k€526k▲
Income taxes67/77€20k€48k▲
Profit (loss) for the period9904€53k€478k▲
Profit (loss) for the period to be appropriated9905€53k€478k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€478k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€53k€478k▲
To other reserves6921€53k€478k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Highest result since 2019net €478k ▲806%
Net result €478k, the highest in the series.
30-06
Financial
Liquidity times 31current ratio 3.66
Current ratio from 0.12 to 3.66; short-term debt falls from €931k to €101k.
30-06
Financial
Equity above €500kEq €877k ▲120%
5 profitable years in a row build equity to €877k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
29-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial
Equity above €200kEq €274k ▲45.9%
2 profitable years in a row build equity to €274k.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €250k
Net result €250k after 2 loss-making years.
30-06
Financial
Equity above €150kEq €188k
Equity rises from €-62k to €188k.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 1 day late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentsestraat 418890 MoorsledeGround area
7,251 m²
Building footprint
308 m²
Volume, LiDAR
1,545 m³
Parcel 36012A1444/00H000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE SPECHT
since 19992.091.455.897
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012A1444/00H000 | Flanders | 7,251 m² | 1 · 308 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HOMYAR
BE 0754.971.190
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VASCO PHARMA
BE 0870.190.760
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Hauteterre CS
BE 0786.802.038
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Livewire
BE 0767.582.576
Vosselaar · Eq €878k
GOOLDERHEIDE INVEST
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 12,944 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-04-1999
Fiscal year end30-06
Activities, NACEBEL
01500Mixed farming
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.