De Sjieper
ActiveDe Sjieper has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €16k. Equity is growing by ~68.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 1300 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+6
Solvency57▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.9 in 2024; short-term debt: 50% and cash: 48.8% of total assets), and 67.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
12.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
57 d early
2024
76 d early
2023
50 d early
2022
29 d late
2021
30 d early
2020
75 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€41k▲ 63.7%
2024 · €25k
2020: €-11k
2021: €-2k
2022: €60
2023: €16k
2024: €25k
2020 → 2025
Total assets
€125k▲ 1.1%
2024 · €124k
2020: €106k
2021: €118k
2022: €107k
2023: €122k
2024: €124k
2020 → 2025
Net result
€16k▲ 81.3%
2024 · €9k
2020: €-12k
2021: €9k
2022: €2k
2023: €16k
2024: €9k
2020 → 2025
Working capital
€-836▲ 87.7%
2024 · €-7k
2020: €-25k
2021: €-16k
2022: €-14k
2023: €-20k
2024: €-7k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€60€16k▲ 26,828%€25k▲ 54.2%€41k▲ 63.7%
Operating result€11k-€4k▼ 63.4%€21k▲ 391%€15k▼ 26.3%€25k▲ 67.7%
Net result€9k-€2k▼ 78.0%€16k▲ 672%€9k▼ 45.6%€16k▲ 81.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 68% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€63k▲ 0.8%
Current assets
€62k▲ 1.5%
Equity and liabilities €125k
Equity
€41k▲ 63.7%
Debt
€85k▼ 14.5%
The debt ratio falls from 80.0% to 67.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▲
2024 · €31k
Cash flow
€31k▲
2024 · €25k
Solvency
32.3%▲
2024 · 20.0%
Current ratio
0.99▲
2024 · 0.90
Quick ratio
0.99▲
2024 · 0.90
Debt / equity
2.09▼
2024 · 4.01
ROE
38.9%▲
2024 · 35.1%
ROA
12.6%▲
2024 · 7.0%
Interest coverage
19.84▲
2024 · 12.94
Debt
€85k▼
2024 · €99k
Debt ≤ 1 year
€63k▼
2024 · €68k
Debt > 1 year
€22k▼
2024 · €31k
Income taxes
€8k▲
2024 · €4k
Staff costs
€327
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€124k€125k▲
Fixed assets21/28€63k€63k▲
Intangible fixed assets21€0-
Tangible fixed assets22/27€63k€63k▲
Land and buildings22€43k€43k▲
Plant, machinery and equipment23€13k€14k▲
Furniture and vehicles24€8k€6k▼
Current assets29/58€61k€62k▲
Amounts receivable within one year40/41€3k€336▼
Trade receivables40€0€0=
Other amounts receivable41€3k€336▼
Cash at bank and in hand54/58€57k€61k▲
Deferred charges and accrued income490/1€2k€278▼
Equity and liabilities
Total equity and liabilities10/49€124k€125k▲
Equity10/15€25k€41k▲
Contributions10/11€1k€1k=
Reserves13€24k€40k▲
Distributable reserves133€24k€40k▲
Amounts payable17/49€99k€85k▼
Amounts payable after more than one year17€31k€22k▼
Financial debts170/4€31k€22k▼
Amounts payable within one year42/48€68k€63k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€13k€12k▼
Suppliers440/4€13k€12k▼
Advances received on contracts in progress46€23k€24k▲
Taxes, remuneration and social security45-€8k
Taxes450/3-€8k
Other amounts payable47/48€22k€9k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€327
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€1k€3k▲
Gross operating margin9900€33k€44k▲
Operating profit (loss)9901€15k€25k▲
Financial income75/76B€18€28▲
Recurring financial income75€18€28▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€13k€23k▲
Income taxes67/77€4k€8k▲
Profit (loss) for the period9904€9k€16k▲
Profit (loss) for the period to be appropriated9905€9k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€16k▲
Transfer to equity691/2€9k€16k▲
To other reserves6921€9k€16k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €16k ▲672%
Net result €16k, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Briegdenstraat 463620 LanakenGround area
2,165 m²
Building footprint
194 m²
Volume, LiDAR
1,013 m³
Parcel 73014B0939/00M002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Sjieper
since 20192.291.765.451
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73014B0939/00M002 | Flanders | 2,165 m² | 1 · 194 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,270 EUR awarded · 2,270 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,270 EUR | 2,270 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
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Of 3,000 companies in sector 55203 we hold annual accounts for 690. 484 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2019
Fiscal year end31-12
Activities, NACEBEL
55203Holiday cottages, homes and apartments
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
55204Guest rooms (bed and breakfast)
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.desjieper.be
E-mail:info@desjieper.be