Skip to content

DE SNEEUWUIL

Active
Private limited companyfounded 201610 yrs activeScharebrugstraat 275, 8370 Blankenberge, BelgiumKBO/BCE: BE 0651.816.640

DE SNEEUWUIL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €65k and a net result of €14k. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 40% of 7980 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 28-10-2025, 3 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
3 d early
2024
13 d early
2023
4 d early
2022
32 d early
2021
3 d early
2020
11 d early
2019
42 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€65k▲ 27.8%
2024 · €51k
2019: €76k 2020: €66k 2021: €111k 2022: €23k 2023: €59k 2024: €51k
2019 → 2025
Net result
€14k▼ 72.6%
2024 · €52k
2019: €62k 2020: €-11k 2021: €45k 2022: €46k 2023: €77k 2024: €52k
2019 → 2025
Total assets
€165k▼ 8.9%
2024 · €181k
2019: €196k 2020: €156k 2021: €173k 2022: €174k 2023: €182k 2024: €181k
2019 → 2025
Solvency
39.3%▲ 11.3pp
2024 · 28.0%
2019: 39.0% 2020: 42.0% 2021: 63.8% 2022: 13.0% 2023: 32.6% 2024: 28.0%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€111k-€23k▼ 79.4%€59k▲ 161%€51k▼ 14.3%€65k▲ 27.8%
Operating result€57k-€65k▲ 13.2%€107k▲ 64.7%€73k▼ 31.2%€27k▼ 62.8%
Net result€45k-€46k▲ 2.3%€77k▲ 66.6%€52k▼ 32.7%€14k▼ 72.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €57k€57kNet result 2021: €45k€45kOperating result 2022: €65k€65kNet result 2022: €46k€46kOperating result 2023: €107k€107kNet result 2023: €77k€77kOperating result 2024: €73k€73kNet result 2024: €52k€52kOperating result 2025: €27k€27kNet result 2025: €14k€14k20212022202320242025
The operating result has fallen two years in a row; 2025 is 63% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets €15k▼ 26.3%
Current assets €150k▼ 6.8%
Equity and liabilities €165k
Equity €65k▲ 27.8%
Debt €100k▼ 23.3%
The debt ratio falls from 72.0% to 60.7%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
39.3%
2024 · 28.0%
ROE
21.8%
2024 · 101.4%
ROA
8.6%
2024 · 28.4%
Debt
€100k
2024 · €130k
Debt ≤ 1 year
€97k
2024 · €121k
Debt > 1 year
€3k
2024 · €10k
Income taxes
€12k
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€181k€165k
Fixed assets21/28€20k€15k
Tangible fixed assets22/27€20k€15k
Furniture and vehicles24€20k€15k
Current assets29/58€161k€150k
Amounts receivable within one year40/41€68k€74k
Trade receivables40€31k€33k
Other amounts receivable41€37k€40k
Cash at bank and in hand54/58€92k€75k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€181k€165k
Equity10/15€51k€65k
Contributions10/11€19k€19k=
Reserves13€32k€46k
Distributable reserves133€32k€46k
Amounts payable17/49€130k€100k
Amounts payable after more than one year17€10k€3k
Financial debts170/4€10k€3k
Amounts payable within one year42/48€121k€97k
Current portion of amounts payable after more than one year42€7k€7k
Financial debts43€12k€9k
Credit institutions430/8€12k€9k
Trade debts44€3k€5k
Suppliers440/4€3k€5k
Taxes, remuneration and social security45€16k€10k
Taxes450/3€15k€8k
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€82k€67k
Income statement Code20242025
Non-recurring operating income76A-€6k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k
Other operating charges640/8€1k€2k
Gross operating margin9900€83k€38k
Operating profit (loss)9901€73k€27k
Financial income75/76B€1k€2k
Recurring financial income75€1k€2k
Financial charges65/66B€2k€3k
Recurring financial charges65€2k€3k
Profit (loss) for the period before taxes9903€73k€26k
Income taxes67/77€21k€12k
Profit (loss) for the period9904€52k€14k
Profit (loss) for the period to be appropriated9905€52k€14k
Appropriation of the result
Profit (loss) to be appropriated9906€52k€14k
Transfer from equity791/2€8k-
Transfer to equity691/2-€14k
To other reserves6921-€14k
Profit to be distributed694/7€60k-
Return on contributions (dividend)694€60k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
28-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
18-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
27-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Highest result since 2019net €77k ▲66.6%
Operating result €107k, net result €77k, both a record.
2022
29-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
28-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial Back to profitnet €45k
Net result €45k after one loss-making year.
31-03
Financial Equity above €100kEq €111k ▲68.4%
Equity rises from €66k to €111k.
2020
20-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial Weakest financial yearnet €-11k ▼117%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
2019
19-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
25-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
28-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blankenberge · 1 establishment unit since 2016
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Scharebrugstraat 2758370 Blankenberge
Ground area
1,339 m²
Building footprint
273 m²
Volume, LiDAR
745 m³
Parcel 31034C0472/00A000, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Sneeuwuil
Scharebrugstraat 275, 8370 BlankenbergeFinancial service activities, except insurance and pension funding
since 20162.252.612.192
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31034C0472/00A000 Flanders 1,339 m² 1 · 273 m² 5.7 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 11,158 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-04-2016
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.