DE SPANUIT
ActiveDE SPANUIT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €128k and a net result of €-30k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 57% of 13240 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▼-28
Solvency64▼-2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.96 in 2024; short-term debt: 13.3% and cash: 4.7% of total assets), and 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.6%
Return on assets
-8.9%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-30k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
7 d late
2023
78 d early
2022
41 d early
2021
42 d early
2020
9 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€128k▼ 18.8%
2024 · €158k
2019: €103k
2020: €115k
2021: €154k
2022: €159k
2023: €160k
2024: €158k
2019 → 2025
Total assets
€332k▼ 13.7%
2024 · €385k
2019: €169k
2020: €150k
2021: €202k
2022: €400k
2023: €390k
2024: €385k
2019 → 2025
Net result
€-30k▼ 8,379%
2024 · €-349
2019: €9k
2020: €14k
2021: €39k
2022: €5k
2023: €5k
2024: €-349
2019 → 2025
Working capital
€3k▼ 94.2%
2024 · €50k
2019: €45k
2020: €52k
2021: €96k
2022: €115k
2023: €63k
2024: €50k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€154k-€159k▲ 3.4%€160k▲ 0.4%€158k▼ 1.2%€128k▼ 18.8%
Operating result€48k-€12k▼ 76.1%€11k▼ 2.6%€4k▼ 64.1%€-25k
Net result€39k-€5k▼ 86.7%€5k▼ 9.6%€-349€-30k▼ 8,379%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25k after €4k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €332k
Fixed assets
€285k▲ 0.7%
Current assets
€47k▼ 53.8%
Equity and liabilities €332k
Equity
€128k▼ 18.8%
Debt
€204k▼ 10.2%
The debt ratio rises from 59.0% to 61.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €25k
Cash flow
€10k▼
2024 · €20k
Solvency
38.6%▼
2024 · 41.0%
Current ratio
1.07▼
2024 · 1.96
Quick ratio
0.66▼
2024 · 1.58
Debt / equity
1.59▲
2024 · 1.44
ROE
-23.1%▼
2024 · -0.2%
ROA
-8.9%▼
2024 · -0.1%
Interest coverage
2.75▼
2024 · 4.84
Debt
€204k▼
2024 · €227k
Debt ≤ 1 year
€44k▼
2024 · €52k
Debt > 1 year
€159k▼
2024 · €175k
Staff costs
€188k▼
2024 · €190k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€385k€332k▼
Fixed assets21/28€284k€285k▲
Tangible fixed assets22/27€283k€285k▲
Land and buildings22€244k€225k▼
Plant, machinery and equipment23€30k€25k▼
Furniture and vehicles24€9k€35k▲
Financial fixed assets28€918€918=
Current assets29/58€102k€47k▼
Stocks and contracts in progress3€20k€18k▼
Stocks30/36€20k€18k▼
Amounts receivable within one year40/41€18k€9k▼
Trade receivables40€9k€2k▼
Other amounts receivable41€9k€7k▼
Current investments50/53€50k-
Cash at bank and in hand54/58€11k€16k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€385k€332k▼
Equity10/15€158k€128k▼
Contributions10/11€19k€19k=
Reserves13€70k€70k=
Tax-exempt reserves132€345€345=
Distributable reserves133€70k€70k=
Profit (loss) carried forward14€69k€40k▼
Amounts payable17/49€227k€204k▼
Amounts payable after more than one year17€175k€159k▼
Financial debts170/4€173k€159k▼
Other amounts payable178/9€2k-
Amounts payable within one year42/48€52k€44k▼
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€21k€10k▼
Suppliers440/4€21k€10k▼
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3-€1k
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€13k€16k▲
Accrued charges and deferred income492/3-€500
Income statement
Code20242025
Remuneration, social security and pensions62€190k€188k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€39k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€216k€204k▼
Operating profit (loss)9901€4k€-25k▼
Financial income75/76B€2k€826▼
Recurring financial income75€2k€826▼
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€491€-30k▼
Income taxes67/77€840-
Profit (loss) for the period9904€-349€-30k▼
Profit (loss) for the period to be appropriated9905€-349€-30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€40k▼
Profit (loss) brought forward from the previous period14P€71k€69k▼
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series.
07-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2023
14-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €39k ▲188%
Operating result €48k, net result €39k, both a record.
30-06
Financial
Equity above €150kEq €154k ▲33.9%
3 profitable years in a row build equity to €154k.
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
23-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan De Trochstraat 11703 DilbeekGround area
418 m²
Building footprint
208 m²
Parcel 23070D0231/00V000, Flanders. Linked by address, not a title deed.
1 establishment unit
DE SPANUIT BVBA
since 20032.132.541.139
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23070D0231/00V000 | Flanders | 418 m² | 1 · 208 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDilbeek2.132.541.139
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Of 20,494 companies in sector 56111 we hold annual accounts for 11,455. 9,276 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-07-2003
Fiscal year end30-06
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.