De Schoenmaeker
ActiveDe Schoenmaeker has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €2.13M and a net result of €17k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 304 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability62▼-13
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity ample (current ratio 9.22 against 9.09 in 2023; short-term debt: 10.2% and cash: 17.6% of total assets), and 11.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.9%
Return on assets
0.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-05-2025, 85 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
85 d early
2023
35 d early
2022
59 d early
2021
20 d early
2020
72 d early
2019
21 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€2.13M▲ 0.8%
2023 · €2.11M
2018: €1.71M
2019: €1.76M
2020: €1.81M
2021: €1.91M
2022: €1.99M
2023: €2.11M
2018 → 2024
Total assets
€2.39M▲ 1.6%
2023 · €2.36M
2018: €2.01M
2019: €2.00M
2020: €2.07M
2021: €2.21M
2022: €2.29M
2023: €2.36M
2018 → 2024
Net result
€17k▼ 85.4%
2023 · €116k
2018: €49k
2019: €57k
2020: €45k
2021: €100k
2022: €84k
2023: €116k
2018 → 2024
Working capital
€2.01M▲ 2.3%
2023 · €1.97M
2018: €1.64M
2019: €1.71M
2020: €1.77M
2021: €1.88M
2022: €1.94M
2023: €1.97M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.81M-€1.91M▲ 5.5%€1.99M▲ 4.4%€2.11M▲ 5.8%€2.13M▲ 0.8%
Operating result€31k-€112k▲ 254%€83k▼ 25.7%€125k▲ 50.5%€1k▼ 99.0%
Net result€45k-€100k▲ 121%€84k▼ 16.0%€116k▲ 37.7%€17k▼ 85.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 99% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.39M
Fixed assets
€135k▼ 6.9%
Current assets
€2.26M▲ 2.1%
Equity and liabilities €2.39M
Equity
€2.13M▲ 0.8%
Debt
€267k▲ 8.1%
The debt ratio rises from 10.5% to 11.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▼
2023 · €145k
Cash flow
€41k▼
2023 · €136k
Solvency
88.9%▼
2023 · 89.5%
Current ratio
9.22▲
2023 · 9.09
Quick ratio
2.95▲
2023 · 2.70
Debt / equity
0.13▲
2023 · 0.12
ROE
0.8%▼
2023 · 5.5%
ROA
0.7%▼
2023 · 4.9%
Interest coverage
5.12▼
2023 · 37.87
Debt
€267k▲
2023 · €247k
Debt ≤ 1 year
€245k▲
2023 · €243k
Income taxes
€4k▼
2023 · €39k
Staff costs
€129k▼
2023 · €165k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.36M€2.39M▲
Fixed assets21/28€145k€135k▼
Tangible fixed assets22/27€144k€134k▼
Land and buildings22€13k€16k▲
Plant, machinery and equipment23€104k€100k▼
Furniture and vehicles24€27k€19k▼
Financial fixed assets28€258€258=
Current assets29/58€2.21M€2.26M▲
Stocks and contracts in progress3€1.55M€1.54M▼
Stocks30/36€1.55M€1.54M▼
Amounts receivable within one year40/41€7k€30k▲
Trade receivables40€5k€11k▲
Other amounts receivable41€2k€19k▲
Current investments50/53-€250k
Cash at bank and in hand54/58€628k€421k▼
Deferred charges and accrued income490/1€23k€22k▼
Equity and liabilities
Total equity and liabilities10/49€2.36M€2.39M▲
Equity10/15€2.11M€2.13M▲
Contributions10/11€248k€248k=
Capital10€248k€248k=
Issued capital100€248k€248k=
Reserves13€1.86M€1.88M▲
Non-distributable reserves130/1€25k€25k=
Legal reserve130€25k€25k=
Tax-exempt reserves132€12k€12k=
Distributable reserves133€1.82M€1.84M▲
Amounts payable17/49€247k€267k▲
Amounts payable within one year42/48€243k€245k▲
Trade debts44€119k€125k▲
Suppliers440/4€119k€125k▲
Advances received on contracts in progress46€330€0▼
Taxes, remuneration and social security45€81k€75k▼
Taxes450/3€53k€51k▼
Remuneration and social security454/9€28k€24k▼
Other amounts payable47/48€42k€45k▲
Accrued charges and deferred income492/3€3k€22k▲
Income statement
Code20232024
Remuneration, social security and pensions62€165k€129k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€24k▲
Other operating charges640/8€21k€21k▼
Gross operating margin9900€331k€175k▼
Operating profit (loss)9901€125k€1k▼
Financial income75/76B€34k€25k▼
Recurring financial income75€34k€25k▼
Non-recurring financial income76B€0-
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€155k€21k▼
Income taxes67/77€39k€4k▼
Profit (loss) for the period9904€116k€17k▼
Profit (loss) for the period to be appropriated9905€116k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€116k€17k▼
Transfer to equity691/2€116k€17k▼
To other reserves6921€116k€17k▼
Social balance
Average headcount (FTE)90873.83.6▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €17k ▼85.4%
Net result drops to €17k, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €116k ▲37.7%
Operating result €125k, net result €116k, both a record.
31-12
Financial
Equity above €2MEq €2.11M ▲5.8%
6 profitable years in a row build equity to €2.11M.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 1965
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gentsesteenweg 1012800 MechelenGround area
1,418 m²
Building footprint
542 m²
Volume, LiDAR
4,832 m³
2 parcels, Flanders · tallest building 14.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Gentsesteenweg 103, 2800 Mechelen
since 19652.116.907.907
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12404G0323/00N003 | Flanders | 1,336 m² | 1 · 461 m² | 14.3 m · 4 fl. |
| 12404G0323/00L002 | Flanders | 82 m² | 1 · 80 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 7 entries · 50,146 EUR awarded · 50,146 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 9,821 EUR | 9,821 EUR |
| 2024 | 1 | 11,866 EUR | 11,866 EUR |
| 2023 | 2 | 16,513 EUR | 16,513 EUR |
| 2022 | 3 | 11,946 EUR | 11,946 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,499 companies in sector 31004 we hold annual accounts for 620. 263 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL
31004Manufacture of dining room, living room, bedroom and bathroom furniture
36111
36141
Sources
Crossroads Bank for EnterprisesNational Bank · 48 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.