DE SINJOOR
ActiveDE SINJOOR has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €601k and a net result of €-107. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 62% of 7931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+1
Solvency82▲+7
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 5.58 against 3.61 in 2024; short-term debt: 12.3% and cash: 15.9% of total assets), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
0%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 13-10-2025, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
on the day
2023
on the day
2022
3 d late
2021
3 d late
2020
30 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€601k=
2024 · €601k
2019: €262k
2020: €281k
2021: €309k
2022: €349k
2023: €609k
2024: €601k
2019 → 2025
Total assets
€1.06M▼ 11.8%
2024 · €1.20M
2019: €568k
2020: €665k
2021: €711k
2022: €875k
2023: €1.06M
2024: €1.20M
2019 → 2025
Net result
€-107▲ 98.6%
2024 · €-7k
2019: €12k
2020: €26k
2021: €34k
2022: €41k
2023: €261k
2024: €-7k
2019 → 2025
Working capital
€597k▲ 3.3%
2024 · €578k
2019: €200k
2020: €212k
2021: €244k
2022: €299k
2023: €584k
2024: €578k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€309k-€349k▲ 12.8%€609k▲ 74.4%€601k▼ 1.2%€601k=
Operating result€72k-€88k▲ 22.8%€381k▲ 332%€7k▼ 98.1%€7k▼ 5.2%
Net result€34k-€41k▲ 19.7%€261k▲ 534%€-7k€-107▲ 98.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 5% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€332k▼ 17.4%
Current assets
€728k▼ 9.0%
Equity and liabilities €1.06M
Equity
€601k=
Provisions
€96k▼ 7.6%
Debt
€362k▼ 26.9%
The debt ratio falls from 41.3% to 34.2%. Debt is lower.
Key figures and ratios
EBITDA
€75k▲
2024 · €70k
Cash flow
€69k▲
2024 · €55k
Solvency
56.7%▲
2024 · 50.1%
Current ratio
5.58▲
2024 · 3.61
Quick ratio
5.51▲
2024 · 3.56
Debt / equity
0.60▼
2024 · 0.82
ROE
0.0%▲
2024 · -1.2%
ROA
0.0%▲
2024 · -0.6%
Interest coverage
5.23▲
2024 · 5.18
Debt
€362k▼
2024 · €495k
Debt ≤ 1 year
€130k▼
2024 · €221k
Debt > 1 year
€232k▼
2024 · €274k
Income taxes
€14k▲
2024 · €9k
Staff costs
€101k▼
2024 · €136k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.20M€1.06M▼
Fixed assets21/28€402k€332k▼
Tangible fixed assets22/27€402k€332k▼
Land and buildings22€223k€214k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€140k€94k▼
Leasing and similar rights25€12k€3k▼
Other tangible fixed assets26€22k€17k▼
Current assets29/58€799k€728k▼
Stocks and contracts in progress3€11k€10k▼
Stocks30/36€11k€10k▼
Amounts receivable within one year40/41€195k€119k▼
Trade receivables40€177k€103k▼
Other amounts receivable41€17k€15k▼
Current investments50/53€285k€419k▲
Cash at bank and in hand54/58€292k€169k▼
Deferred charges and accrued income490/1€17k€12k▼
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.06M▼
Equity10/15€601k€601k=
Contributions10/11€19k€19k=
Reserves13€583k€582k=
Tax-exempt reserves132€270k€249k▼
Distributable reserves133€312k€333k▲
Provisions and deferred taxes16€104k€96k▼
Deferred taxes168€104k€96k▼
Amounts payable17/49€495k€362k▼
Amounts payable after more than one year17€274k€232k▼
Financial debts170/4€274k€232k▼
Amounts payable within one year42/48€221k€130k▼
Current portion of amounts payable after more than one year42€42k€39k▼
Financial debts43€18k€18k▼
Credit institutions430/8€18k€18k▼
Trade debts44€126k€33k▼
Suppliers440/4€126k€33k▼
Taxes, remuneration and social security45€18k€15k▼
Taxes450/3€4k€6k▲
Remuneration and social security454/9€14k€9k▼
Other amounts payable47/48€17k€26k▲
Income statement
Code20242025
Remuneration, social security and pensions62€136k€101k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€69k▲
Other operating charges640/8€9k€8k▼
Non-recurring operating charges66A€10k€7k▼
Gross operating margin9900€225k€191k▼
Operating profit (loss)9901€7k€7k▼
Financial income75/76B€3k€13k▲
Recurring financial income75€3k€13k▲
Financial charges65/66B€14k€14k▲
Recurring financial charges65€14k€14k▲
Profit (loss) for the period before taxes9903€-3k€6k▲
Transfer from deferred taxes780€5k€8k▲
Income taxes67/77€9k€14k▲
Profit (loss) for the period9904€-7k€-107▲
Transfer from tax-exempt reserves789€12k€21k▲
Profit (loss) for the period to be appropriated9905€5k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€21k▲
Transfer to equity691/2€5k€21k▲
To other reserves6921€5k€21k▲
Social balance
Average headcount (FTE)90873.94.0▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
13-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Weakest financial yearnet €-7k ▼103%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2019net €261k ▲534%
Operating result €381k, net result €261k, both a record.
31-03
Financial
Liquidity doublescurrent ratio 5.00
Current ratio from 2.08 to 5.00; short-term debt falls from €277k to €146k.
31-03
Financial
Equity above €500kEq €609k ▲74.4%
5 profitable years in a row build equity to €609k.
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 3 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2019
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
30-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jagersdreef(HRT) 102200 HerentalsGround area
5,731 m²
Building footprint
1,576 m²
Volume, LiDAR
6,602 m³
2 parcels, Flanders · tallest building 8.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Sinjoor
since 20232.357.595.490
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13018C0171/00S000 | Flanders | 2,972 m² | 1 · 1,292 m² | 7.6 m · 1 fl. |
| 13011B0466/00B002 | Flanders | 2,759 m² | 1 · 284 m² | 8.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8945008FMNAR0DMT8S69
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ALVAN DIFFUSION
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Of 165 companies in sector 46491 we hold annual accounts for 90. 68 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-1992
Fiscal year end31-03
Activities, NACEBEL
46491Wholesale trade
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.