De Software Fabriek
ActiveSummary
De Software Fabriek has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €56k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency28▼-72
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3%
Return on assets
82.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
22 d late
2023
21 d early
2022
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 98.7%
2024 · €151k
2022: €44k
2023: €98k
2024: €151k
2022 → 2025
Total assets
€67k▼ 62.7%
2024 · €180k
2022: €102k
2023: €150k
2024: €180k
2022 → 2025
Net result
€56k▲ 5.1%
2024 · €53k
2022: €42k
2023: €54k
2024: €53k
2022 → 2025
Working capital
€-7k
2024 · €136k
2022: €32k
2023: €92k
2024: €136k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€44k-€98k▲ 123%€151k▲ 54.2%€2k▼ 98.7%
Operating result€53k-€69k▲ 29.0%€68k▼ 1.8%€70k▲ 3.1%
Net result€42k-€54k▲ 28.5%€53k▼ 1.7%€56k▲ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€9k ▼ 36.5%
Current assets
€58k ▼ 65.0%
Equity and liabilities €67k
Equity
€2k ▼ 98.7%
Debt
€65k ▲ 123%
Debt's share of the balance-sheet total rises from 16.2% to 97.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€76k▲
2024 · €74k
Cash flow
€62k▲
2024 · €59k
Current ratio
0.90▼
2024 · 5.66
Debt to equity
32.59▲
2024 · 0.19
ROA
82.9%▲
2024 · 29.4%
Interest coverage
416.03▲
2024 · 196.39
Debt ≤ 1 year
€65k▲
2024 · €29k
Income taxes
€15k▲
2024 · €14k
A ratio outside any meaningful range has been withheld (balance sheet total €67k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€180k€67k▼
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€14k€9k▼
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€13k€8k▼
Current assets29/58€166k€58k▼
Amounts receivable within one year40/41€12k€17k▲
Trade receivables40€12k€16k▲
Other amounts receivable41€283€283=
Cash at bank and in hand54/58€153k€41k▼
Deferred charges and accrued income490/1€492€492=
Equity and liabilities
Total equity and liabilities10/49€180k€67k▼
Equity10/15€151k€2k▼
Contributions10/11€2k€2k=
Reserves13€149k€0▼
Distributable reserves133€149k€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€29k€65k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€29k€65k▲
Current portion of amounts payable after more than one year42€1k€0▼
Trade debts44€186€163▼
Suppliers440/4€186€163▼
Taxes, remuneration and social security45€26k€17k▼
Taxes450/3€24k€14k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€1k€48k▲
Accrued charges and deferred income492/3-€573
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€888€1k▲
Gross operating margin9900€75k€77k▲
Operating profit (loss)9901€68k€70k▲
Financial income75/76B€62€1k▲
Recurring financial income75€62€1k▲
Financial charges65/66B€377€183▼
Recurring financial charges65€377€183▼
Profit (loss) for the period before taxes9903€67k€71k▲
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€53k€56k▲
Profit (loss) for the period to be appropriated9905€53k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€56k▲
Transfer from equity791/2-€149k
Transfer to equity691/2€53k€0▼
To other reserves6921€53k€0▼
Profit to be distributed694/7-€205k
Return on contributions (dividend)694-€205k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €56k ▲5.1%
Operating result €70k, net result €56k, both a record.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Equity above €150kEq €151k ▲54.2%
3 profitable years in a row build equity to €151k.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Generaal Slingeneyerlaan 372100 AntwerpenGround area
233 m²
Building footprint
82 m²
Volume, LiDAR
589 m³
Parcel 11344A0502/00C031, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
De Software Fabriek
since 20212.325.183.436
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0502/00C031 | Flanders | 233 m² | 1 · 82 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 191 EUR awarded · 191 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 191 EUR | 191 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 3,104 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.