DE SCHOOLBRUG
ActiveDE SCHOOLBRUG has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €844. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 682 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+1
Solvency44▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.31 in 2024; short-term debt: 80.8% and cash: 69.4% of total assets), and 80.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.2%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 682 sector peers (2025).
NBB · sector comparisonPosition among 682 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
70 d early
2024
83 d early
2023
82 d early
2022
81 d early
2021
75 d early
2020
54 d early
2019
18 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€49k▲ 1.7%
2024 · €48k
2018: €20k
2019: €31k
2020: €46k
2021: €32k
2022: €11k
2023: €47k
2024: €48k
2018 → 2025
Total assets
€257k▼ 17.5%
2024 · €312k
2018: €360k
2019: €374k
2020: €305k
2021: €281k
2022: €208k
2023: €281k
2024: €312k
2018 → 2025
Net result
€844▼ 30.3%
2024 · €1k
2018: €605
2019: €11k
2020: €16k
2021: €-14k
2022: €-21k
2023: €36k
2024: €1k
2018 → 2025
Working capital
€27k▼ 59.0%
2024 · €67k
2018: €93k
2019: €111k
2020: €32k
2021: €22k
2022: €-126
2023: €34k
2024: €67k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€11k▼ 66.3%€47k▲ 337%€48k▲ 2.6%€49k▲ 1.7%
Operating result€-17k-€-21k▼ 20.0%€36k€299▼ 99.2%€20▼ 93.3%
Net result€-14k-€-21k▼ 47.6%€36k€1k▼ 96.7%€844▼ 30.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 93% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257k
Fixed assets
€22k▼ 23.3%
Current assets
€235k▼ 16.9%
Equity and liabilities €257k
Equity
€49k▲ 1.7%
Debt
€208k▼ 21.0%
The debt ratio falls from 84.5% to 80.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7k▲
2024 · €4k
Cash flow
€7k▲
2024 · €5k
Solvency
19.2%▲
2024 · 15.5%
Current ratio
1.13▼
2024 · 1.31
Quick ratio
1.13▼
2024 · 1.31
Debt / equity
4.22▼
2024 · 5.43
ROE
1.7%▼
2024 · 2.5%
ROA
0.3%▼
2024 · 0.4%
Interest coverage
14.80▲
2024 · 5.84
Debt
€208k▼
2024 · €263k
Debt ≤ 1 year
€208k▼
2024 · €216k
Income taxes
€268
Staff costs
€1.12M▼
2024 · €1.15M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€312k€257k▼
Fixed assets21/28€28k€22k▼
Intangible fixed assets21€19k€15k▼
Tangible fixed assets22/27€7k€4k▼
Furniture and vehicles24€1k€180▼
Other tangible fixed assets26€5k€4k▼
Financial fixed assets28€3k€3k=
Current assets29/58€283k€235k▼
Amounts receivable within one year40/41€4k€6k▲
Trade receivables40€4k€6k▲
Cash at bank and in hand54/58€257k€178k▼
Deferred charges and accrued income490/1€22k€50k▲
Equity and liabilities
Total equity and liabilities10/49€312k€257k▼
Equity10/15€48k€49k▲
Profit (loss) carried forward14€48k€49k▲
Amounts payable17/49€263k€208k▼
Amounts payable within one year42/48€216k€208k▼
Trade debts44€30k€45k▲
Suppliers440/4€30k€45k▲
Taxes, remuneration and social security45€186k€163k▼
Taxes450/3€36k€31k▼
Remuneration and social security454/9€151k€131k▼
Accrued charges and deferred income492/3€47k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€1.15M€1.12M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Gross operating margin9900€1.15M€1.12M▼
Operating profit (loss)9901€299€20▼
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€758€450▼
Recurring financial charges65€758€450▼
Profit (loss) for the period before taxes9903€1k€1k▼
Income taxes67/77-€268
Profit (loss) for the period9904€1k€844▼
Profit (loss) for the period to be appropriated9905€1k€844▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€49k▲
Profit (loss) brought forward from the previous period14P€47k€48k▲
Social balance
Average headcount (FTE)908715.113.8▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
10-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €36k
Net result €36k after 2 loss-making years.
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Congresstraat 592060 AntwerpenGround area
242 m²
Building footprint
84 m²
Volume, LiDAR
850 m³
Parcel 11808H0575/00R011, Flanders · tallest building 15.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DE SCHOOLBRUG vzw
since 20062.157.821.121
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H0575/00R011 | Flanders | 242 m² | 1 · 84 m² | 15.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 5,751 EUR awarded · 5,751 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,406 EUR | 1,406 EUR |
| 2023 | 1 | 2,641 EUR | 2,641 EUR |
| 2022 | 1 | 1,704 EUR | 1,704 EUR |
Schemes
Vlaams opleidingsverlof (VOV)
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded28-02-2003
Fiscal year end31-12
Activities, NACEBEL
85610Education
94999Other membership organisations
85699Other educational support services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.