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DE SCHUTTER FRANK

Active
Private limited companyfounded 2006active for 20 yearsGalgenberg 52, 9260 Wichelen, BelgiumKBO/BCE: BE 0879.408.730
Summary

DE SCHUTTER FRANK has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,883 and a net result of -€11,137. Equity is growing by about 28% per year across the filed financial years. Its solvency ranks better than 41% of 13,632 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow ReportCompare
DE SCHUTTER FRANKActiveChecked score 86/100
Risk analysis ReportCompare

Overview

Activity
Agents in non-specialised wholesale trade
NACE 46190
1 site
Size
€112,635total assets 2025
Equity
€32,883
Loss
-€11,137
Turnover not published (micro format)
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
2025 accounts 70 days early
Why 86raises riskLoss of €11,137, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 8.41, cash €39,893Founded in 2006Size: total assets €112,635Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 41% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 54-5
equity 29.2% of total assets
Liquidity 94-6
short-term debt 9.9% · cash 35.4%
Profitability 6-62
return on assets -9.9%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.2 percentage points vs 05-2026highest value 07-2026: 0.3%● unchanged vs 06-2026highest value 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026highest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity ample (current ratio 8.41, compared with 9.45 in 2024, above the usual 1.5; short-term debt: 9.9% and cash: 35.4% of total assets), but 70.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 39% on solvency, 92% on liquidity, 15% on profitability and 17% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €11,137, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 8.41, cash €39,893
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Size: total assets €112,635
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€11,137
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
70 days early
2024
66 days early
2023
29 days late
2022
20 days early
2021
30 days early
2020
38 days early
2019
21 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 July (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€11,137
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 17% on net resultsector median €5,631 · 13,638 companies -€11,137 View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€11,137 View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€112,635
Loss
-€11,137
Solvency
29.2%
Total assets▼ 12.2%
Net result
20182025
Go to Financials

Timeline

Events
24
Since
2007
Next accounts
by 31-07-2027
  1. 29-08-2024Annual accounts filed
  2. 11-09-2023Resignation: DE SCHUTTER Frank (manager)
  3. 11-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
16-02-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
32
Who signs
Each director alone
Annual meeting
Third Monday of June at 19:00
Purpose
“Bemiddeling in handel,in- en uitvoer,aan- en verkoop,in klein- en in groothandel van…” (deed in Dutch)
Go to Articles of association

Key facts about DE SCHUTTER FRANK

What is the company number of DE SCHUTTER FRANK?
0879.408.730. In Belgium the VAT number is the company number with BE in front: BE 0879.408.730.
Where is DE SCHUTTER FRANK based?
The registered office is at Galgenberg 52, 9260 Wichelen.Company details
What does DE SCHUTTER FRANK do?
According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of DE SCHUTTER FRANK?
Private limited company (BV).
When was DE SCHUTTER FRANK founded?
On 16-02-2006.
Is DE SCHUTTER FRANK still active?
Yes, DE SCHUTTER FRANK is an active enterprise in the KBO register.
What is the turnover of DE SCHUTTER FRANK?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is DE SCHUTTER FRANK profitable?
In financial year 2025, DE SCHUTTER FRANK made a loss of €11,137.
Where can I find the annual accounts of DE SCHUTTER FRANK?
DE SCHUTTER FRANK filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of DE SCHUTTER FRANK due?
By 31-07-2027, for financial year 2026.Timeline

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