DE SCHOENMAKER
ActiveDE SCHOENMAKER has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-43k) and a net result of €-4k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 17% of 2507 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
18
/ 100
Critical▲ +2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+49
Solvency33=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05 against 0.04 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.7%
Return on assets
-0.2%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€43k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
31 d early
2023
32 d early
2022
28 d early
2021
30 d late
2020
30 d late
2019
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-43k▼ 10.9%
2024 · €-39k
2018: €-33k
2019: €-59k
2020: €-69k
2021: €-26k
2022: €-25k
2023: €-39k
2024: €-39k
2018 → 2025
Total assets
€2.53M▼ 1.4%
2024 · €2.57M
2018: €48k
2019: €21k
2020: €28k
2021: €79k
2022: €2.62M
2023: €2.58M
2024: €2.57M
2018 → 2025
Net result
€-4k
2024 · €293
2018: €-28k
2019: €-26k
2020: €-10k
2021: €43k
2022: €834
2023: €-13k
2024: €293
2018 → 2025
Working capital
€-1.97M▲ 2.0%
2024 · €-2.02M
2018: €-33k
2019: €-79k
2020: €-86k
2021: €-40k
2022: €-2.03M
2023: €-2.04M
2024: €-2.02M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-26k-€-25k▲ 3.2%€-39k▼ 52.9%€-39k▲ 0.8%€-43k▼ 10.9%
Operating result€43k-€12k▼ 71.6%€-763€12k€7k▼ 40.8%
Net result€43k-€834▼ 98.0%€-13k€293€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.53M
Fixed assets
€2.42M▼ 2.9%
Current assets
€114k▲ 45.6%
Key figures and ratios
EBITDA
€78k▼
2024 · €83k
Cash flow
€67k▼
2024 · €71k
Solvency
-1.7%▼
2024 · -1.5%
Current ratio
0.05▲
2024 · 0.04
Quick ratio
0.05▲
2024 · 0.04
Debt / equity
-60.29▲
2024 · -67.70
ROE
9.8%▲
2024 · -0.8%
ROA
-0.2%▼
2024 · 0.0%
Interest coverage
6.95▼
2024 · 6.99
Debt
€2.58M▼
2024 · €2.61M
Debt ≤ 1 year
€2.09M▼
2024 · €2.09M
Debt > 1 year
€486k▼
2024 · €512k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.57M€2.53M▼
Fixed assets21/28€2.49M€2.42M▼
Tangible fixed assets22/27€2.49M€2.42M▼
Land and buildings22€2.45M€2.39M▼
Furniture and vehicles24€14k€8k▼
Other tangible fixed assets26€24k€21k▼
Current assets29/58€78k€114k▲
Amounts receivable within one year40/41€12k€3k▼
Trade receivables40€12k€1k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€66k€111k▲
Deferred charges and accrued income490/1€630€627▼
Equity and liabilities
Total equity and liabilities10/49€2.57M€2.53M▼
Equity10/15€-39k€-43k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-60k€-64k▼
Amounts payable17/49€2.61M€2.58M▼
Amounts payable after more than one year17€512k€486k▼
Financial debts170/4€512k€486k▼
Amounts payable within one year42/48€2.09M€2.09M▼
Current portion of amounts payable after more than one year42€28k€29k▲
Trade debts44€538€95▼
Suppliers440/4€538€95▼
Taxes, remuneration and social security45€23k€450▼
Taxes450/3€5k€450▼
Remuneration and social security454/9€18k-
Other amounts payable47/48€2.04M€2.06M▲
Accrued charges and deferred income492/3€2k€926▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€71k▲
Other operating charges640/8€10k€11k▲
Gross operating margin9900€93k€89k▼
Operating profit (loss)9901€12k€7k▼
Financial income75/76B€246€33▼
Recurring financial income75€246€33▼
Financial charges65/66B€12k€11k▼
Recurring financial charges65€12k€11k▼
Profit (loss) for the period before taxes9903€293€-4k▼
Profit (loss) for the period9904€293€-4k▼
Profit (loss) for the period to be appropriated9905€293€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-60k€-64k▼
Profit (loss) brought forward from the previous period14P€-60k€-60k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €293
Net result €293 after one loss-making year.
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €43k
Net result €43k after 3 loss-making years.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 29 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlaar · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenlei 12A2590 BerlaarGround area
921 m²
Building footprint
213 m²
Volume, LiDAR
1,574 m³
Parcel 12002A0315/00D007, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Molenlei 12, 2590 Berlaar
since 20212.330.334.334
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12002A0315/00D007 | Flanders | 921 m² | 1 · 212 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Schilde
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 425 companies in sector 95230 we hold annual accounts for 65.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2001
Fiscal year end31-12
Activities, NACEBEL
52710
95230Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:johan@deschoenmakerbvba.be