DE SMET - MERTENS
ActiveSummary
DE SMET - MERTENS has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €147,106 and a net result of -€84,767. Equity has been stable since 2019 (±1% per year). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Official details
Source: KBO- Status
- Active since 22-12-1995 Normal situation
- Activity
- “De activiteiten van tussenpersoon in bank- en beleggingsdiensten, hypothecaire en andere leningen, het uitoefenen…” (deed in Dutch)From the articles, 5 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.075.044.883 9990 Maldegem, since 05-02-1996
- Financial year end
- 28 February
- Peppol
- Not found in the Peppol Directory
Board and ownership
- MERTENS Nadia Elisabeth LeopoldDirector · until 2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
- Gross margin
- -€14,723
- Loss
- €84,767
- Equity
- €147,106
- ▼ 36.6%
- Total assets
- €214,523
- ▼ 34.1%
Score breakdownraises riskLoss of €84,767 (financial year 2026)1 of the last 3 accounts latelowers riskSize: total assets €214,523Founded in 1995Show the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 57% of them on solvency, 61% on liquidity, 4% on profitability and 12% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 7 accounts on average 15 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
Key points
- Caution: From profit to loss in 2026after a profit of €32,287 in 2025 -€84,767 View
Recent changes
- · Gazette deed Registered office moved from Maldegem to Sint-LaureinsNew seat: 9980 Sint-Laureins, Middeldorpe 25 · Previous seat: 9990 Maldegem, Kleitkalseide 129A · Change of role: MERTENS Nadia Elisabeth Leopold, from manager to director
- · Gazette deed Incorporation
Key facts about DE SMET - MERTENS
- What is the company number of DE SMET - MERTENS?
- The company number of DE SMET - MERTENS is 0456.906.028. The VAT number is the same number with BE in front: BE 0456.906.028.
- Where is DE SMET - MERTENS based?
- The registered office is at Middeldorpe(STL) 25, 9980 Sint-Laureins.Company details
- What is the legal form of DE SMET - MERTENS?
- The legal form of DE SMET - MERTENS is Private limited company (BV).
- When was DE SMET - MERTENS founded?
- DE SMET - MERTENS was founded on 22-12-1995.
- Is DE SMET - MERTENS still active?
- Yes, DE SMET - MERTENS is an active enterprise in the KBO register.
- How many employees does DE SMET - MERTENS have?
- DE SMET - MERTENS had an average of 0.3 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of DE SMET - MERTENS?
- The annual accounts for financial year 2026 state no turnover. The abbreviated or micro format does not require it.
- Is DE SMET - MERTENS profitable?
- In financial year 2026, DE SMET - MERTENS made a loss of €84,767.
- Where can I find the annual accounts of DE SMET - MERTENS?
- DE SMET - MERTENS filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of DE SMET - MERTENS due?
- DE SMET - MERTENS must file the annual accounts for financial year 2027 by 30-09-2027.Timeline
Next steps
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